Eagle Financial Services, Inc. (EFSI) quarterly income statement — complete revenue, gross profit & net income history
Eagle Financial Services, Inc. (EFSI) annual income statement — 24-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 16.97M | 15.9M | 16.38M | 17.14M | 15.58M | 13.19M | 13.34M | 13M | 12.01M | 12.27M | 12.13M | 12.76M | 12.31M | 12.56M | 13.2M | 12.88M | 11.9M | 11.13M | 11.08M | 10.39M |
| NII Growth % | 8.91% | 20.61% | 22.82% | 31.84% | 29.72% | 7.48% | 9.93% | 1.88% | -2.4% | -2.33% | -8.06% | -0.91% | 3.39% | 12.87% | 19.08% | 23.96% | 19.41% | 16.94% | 18.09% | 10.05% |
| Net Interest Margin % | 0.92% | 0.87% | 0.87% | 0.89% | 0.77% | 0.69% | 0.71% | 0.69% | 0.67% | 0.69% | 0.66% | 0.71% | 0.69% | 0.72% | 0.82% | 0.87% | 0.85% | 0.81% | 0.85% | 0.83% |
| Interest Income | 24.38M | 23.83M | 24.75M | 25.87M | 24.7M | 23.35M | 23.83M | 23.53M | 21.59M | 21.75M | 21.86M | 22.04M | 20.23M | 18.48M | 16.1M | 14.34M | 12.63M | 11.5M | 11.46M | 10.77M |
| Interest Expense | 7.41M | 7.92M | 8.37M | 8.73M | 9.12M | 10.17M | 10.49M | 10.53M | 9.58M | 9.49M | 9.73M | 9.28M | 7.92M | 5.91M | 2.91M | 1.47M | 728K | 370K | 373K | 383K |
| Loan Loss Provision | 3.5M | 0 | 688K | 1.11M | 668K | 1.23M | 351K | 1.54M | 181K | 475K | 366K | 216K | 403K | 664K | 930K | 0 | 360K | 540K | 300K | 300K |
| Non-Interest Income | 8.59M | 0 | 5.36M | 4.84M | 4.57M | -8.9M | 3.96M | 4.3M | 4.09M | 3.13M | 3.39M | 3.78M | 3.12M | 3.27M | 2.82M | 2.8M | 3.57M | 2.97M | 3.01M | 2.58M |
| Non-Interest Income % | 33.61% | 0% | 24.64% | 22.03% | 22.67% | -207.87% | 22.91% | 24.86% | 25.39% | 20.32% | 21.83% | 22.86% | 20.23% | 20.63% | 17.61% | 17.84% | 23.06% | 21.05% | 21.37% | 19.9% |
| Total Net Revenue | 25.56M | 15.9M | 21.74M | 21.98M | 20.15M | 4.28M | 17.3M | 17.3M | 16.1M | 15.4M | 15.52M | 16.54M | 15.43M | 15.83M | 16.02M | 15.67M | 15.47M | 14.1M | 14.09M | 12.97M |
| Revenue Growth % | 26.85% | 271.31% | 25.64% | 27.04% | 25.16% | -72.18% | 11.46% | 4.6% | 4.36% | -2.71% | -3.1% | 5.53% | -0.27% | 12.27% | 13.65% | 20.86% | 26.54% | 20.52% | 23.81% | 13.45% |
| Non-Interest Expense | 15.53M | 16.17M | 15.54M | 13.96M | 12.93M | 12.09M | 8.84M | 11.78M | 12.15M | 11.87M | 12.86M | 13.55M | 12.58M | 12.04M | 11.22M | 10.67M | 10.23M | 9.64M | 11.52M | 9.21M |
| Efficiency Ratio | 60.76% | 101.7% | 71.49% | 63.51% | 64.19% | 282.28% | 51.07% | 68.11% | 75.46% | 77.09% | 82.85% | 81.91% | 81.56% | 76.09% | 70.05% | 68.07% | 66.13% | 68.37% | 81.76% | 71.03% |
| Operating Income | 6.53M | -270K | 5.51M | 6.91M | 6.55M | -9.04M | 8.11M | 3.97M | 3.77M | 3.04M | 2.3M | 2.78M | 2.44M | 3.12M | 3.87M | 5M | 4.88M | 3.92M | 2.27M | 3.46M |
