Consumer Portfolio Services, Inc. (CPSS) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 6.94M | 6.32M | 0 | 0 | 29.84M | 0 | 0 | 0 | 0 | 0 | 8.31M | 7.08M | 10.19M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | -3.78B | -3.72B | -3.45B | -3.46B | -3.42B | -3.24B | -2.96B | -2.87B | 0 | 0 | 0 | -2.71B | -2.61B | -2.46B | -2.23B | -2.1B | -2.06B | -2.05B |
| Total Non-Current Assets | 16K | 16K | 0 | 0 | 3.64B | 0 | 0 | 0 | 0 | 0 | 2.87B | 2.85B | 2.83B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant & Equipment | 0 | 0 | 17.6M | 19.28M | 1.17M | 20.39M | 21.75M | 23.12M | 24.46M | 4.3M | 1.29M | 1.28M | 1.46M | 7.44M | 5.92M | 6.88M | 7.83M | 9.32M | 10.7M | 9.19M |
| Fixed Asset Turnover | - | - | 5.88x | 10.74x | 9.92x | 5.00x | 4.48x | 4.03x | 6.38x | 32.90x | 71.41x | 61.78x | 18.66x | 12.42x | 14.11x | 11.15x | 8.67x | 6.93x | 6.89x | 6.81x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 3.66B | 0 | 0 | 3.45B | 0 | 0 | 0 | 0 | 0 | 2.71B | 2.66B | 2.63B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 4.05B | 3.86B | 3.81B | 3.76B | 3.67B | 3.5B | 3.46B | 3.29B | 3.01B | 2.91B | 2.88B | 2.85B | 2.84B | 2.76B | 2.65B | 2.5B | 2.28B | 2.16B | 2.11B | 2.1B |
| Asset Turnover | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.04x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x |
| Asset Growth % | 10.32% | 10.19% | 10.02% | 14.52% | 22.19% | 20.48% | 20.2% | 15.16% | 5.99% | 5.47% | 8.69% | 14.13% | 24.55% | 27.37% | 25.82% | 18.86% | 8.67% | 0.64% | -8.77% | -10% |
| Total Current Liabilities | 4.53M | 14.27M | 46.16M | 47.05M | 365.68M | 57.9M | 46.56M | 40.37M | 53.33M | 65.65M | 240.38M | 245.27M | 0 | 65.19M | 52.05M | 189.69M | 132.7M | 76.44M | 80.97M | 78.97M |
| Accounts Payable | 0 | 65.24M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 4.53M | 14.27M | 990K | 2.66M | 365.68M | 13.81M | 1.25M | 1.97M | 2.45M | 7.2M | 240.38M | 245.27M | 285.81M | 18.32M | 817K | 133.49M | 83.39M | 41.85M | 39.52M | 35.97M |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 0 | -65.24M | 45.17M | 44.39M | 0 | 44.09M | 45.32M | 38.4M | 50.88M | 58.45M | 0 | 0 | -285.81M | 46.86M | 51.23M | 56.2M | 49.3M | 34.59M | 41.45M | 43M |
| Current Ratio | 1.53x | 0.44x | - | - | 0.08x | - | - | - | - | - | 0.03x | 0.03x | - | - | - | - | - | - | - | - |
| Quick Ratio | 1.53x | 0.44x | - | - | 0.08x | - | - | - | - | - | 0.03x | 0.03x | - | - | - | - | - | - | - | - |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 3.74B | 3.54B | 0 | 0 | 3.01B | 0 | 0 | 0 | 0 | 0 | 2.37B | 2.35B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 3.67B | 3.47B | 3.44B | 3.39B | 2.93B | 3.12B | 3.1B | 2.94B | 2.65B | 2.56B | 2.31B | 2.3B | 2.25B | 2.46B | 2.38B | 2.11B | 1.96B | 1.91B | 1.86B | 1.87B |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 3.74B | 3.55B | 3.5B | 3.46B | 3.38B | 3.21B | 3.18B | 3.01B | 2.73B | 2.63B | 2.61B | 2.6B | 2.59B | 2.53B | 2.43B | 2.3B | 2.09B | 1.99B | 1.95B | 1.96B |
