Customers Bancorp, Inc. (CUBI) Quarterly Income Statement

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Customers Bancorp, Inc. (CUBI) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

CUBI Income Statement

Customers Bancorp, Inc. (CUBI) annual income statement — 17-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	193.37M	191.35M	204.43M	201.91M	176.7M	167.45M	167.82M	158.54M	167.65M	160.38M	172.51M	199.77M	165.27M	149.9M	135.14M	159.03M	164.85M	164.7M	193.69M	219.89M
NII Growth %	9.43%	14.28%	21.81%	27.35%	5.4%	4.4%	-2.72%	-20.64%	1.44%	7%	27.65%	25.62%	0.25%	-8.99%	-30.23%	-27.68%	18.81%	24.08%	57.54%	104.67%
Net Interest Margin %	0.73%	0.74%	0.82%	0.83%	0.78%	0.75%	0.75%	0.74%	0.8%	0.75%	0.81%	0.91%	0.75%	0.69%	0.65%	0.78%	0.81%	0.86%	0.99%	1.15%
Interest Income	344.66M	336.31M	355.2M	361.48M	328M	314.91M	329.91M	332.11M	334.04M	331.78M	345.92M	376.34M	330.16M	314.94M	269.65M	235.92M	196.33M	183.48M	214.04M	242.85M
Interest Expense	151.29M	144.96M	150.77M	159.57M	151.3M	147.46M	162.09M	173.57M	166.38M	171.39M	173.41M	176.57M	164.89M	165.05M	134.51M	76.88M	31.48M	18.78M	20.34M	22.96M
Loan Loss Provision	0	23.37M	0	26.54M	20.78M	28.3M	21.19M	17.07M	18.12M	17.07M	13.52M	17.86M	23.63M	19.6M	28.22M	-7.99M	23.85M	16M	13.89M	13.16M
Non-Interest Income	0	34.32M	32.52M	26.02M	25.55M	-29.12M	-16.41M	4.78M	27.52M	17.2M	14.89M	13.92M	11.22M	13.46M	-5.35M	-12.87M	8.4M	18.83M	6M	14.91M
Non-Interest Income %	0%	15.21%	13.72%	11.42%	12.63%	-21.05%	-10.83%	2.93%	14.1%	9.69%	7.95%	6.51%	6.36%	8.24%	-4.12%	-8.8%	4.85%	10.26%	3.01%	6.35%
Total Net Revenue	193.37M	225.67M	236.94M	227.94M	202.26M	138.33M	151.42M	163.32M	195.17M	177.59M	187.4M	213.69M	176.49M	163.36M	129.79M	146.16M	173.26M	183.53M	199.7M	234.8M
Revenue Growth %	-4.4%	63.14%	56.49%	39.56%	3.63%	-22.11%	-19.2%	-23.57%	10.59%	8.71%	44.39%	46.2%	1.87%	-10.99%	-35.01%	-37.75%	10.62%	21.52%	36.22%	78.61%
Non-Interest Expense	137.96M	111.99M	117.31M	101.05M	102.57M	98.14M	94.36M	100.24M	99.94M	95.14M	89.99M	85.61M	84.52M	75.47M	65.73M	72.35M	71.86M	71.44M	70.56M	69.33M
Efficiency Ratio	71.35%	49.63%	49.51%	44.33%	50.71%	70.95%	62.32%	61.37%	51.2%	53.57%	48.02%	40.06%	47.89%	46.2%	50.64%	49.5%	41.48%	38.92%	35.33%	29.53%
Operating Income	55.41M	90.31M	119.64M	100.34M	78.9M	11.89M	35.86M	46.02M	77.12M	65.38M	83.89M	110.23M	68.34M	68.28M	35.85M	81.81M	77.55M	96.09M	115.25M	152.31M
Operating Margin %	28.65%	40.02%	50.49%	44.02%	39.01%	8.59%	23.68%	28.18%	39.51%	36.81%	44.76%	51.58%	38.72%	41.8%	27.62%	55.97%	44.76%	52.36%	57.71%	64.87%
Operating Income Growth %	-29.78%	659.65%	233.61%	118.05%	2.31%	-81.82%	-57.25%	-58.25%	12.84%	-4.26%	134.02%	34.73%	-11.87%	-28.94%	-68.9%	-46.28%	-4.81%	4.23%	46.87%	141.51%
Pretax Income	89.45M	90.31M	97.3M	100.34M	78.9M	11.89M	35.86M	46.02M	77.12M	65.38M	83.89M	110.23M	68.34M	68.28M	35.85M	81.81M	77.55M	96.09M	115.25M	152.31M
Pretax Margin %	46.26%	40.02%	41.06%	44.02%	39.01%	8.59%	23.68%	28.18%	39.51%	36.81%	44.76%	51.58%	38.72%	41.8%	27.62%	55.97%	44.76%	52.36%	57.71%	64.87%
Income Tax	17.89M	20.65M	22.81M	24.6M	17.96M	-1.02M	8.95M	-725K	19.03M	15.65M	21.8M	23.47M	20.77M	14.56M	7.14M	17.9M	18.9M	19.33M	12.99M	36.26M
Effective Tax Rate %	20%	22.87%	23.44%	24.51%	22.77%	-8.61%	24.95%	-1.58%	24.68%	23.94%	25.98%	21.29%	30.39%	21.33%	19.91%	21.88%	24.37%	20.12%	11.27%	23.81%
Net Income	71.56M	69.65M	74.49M	75.75M	60.94M	12.91M	26.91M	46.74M	58.09M	49.73M	62.09M	86.76M	47.57M	53.72M	28.71M	63.91M	58.65M	76.76M	100.67M	116.04M
Net Margin %	37.01%	30.87%	31.44%	33.23%	30.13%	9.33%	17.78%	28.62%	29.76%	28%	33.13%	40.6%	26.96%	32.89%	22.12%	43.73%	33.85%	41.83%	50.41%	49.42%
Net Income Growth %	17.43%	439.44%	176.77%	62.05%	4.91%	-74.03%	-56.65%	-46.12%	22.09%	-7.44%	116.27%	35.74%	-18.88%	-30.02%	-71.48%	-44.92%	-4.39%	109.76%	78.98%	129.72%
Net Income (Continuing)	71.56M	69.65M	74.49M	75.75M	60.94M	12.91M	26.91M	46.74M	58.09M	49.73M	62.09M	86.76M	47.57M	53.72M	28.71M	63.91M	58.65M	76.76M	102.25M	116.04M
EPS (Diluted)	2.05	1.97	1.98	2.20	1.73	0.29	0.71	1.31	1.66	1.40	1.79	2.58	1.39	1.55	0.77	1.85	1.68	2.18	2.87	3.25
EPS Growth %	18.5%	579.31%	178.87%	67.94%	4.22%	-79.29%	-60.34%	-49.22%	19.42%	-9.68%	132.47%	39.46%	-17.26%	-28.9%	-73.17%	-43.08%	-2.33%	115.84%	73.94%	119.59%
EPS (Basic)	2.12	2.04	2.05	2.28	1.77	0.30	0.74	1.36	1.72	1.46	1.86	2.65	1.41	1.58	0.79	1.89	1.73	2.27	3.02	3.40
Diluted Shares Outstanding	34.91M	35.31M	35.4M	33.46M	32.37M	32.49M	32.56M	32.77M	32.7M	32.85M	32.52M	32.17M	31.59M	32.34M	33.08M	33.23M	33.58M	34.33M	34.32M	33.87M