Customers Bancorp, Inc. (CUBI) quarterly cash flow statement — complete operating, investing & financing history
Customers Bancorp, Inc. (CUBI) cash flow statement — 17-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | 107.3M | 35.07M | 121.57M | 116.91M | 162.15M | 94.12M | 133.4M | 24.4M | 6.08M | -18.82M | -118.38M | 136.1M | 89.47M | 17.54M | -295.85M | 109M | 49.08M | 116.94M | 19.43M | -14.8M |
| Operating CF Growth % | -33.83% | -62.74% | -8.87% | 379.19% | 2569.2% | 600.16% | 212.69% | -82.07% | -93.21% | -207.3% | 59.99% | 24.87% | 82.27% | -85% | -1622.55% | 836.42% | -44.81% | -34.15% | -67.37% | -143.67% |
| Net Income | 71.56M | 69.65M | 74.49M | 75.75M | 60.94M | 12.91M | 26.91M | 46.74M | 58.09M | 49.73M | 62.09M | 86.76M | 47.57M | 53.72M | 28.71M | 63.91M | 58.65M | 76.76M | 102.25M | 116.04M |
| Depreciation & Amortization | 0 | 14.23M | 14.14M | 1.9M | 11.64M | 15.64M | 9.09M | 9.75M | 6.46M | 8.25M | 7.59M | 7.66M | 7.74M | 8.83M | 7.13M | 6.7M | 7.27M | 6.05M | 5.45M | 5.49M |
| Deferred Taxes | 0 | 3.34M | 1.71M | -1.73M | 13.97M | -24.94M | -446K | -168K | -253K | -276K | 178K | 19.23M | -15.89M | 18.66M | 7.34M | 18.37M | 4.01M | -22.81M | 10.7M | 3.56M |
| Other Non-Cash Items | 41.62M | 24.96M | 5.86M | 23.5M | 31.35M | 96.21M | 109.29M | -16.55M | -28.57M | -14.62M | -198.78M | -47.68M | 96.02M | -83.81M | -284.93M | 6.55M | 13.09M | -7.2M | -69.39M | -154.38M |
| Working Capital Changes | -5.88M | -82.84M | 19.97M | 13.09M | 39.85M | -9.94M | -15.17M | -19.03M | -32.83M | -65.78M | 8.01M | 66.61M | -49.48M | 17.13M | -57.55M | 10.12M | -37.57M | 60.41M | -32.25M | 10.95M |
| Cash from Investing | -1.3B | -626.28M | -412.09M | -1.03B | -119.17M | -500.03M | -261.07M | -386.7M | -195.16M | -163.16M | 1.16B | 397.07M | 795.46M | 804.64M | -213.3M | 14.96M | -1.19B | 88.67M | -1.12B | 1.39B |
| Purchase of Investments | -845.49M | -225.46M | -142.09M | -305.69M | -350.08M | -170.71M | -180.24M | -81.33M | -275.41M | -328.9M | -1.43M | -5.38M | -12.8M | -73.07M | -427.6M | -28.93M | -86.58M | -814.25M | -2.2B | -533.77M |
| Sale/Maturity of Investments | 219.5M | 237.92M | 9.4M | 242.63M | 604.91M | 168.58M | 629.45M | 273.01M | 435.52M | 207.62M | 464.68M | 159.87M | 137.18M | 113.86M | 403.83M | 193.98M | 528.57M | 380.76M | 82.46M | 344.1M |
| Net Investment Activity | -625.99M | 12.45M | -132.69M | -63.06M | 254.82M | -2.13M | 449.21M | 191.68M | 160.12M | -121.28M | 463.25M | 154.49M | 124.37M | 40.79M | -23.77M | 165.05M | 441.99M | -433.48M | -2.12B | -189.67M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -669.79M | -638.69M | -221.73M | -903.13M | -350.5M | -480.81M | -677.38M | -566.43M | -339.37M | -37.45M | 717.86M | 242.94M | 671.11M | 766.06M | -163.57M | -91.78M | -1.6B | 525.36M | 1.02B | 1.59B |
| Cash from Financing | 570.37M | 977.96M | 516.34M | 1.59B | 31.84M | 48.67M | 825.57M | 401.74M | -463.45M | 36.75M | -615.8M | -268.42M | 223.61M | 768.7M | 560.49M | 35.33M | 1.11B | -449.04M | 566.93M | -752.59M |
| Dividends Paid | 0 | 0 | -1.95M | -2.01M | -3.41M | -3.43M | -3.65M | -3.79M | -3.91M | -3.8M | -3.81M | -3.81M | -3.56M | -3.45M | -2.95M | -2.46M | -2.09M | -1.82M | -2.04M | -2.05M |
| Share Repurchases | -6.65M | -42.74M | -85M | -57.5M | -57.5M | -5.64M | -1.03M | -18.21M | 0 | 0 | 0 | 0 | 0 | -39.81M | -5.34M | 0 | -21.51M | -6.31M | -27.66M | 0 |
| Stock Issued | 420K | 246K | -37K | 164.75M | 488K | 645K | 250K | 734K | 296K | 481K | 2.79M | 164K | 105K | 55K | 86K | 123K | 116K | 208K | 16.1M | 3.85M |
| Net Stock Activity | -6.23M | -42.5M | -85.04M | 107.25M | -57.01M | -5M | -783K | -17.48M | 296K | 481K | 2.79M | 164K | 105K | -39.75M | -5.26M | 123K | -21.39M | -6.1M | -11.56M | 3.85M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | -1000K | 0 | -1000K | -1000K | 0 | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K |
| Other Financing | 146.61M | 820.45M | 459.98M | 1.44B | 32.27M | 57.1M | 805M | 368.01M | -284.84M | 40.08M | -274.78M | 245.23M | 227.07M | -438.1M | 268.7M | 172.67M | 598.72M | 258.88M | -119.47M | 3.01B |
| Net Change in Cash | -619.35M | 386.74M | 225.82M | 682.13M | 74.82M | -357.24M | 697.91M | 39.44M | -652.53M | -145.23M | 426.37M | 264.75M | 1.11B | 1.59B | 51.34M | 159.29M | -29.42M | -243.43M | -534.02M | 621.55M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 4.8B | 4.41B | 4.19B | 3.5B | 3.43B | 3.79B | 3.09B | 3.05B | 3.7B | 3.85B | 3.42B | 3.16B | 2.05B | 455.81M | 404.46M | 245.18M | 274.6M | 518.03M | 1.05B | 430.5M |
| Cash at End | 4.18B | 4.8B | 4.41B | 4.19B | 3.5B | 3.43B | 3.79B | 3.09B | 3.05B | 3.7B | 3.85B | 3.42B | 3.16B | 2.05B | 455.81M | 404.46M | 245.18M | 274.6M | 518.03M | 1.05B |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 106.05M | 35.07M | 63.9M | 57.44M | 138.66M | 77.04M | 100.51M | 12.44M | -9.84M | -23.24M | -138.94M | 135.73M | 89.44M | 15.33M | -321.81M | 50.69M | 23.22M | 113.74M | 3.59M | -22.97M |
| FCF Growth % | -23.51% | -54.48% | -36.42% | 361.57% | 1509.53% | 431.44% | 172.34% | -90.83% | -111% | -251.6% | 56.83% | 167.8% | 285.25% | -86.52% | -9066.56% | 320.63% | -72.73% | -34.05% | -92.26% | -183.68% |