| Total Debt | 3.69B | 3.51B | 3.46B | 3.42B | 3.3B | 3.16B | 3.13B | 2.97B | 2.68B | 2.57B | 2.55B | 2.54B | 2.53B | 2.48B | 2.38B | 2.25B | 2.04B | 1.95B | 1.9B | 1.91B |
| Net Debt | 3.68B | 3.5B | 3.31B | 3.26B | 3.27B | 3.02B | 2.85B | 2.7B | 2.53B | 2.45B | 2.54B | 2.53B | 2.52B | 2.31B | 2.21B | 2.08B | 1.86B | 1.78B | 1.73B | 1.71B |
| Debt / Equity | 11.74x | 11.33x | 11.24x | 11.27x | 11.06x | 10.78x | 10.99x | 10.59x | 9.59x | 9.36x | 9.60x | 9.96x | 10.44x | 10.85x | 10.91x | 11.33x | 11.12x | 11.48x | 11.80x | 12.88x |
| Debt / EBITDA | 54.03x | 474.40x | 477.56x | 474.42x | 468.00x | 417.43x | 443.35x | 430.56x | 395.24x | 255.81x | 177.05x | 135.07x | 135.78x | 132.37x | 68.52x | 64.91x | 68.73x | 78.82x | 95.40x | 133.79x |
| Net Debt / EBITDA | 53.93x | 473.55x | 456.57x | 452.18x | 463.77x | 399.26x | 403.85x | 391.88x | 372.95x | 243.33x | 176.47x | 134.69x | 135.24x | 123.68x | 63.55x | 60.04x | 62.47x | 71.70x | 86.69x | 119.87x |
| Interest Coverage | 1.13x | 0.12x | 0.12x | 0.12x | 0.12x | 0.14x | 0.14x | 0.14x | 0.16x | 0.24x | 0.38x | 0.52x | 0.56x | 0.63x | 1.46x | 1.82x | 1.79x | 1.44x | 1.07x | 0.73x |
| Total Equity | 314.35M | 309.54M | 307.56M | 303.1M | 298.43M | 292.77M | 285.09M | 280.31M | 279.1M | 274.67M | 265.9M | 255.2M | 242.79M | 228.39M | 218.18M | 198.29M | 183.87M | 170.21M | 161.39M | 148.52M |
| Equity Growth % | 5.34% | 5.73% | 7.88% | 8.13% | 6.93% | 6.59% | 7.22% | 9.84% | 14.95% | 20.26% | 21.87% | 28.7% | 32.05% | 34.18% | 35.19% | 33.51% | 32.78% | 27.63% | 25.46% | 18.74% |
| Book Value per Share | 13.36 | 13.03 | 12.79 | 12.54 | 12.27 | 12.06 | 11.80 | 11.55 | 11.34 | 11.04 | 10.54 | 10.06 | 9.56 | 9.58 | 8.19 | 7.16 | 6.52 | 6.35 | 6.16 | 5.91 |
| Total Shareholders' Equity | 314.35M | 309.54M | 307.56M | 303.1M | 298.43M | 292.77M | 285.09M | 280.31M | 279.1M | 274.67M | 265.9M | 255.2M | 242.79M | 228.39M | 218.18M | 198.29M | 183.87M | 170.21M | 161.39M | 148.52M |
| Common Stock | 23.7M | 24.43M | 26.17M | 26.56M | 26.68M | 25.72M | 25.04M | 25.06M | 28.52M | 28.68M | 28.26M | 27.94M | 29.48M | 28.91M | 31.43M | 36.95M | 47.84M | 55.3M | 72.4M | 73.2M |
| Retained Earnings | 291.92M | 286.38M | 281.4M | 276.55M | 271.75M | 267.06M | 261.92M | 257.12M | 252.45M | 247.86M | 240.67M | 230.29M | 216.34M | 202.51M | 188.38M | 162.97M | 137.65M | 116.53M | 97.57M | 83.88M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -1.27M | -1.27M | -10K | -10K | -10K | -10K | -1.87M | -1.87M | -1.87M | -1.87M | -3.03M | -3.03M | -3.03M | -3.03M | -1.62M | -1.62M | -1.62M | -1.62M | -8.57M | -8.57M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |