Question 1

What percentage of CZFS is owned by institutions?

Accepted Answer

Based on Q1 2026 13F filings, institutional ownership of Citizens Financial Services, Inc. stands at 25.1%, held across 84 reporting institutions.

Question 2

Who is the largest institutional holder of CZFS?

Accepted Answer

BlackRock, Inc. is the largest reported institutional holder of CZFS, with approximately 331,294 shares worth $0.02B as of Q1 2026.

Question 3

Is CZFS a hedge fund favorite?

Accepted Answer

Yes — 1 widely-followed marquee investor appear among the top 25 institutional holders of CZFS, including MILLENNIUM MANAGEMENT LLC.

Question 4

What is CZFS's Smart Money Score?

Accepted Answer

Our composite Smart Money Score for CZFS is 61 out of 100 (Bullish). It combines net institutional buying activity, ownership shift, marquee investor presence, and holder-count growth.

Question 5

How many institutions bought CZFS this quarter?

Accepted Answer

10 institutions opened new positions in CZFS during Q1 2026, while 8 fully exited. 55 added to existing positions and 17 trimmed.

Question 6

How is institutional ownership of CZFS changing?

Accepted Answer

CZFS institutional ownership rose by 1.88 percentage points quarter-over-quarter, with a net change of +2 holders.

Question 7

How concentrated is CZFS ownership among the top holders?

Accepted Answer

The top 10 institutions account for 76.3% of all reported 13F value in CZFS, and the top 25 account for 92.6%.

Question 8

Where does this CZFS institutional ownership data come from?

Accepted Answer

All data is sourced from SEC Form 13F filings, which institutional investment managers with at least $100M in assets are required to file each quarter. We process every 13F filing from EDGAR and recompute the aggregates after each cycle. Insider transactions are sourced from Form 4 filings.

#	Institution	Shares Held	Market Value	QoQ Change	Ownership %	% of Fund
1	BlackRock, Inc.	331K	$20.3M	-1.4%	6.892%	0.00%
2	VANGUARD CAPITAL MANAGEMENT LLC	202K	$12.3M	—	4.196%	0.00%
3	CITIZENS & NORTHERN CORP	117K	$7.2M	0.0%	2.435%	1.79%
4	GEODE CAPITAL MANAGEMENT, LLC	112K	$6.9M	+1.4%	2.339%	0.00%
5	STATE STREET CORP	94K	$5.7M	-5.7%	1.954%	0.00%
6	AMERICAN CENTURY COMPANIES INC	44K	$2.7M	+58.4%	0.919%	0.00%
7	Hudock, Inc.	41K	$2.5M	+2.2%	0.848%	0.37%
8	CHARLES SCHWAB INVESTMENT MANAGEMENT INC	38K	$2.3M	-3.6%	0.783%	0.00%
9	NORTHERN TRUST CORP	37K	$2.3M	+5.9%	0.771%	0.00%
10	VANGUARD FIDUCIARY TRUST CO	31K	$1.9M	—	0.635%	0.00%
11	DIMENSIONAL FUND ADVISORS LP	29K	$1.7M	+16.8%	0.595%	0.00%
12	VANGUARD PORTFOLIO MANAGEMENT LLC	26K	$1.6M	—	0.543%	0.00%
13	De Lisle Partners LLP	21K	$1.3M	+13.9%	0.427%	0.15%
14	MARSHALL WACE, LLP	18K	$1.1M	+145.7%	0.378%	0.00%
15	GOLDMAN SACHS GROUP INC	18K	$1.1M	+108.6%	0.366%	0.00%
16	Cyndeo Wealth Partners, LLC	16K	$996K	+0.7%	0.339%	0.05%
17	Bank of New York Mellon Corp	15K	$946K	-21.3%	0.322%	0.00%
18	Quantinno Capital Management LP	14K	$847K	+35.5%	0.288%	0.00%
19	MORGAN STANLEY	13K	$782K	+99.7%	0.266%	0.00%
20	LAWOOD & CO	11K	$656K	0.0%	0.223%	0.61%
21	Squarepoint Ops LLC	10K	$630K	—	0.214%	0.00%
22	Trexquant Investment LP	10K	$605K	-6.8%	0.206%	0.01%
23	GREAT LAKES ADVISORS, LLC	8K	$491K	-11.9%	0.167%	0.00%
24	BANK OF AMERICA CORP /DE/	8K	$490K	+69.2%	0.167%	0.00%
25	MILLENNIUM MANAGEMENT LLC	8K	$474K	-41.3%	0.161%	0.00%

Quarter	Inst. Holders	Δ Holders	Ownership %	Δ Ownership	Total 13F Value	Δ Value
Q1 2026	84	+2.4%	25.06%	+1.88 pp	$84M	+8.1%
Q4 2025	82	+7.9%	23.18%	0.05 pp	$78M	0.2%
Q3 2025	76	+5.6%	23.23%	+1.01 pp	$78M	+4.5%
Q2 2025	72	+1.4%	22.22%	8.39 pp	$74M	27%
Q1 2025	71	+7.6%	30.61%	+7.55 pp	$102M	+33%
Q4 2024	66	+12%	23.06%	+3.26 pp	$77M	+16%
Q3 2024	59	+1.7%	19.80%	+5.04 pp	$66M	+34%
Q2 2024	58	—	14.76%	—	$49M	—

Citizens Financial Services, Inc. (CZFS) Institutional Ownership

AI Insights & Key Takeaways

Top Institutional Holders of CZFS

Quarterly Institutional Activity

CZFS Institutional Ownership by Quarter

CZFS — Frequently Asked Questions