Citizens Financial Services, Inc. (CZFS) Institutional Ownership
Q1 2026 13F Data|Updated 2026-06-13
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Institutional ownership increased this quarter (+1.88 pp), though top 10 holders maintain a highly concentrated 76.3% of institutional value.
Institutional Ownership25.1%$84M total value · ▲ +1.88 pp vs prior quarter
Can exceed 100% due to securities lending, short interest, and reporting timing differences.
Smart Money Score61 / 100Bullish
Based on ownership concentration, fund quality, buying/selling activity, conviction signals, and institutional trend.
Institutions & Flow84 holders+2 net flow (+10 / -8)
AI Insights & Key Takeaways
- Positive Institutional Flow (+2)
- Millennium Management Llc maintains a significant position
- Top 10 holders control 76.3% of institutional value
- No Insider Signal
Top Institutional Holders of CZFS
Ranked by reported Q1 2026 13F market value
Top 10 Holders
76.3%
Top 25 Holders
92.6%
Share of total reported institutional value in CZFS held by the largest 10 / 25 filers.
| # | Institution | Shares Held | Market Value | QoQ Change | Ownership % | % of Fund |
|---|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 331K | $20.3M | -1.4% | 6.892% | 0.00% |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | 202K | $12.3M | — | 4.196% | 0.00% |
| 3 | CITIZENS & NORTHERN CORP | 117K | $7.2M | 0.0% | 2.435% | 1.79% |
| 4 | GEODE CAPITAL MANAGEMENT, LLC | 112K | $6.9M | +1.4% | 2.339% | 0.00% |
| 5 | STATE STREET CORP | 94K | $5.7M | -5.7% | 1.954% | 0.00% |
| 6 | AMERICAN CENTURY COMPANIES INC | 44K | $2.7M | +58.4% | 0.919% | 0.00% |
| 7 | Hudock, Inc. | 41K | $2.5M | +2.2% | 0.848% | 0.37% |
| 8 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 38K | $2.3M | -3.6% | 0.783% | 0.00% |
| 9 | NORTHERN TRUST CORP | 37K | $2.3M | +5.9% | 0.771% | 0.00% |
| 10 | VANGUARD FIDUCIARY TRUST CO | 31K | $1.9M | — | 0.635% | 0.00% |
| 11 | DIMENSIONAL FUND ADVISORS LP | 29K | $1.7M | +16.8% | 0.595% | 0.00% |
| 12 | VANGUARD PORTFOLIO MANAGEMENT LLC | 26K | $1.6M | — | 0.543% | 0.00% |
| 13 | De Lisle Partners LLP | 21K | $1.3M | +13.9% | 0.427% | 0.15% |
| 14 | MARSHALL WACE, LLP | 18K | $1.1M | +145.7% | 0.378% | 0.00% |
| 15 | GOLDMAN SACHS GROUP INC | 18K | $1.1M | +108.6% | 0.366% | 0.00% |
| 16 | Cyndeo Wealth Partners, LLC | 16K | $996K | +0.7% | 0.339% | 0.05% |
| 17 | Bank of New York Mellon Corp | 15K | $946K | -21.3% | 0.322% | 0.00% |
| 18 | Quantinno Capital Management LP | 14K | $847K | +35.5% | 0.288% | 0.00% |
| 19 | MORGAN STANLEY | 13K | $782K | +99.7% | 0.266% | 0.00% |
| 20 | LAWOOD & CO | 11K | $656K | 0.0% | 0.223% | 0.61% |
| 21 | Squarepoint Ops LLC | 10K | $630K | — | 0.214% | 0.00% |
| 22 | Trexquant Investment LP | 10K | $605K | -6.8% | 0.206% | 0.01% |
| 23 | GREAT LAKES ADVISORS, LLC | 8K | $491K | -11.9% | 0.167% | 0.00% |
| 24 | BANK OF AMERICA CORP /DE/ | 8K | $490K | +69.2% | 0.167% | 0.00% |
| 25 | MILLENNIUM MANAGEMENT LLC | 8K | $474K | -41.3% | 0.161% | 0.00% |
denotes a marquee investor (Buffett, Burry, ARK, Tiger Global, Pershing Square, Baupost and other widely-followed managers). “% of Fund” shows how much of that investor’s total 13F portfolio is invested in CZFS — a direct measure of their conviction.
Quarterly Institutional Activity
Filings activity in CZFS during Q1 2026, grouped by how each filer changed its position.
CZFS Institutional Ownership by Quarter
8 quarters of 13F filings · Δ columns show change vs prior quarter
| Quarter | Inst. Holders | Δ Holders | Ownership % | Δ Ownership | Total 13F Value | Δ Value |
|---|---|---|---|---|---|---|
| Q1 2026 | 84 | +2.4% | 25.06% | +1.88 pp | $84M | +8.1% |
| Q4 2025 | 82 | +7.9% | 23.18% | 0.05 pp | $78M | 0.2% |
| Q3 2025 | 76 | +5.6% | 23.23% | +1.01 pp | $78M | +4.5% |
| Q2 2025 | 72 | +1.4% | 22.22% | 8.39 pp | $74M | 27% |
| Q1 2025 | 71 | +7.6% | 30.61% | +7.55 pp | $102M | +33% |
| Q4 2024 | 66 | +12% | 23.06% | +3.26 pp | $77M | +16% |
| Q3 2024 | 59 | +1.7% | 19.80% | +5.04 pp | $66M | +34% |
| Q2 2024 | 58 | — | 14.76% | — | $49M | — |
Source: SEC 13F institutional filings. Ownership % requires market cap data and will show once linked. Δ columns compare to the immediately prior filed quarter.
CZFS — Frequently Asked Questions
Quick answers to the most common questions about buying CZFS stock.
What percentage of CZFS is owned by institutions?
Based on Q1 2026 13F filings, institutional ownership of Citizens Financial Services, Inc. stands at 25.1%, held across 84 reporting institutions.
Who is the largest institutional holder of CZFS?
BlackRock, Inc. is the largest reported institutional holder of CZFS, with approximately 331,294 shares worth $0.02B as of Q1 2026.
Is CZFS a hedge fund favorite?
Yes — 1 widely-followed marquee investor appear among the top 25 institutional holders of CZFS, including MILLENNIUM MANAGEMENT LLC.
What is CZFS's Smart Money Score?
Our composite Smart Money Score for CZFS is 61 out of 100 (Bullish). It combines net institutional buying activity, ownership shift, marquee investor presence, and holder-count growth.
How many institutions bought CZFS this quarter?
10 institutions opened new positions in CZFS during Q1 2026, while 8 fully exited. 55 added to existing positions and 17 trimmed.
How is institutional ownership of CZFS changing?
CZFS institutional ownership rose by 1.88 percentage points quarter-over-quarter, with a net change of +2 holders.
How concentrated is CZFS ownership among the top holders?
The top 10 institutions account for 76.3% of all reported 13F value in CZFS, and the top 25 account for 92.6%.
Where does this CZFS institutional ownership data come from?
All data is sourced from SEC Form 13F filings, which institutional investment managers with at least $100M in assets are required to file each quarter. We process every 13F filing from EDGAR and recompute the aggregates after each cycle. Insider transactions are sourced from Form 4 filings.