| Operating Margin % | 25.53% | -1.7% | 25.35% | 31.43% | 32.5% | -211.07% | 46.9% | 22.97% | 23.42% | 19.76% | 14.79% | 16.78% | 15.82% | 19.71% | 24.14% | 31.93% | 31.55% | 27.8% | 16.11% | 26.66% |
| Operating Income Growth % | -0.34% | 97.01% | -32.1% | 73.83% | 73.69% | -397.08% | 253.4% | 43.16% | 54.44% | -2.47% | -40.63% | -44.54% | -49.98% | -20.39% | 70.28% | 44.78% | 34.88% | 13.89% | -20.59% | -16.05% |
| Pretax Income | 6.53M | 4.66M | 5.51M | 6.91M | 6.55M | -9.04M | 8.11M | 3.97M | 3.77M | 3.04M | 2.3M | 2.78M | 2.44M | 3.12M | 3.87M | 5M | 4.88M | 3.92M | 2.27M | 3.46M |
| Pretax Margin % | 25.53% | 29.29% | 25.35% | 31.43% | 32.5% | -211.07% | 46.9% | 22.97% | 23.42% | 19.76% | 14.79% | 16.78% | 15.82% | 19.71% | 24.14% | 31.93% | 31.55% | 27.8% | 16.11% | 26.66% |
| Income Tax | 1.54M | 918K | 1.18M | 1.32M | 1.28M | -2.07M | 1.93M | 550K | 585K | 495K | -99K | 457K | 383K | 535K | 670K | 923K | 888K | 669K | -12K | 584K |
| Effective Tax Rate % | 23.67% | 19.71% | 21.33% | 19.17% | 19.52% | 22.85% | 23.76% | 13.84% | 15.52% | 16.27% | -4.31% | 16.46% | 15.69% | 17.15% | 17.33% | 18.44% | 18.2% | 17.07% | -0.53% | 16.89% |
| Net Income | 4.98M | 3.74M | 4.33M | 5.58M | 5.27M | -6.97M | 6.19M | 3.42M | 3.19M | 2.55M | 2.4M | 2.32M | 2.06M | 2.58M | 3.2M | 4.08M | 3.99M | 3.25M | 2.28M | 2.87M |
| Net Margin % | 19.49% | 23.52% | 19.94% | 25.4% | 26.15% | -162.83% | 35.76% | 19.79% | 19.78% | 16.55% | 15.43% | 14.02% | 13.34% | 16.33% | 19.96% | 26.04% | 25.81% | 23.06% | 16.2% | 22.15% |
| Net Income Growth % | -5.48% | 153.63% | -29.94% | 63.08% | 65.46% | -373.7% | 158.29% | 47.65% | 54.76% | -1.43% | -25.09% | -43.19% | -48.45% | -20.46% | 40.03% | 42.08% | 32.93% | 13.56% | -8.9% | -15.65% |
| Net Income (Continuing) | 4.98M | 3.74M | 4.33M | 5.58M | 5.27M | -6.97M | 6.19M | 3.42M | 3.19M | 2.55M | 2.4M | 2.32M | 2.06M | 2.58M | 3.2M | 4.08M | 3.99M | 3.25M | 2.28M | 2.87M |
| EPS (Diluted) | 0.92 | 0.69 | 0.81 | 1.04 | 0.98 | -1.53 | 1.74 | 0.96 | 0.90 | 0.72 | 0.68 | 0.66 | 0.59 | 0.73 | 0.92 | 1.17 | 1.15 | 0.94 | 0.66 | 0.83 |
| EPS Growth % | -6.12% | 145.1% | -53.45% | 8.33% | 8.89% | -312.5% | 155.88% | 45.45% | 52.54% | -1.37% | -26.09% | -43.59% | -48.7% | -22.34% | 39.39% | 40.96% | 32.18% | 11.9% | -10.81% | -16.16% |
| EPS (Basic) | 0.92 | 0.69 | 0.81 | 1.04 | 0.98 | -1.53 | 1.74 | 0.96 | 0.90 | 0.72 | 0.68 | 0.66 | 0.59 | 0.73 | 0.92 | 1.17 | 1.15 | 0.94 | 0.66 | 0.83 |
| Diluted Shares Outstanding | 5.42M | 5.42M | 5.37M | 5.37M | 5.38M | 4.57M | 3.55M | 3.55M | 3.56M | 3.56M | 3.52M | 3.53M | 3.53M | 3.52M | 3.49M | 3.49M | 3.48M | 3.47M | 3.45M | 3.45M |