16.1% Below Target

Corpay, Inc. (CPAY) has a consensus 12-month price target of $385.89, implying 16.1% upside from $332.48. The 18 analysts covering CPAY see moderate appreciation potential.

CPAY has a consensus rating of "Buy" based on 18 Wall Street analysts. The rating breakdown is predominantly bullish, with 13 Buy/Strong Buy ratings. The consensus 12-month price target of $385.89 implies 16.1% upside from current levels.

With a forward P/E of 12.4163x, CPAY trades at a relatively low valuation. The consensus target of $385.89 implies 16.1% appreciation, suggesting meaningful undervaluation.

The most bullish Wall Street analyst has a price target of $450 for CPAY, while the most conservative target is $340. The consensus of $385.89 represents the median expectation. Our quantitative valuation model projects a bull case target of $792 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

CPAY is well covered by analysts, with 18 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 13 have Buy ratings, 5 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month CPAY stock forecast based on 18 Wall Street analysts shows a consensus price target of $385.89, with estimates ranging from $340 (bear case) to $450 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $601, with bear/bull scenarios of $379/$792.

Our quantitative valuation model calculates CPAY's fair value at $601 (base case), with a bear case of $379 and bull case of $792. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 55/100.

CPAY trades at a forward P/E ratio of 12.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 22.1x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Wall Street analysts are optimistic on CPAY, with a "Buy" consensus rating and $385.89 price target (16.1% upside). 13 of 18 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

CPAY analyst price targets range from $340 to $450, a 29% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $385.89 consensus represents the middle ground. Our model's $379-$792 range provides an independent fundamental perspective.