Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 2, 2026, Capital One Financial Corporation (COF) has a Wall Street consensus price target of $273.62, based on estimates from 56 covering analysts. With the stock currently trading at $195.64, this represents a potential upside of +39.9%. The company has a market capitalization of $124.37B.
Analyst price targets range from a low of $218.00 to a high of $300.00, representing a 30% spread in expectations. The median target of $275.00 aligns closely with the consensus average.
The current analyst consensus rating is Buy, with 33 analysts rating the stock as a Buy or Strong Buy,19 rating it Hold, and 4 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, COF trades at a trailing P/E of 16.9x and forward P/E of 9.7x. The forward PEG ratio of 10.08 reflects a premium valuation. Analysts expect EPS to grow +813.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $389.51, with bear and bull scenarios of $198.60 and $1396.38 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
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Start ComparisonThe consensus Wall Street price target for COF is $273.62, representing 39.9% upside from the current price of $195.64. With 56 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
COF has a consensus rating of "Buy" based on 56 Wall Street analysts. The rating breakdown is predominantly bullish, with 33 Buy/Strong Buy ratings. The consensus 12-month price target of $273.62 implies 39.9% upside from current levels.
With a forward P/E of 9.6686x, COF trades at a relatively low valuation. The consensus target of $273.62 implies 39.9% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $300 for COF, while the most conservative target is $218. The consensus of $273.62 represents the median expectation. Our quantitative valuation model projects a bull case target of $1396 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
COF is heavily covered by Wall Street, with 56 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 33 have Buy ratings, 19 recommend Hold, and 4 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month COF stock forecast based on 56 Wall Street analysts shows a consensus price target of $273.62, with estimates ranging from $218 (bear case) to $300 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $390, with bear/bull scenarios of $199/$1396.
Our quantitative valuation model calculates COF's fair value at $390 (base case), with a bear case of $199 and bull case of $1396. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
COF trades at a forward P/E ratio of 9.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 16.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on COF, with a "Buy" consensus rating and $273.62 price target (39.9% upside). 33 of 56 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
COF analyst price targets range from $218 to $300, a 30% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $273.62 consensus represents the middle ground. Our model's $199-$1396 range provides an independent fundamental perspective.