Eagle Financial Services, Inc. (EFSI) Revenue History
Annual and quarterly revenue from 2002 to present
EFSI Revenue Over Time (2002–2025)
EFSI Revenue Growth History
15 of 23 years with positive growth- FY2002 revenue growth
- N/A
- FY2003 revenue growth
- +8.4%
- FY2004 revenue growth
- +14.2%
- FY2005 revenue growth
- +20.4%
- FY2006 revenue growth
- +19.6%
- FY2007 revenue growth
- +7.8%
- FY2008 revenue growth
- -8.9%
- FY2009 revenue growth
- -5.8%
- FY2010 revenue growth
- +2.6%
- FY2011 revenue growth
- -1.5%
- FY2012 revenue growth
- -1.1%
- FY2013 revenue growth
- -3.3%
- FY2014 revenue growth
- -0.9%
- FY2015 revenue growth
- -3.3%
- FY2016 revenue growth
- +5.8%
- FY2017 revenue growth
- +9.1%
- FY2018 revenue growth
- +7.9%
- FY2019 revenue growth
- +12.1%
- FY2020 revenue growth
- +12.3%
- FY2021 revenue growth
- +13.0%
- FY2022 revenue growth
- +26.7%
- FY2023 revenue growth
- +43.7%
- FY2024 revenue growth
- +10.4%
- FY2025 revenue growth
- -1.3%
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $30.1M | — |
| Q3 2025 | $30.7M | — |
| Q2 2025 | $29.3M | — |
| Q1 2025 | $14.4M | — |
| Q4 2024 | $27.8M | — |
| Q3 2024 | $27.8M | — |
| Q2 2024 | $25.7M | — |
| Q1 2024 | $24.9M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
EFSI's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
By Geography
EFSI Revenue Analysis (2002–2025)
Current Revenue & Growth
As of June 13, 2026, Eagle Financial Services, Inc. (EFSI) generated trailing twelve-month (TTM) revenue of $104.5 million, reflecting solid growth of +8.3% year-over-year. The most recent quarter (Q4 2025) recorded $30.1 million in revenue, down 2.0% sequentially.
Historical Growth Trajectory
EFSI's 5-year compound annual growth rate (CAGR) stands at +17.5%, indicating consistent double-digit revenue growth. The 3-year CAGR of +16.1% is below the 5-year average, signalling a growth deceleration in recent years. Eagle Financial Services, Inc.'s highest annual revenue of $105.9 million was recorded in 2024.
Revenue by Segment
EFSI's revenue is primarily driven by Asset Management (44%), Interchange Fees (26%), and Overdrawn Account Fees (12%). The diversified mix across segments reduces dependence on any single product line, which can support more resilient revenue in downturns.
Peer Comparison
Compared to Financial Services sector peers — including CZWI, FUNC, and MNSB. Compare EFSI vs CZWI →
EFSI Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
 EFSICurrent | $105M | +8.3% | +17.5% | 9.5% | |
 CZWI | $90M | - | - | 7.0% | |
 FUNC | $119M | - | - | 27.3% | |
 MNSB | $136M | - | - | 14.0% | |
 BSVN | $137M | - | - | 41.4% | |
 NBTB | $867M | - | - | 25.3% |
EFSI Historical Revenue Data (2002–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $104.5M | - | $64.4M | 61.6% | $9.9M | 9.5% |
| 2024 | $105.9M | - | $63.3M | 59.7% | $18.9M | 17.8% |
| 2023 | $95.9M | - | $61.4M | 64.0% | $10.6M | 11.1% |
| 2022 | $66.7M | - | $59.4M | 89.1% | $17.7M | 26.5% |
| 2021 | $52.7M | - | $49.5M | 94.0% | $12.8M | 24.3% |
| 2020 | $46.6M | - | $41.9M | 89.8% | $13.3M | 28.5% |
| 2019 | $41.5M | - | $36.6M | 88.3% | $11.6M | 27.9% |
| 2018 | $37.0M | - | $33.7M | 91.1% | $10.3M | 27.9% |
| 2017 | $34.3M | - | $33.8M | 98.5% | $11.4M | 33.2% |
| 2016 | $31.5M | - | $30.6M | 97.2% | $8.9M | 28.4% |
| 2015 | $29.8M | - | $28.6M | 96.2% | $9.3M | 31.4% |
| 2014 | $30.8M | - | $28.5M | 92.6% | $9.2M | 29.9% |
| 2013 | $31.0M | - | $28.5M | 91.7% | $9.5M | 30.7% |
| 2012 | $32.1M | - | $27.1M | 84.3% | $9.1M | 28.4% |
| 2011 | $32.4M | - | $23.9M | 73.6% | $5.7M | 17.5% |
What if you invested $1,000 in EFSI back in 2002?
Total return with dividends reinvested · 24+ years of data
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Run the NumbersIs EFSI Undervalued Right Now?
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Compare NowEFSI — Frequently Asked Questions
Quick answers to the most common questions about buying EFSI stock.
Is EFSI's revenue growth accelerating or slowing?
EFSI revenue growth is holding steady at +8.3% year-over-year. TTM revenue is $105M. The current growth rate closely tracks the 5-year CAGR of +17.5%, signalling consistent execution.
What is EFSI's revenue history from 2002 to 2026?
Eagle Financial Services, Inc. (EFSI) revenue history spans 2002 to 2026. TTM revenue as of 2026 is $105M, growing at +8.3% YoY. The 5-year CAGR is +17.5%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is EFSI's long-term revenue growth rate (CAGR)?
Eagle Financial Services, Inc.'s 5-year revenue CAGR of +17.5% reflects the sustained nature of its business expansion. As of 2026, the current YoY growth rate of +8.3% is in line with this long-term average. CAGR is the most reliable measure of sustained revenue momentum for EFSI.
Why does EFSI's quarterly revenue fluctuate?
EFSI quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. Eagle Financial Services, Inc.'s revenue data from 2002 to 2026 shows full historical quarterly detail on this page.
How is EFSI's revenue distributed by segment?
EFSI reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does EFSI's revenue compare to industry peers?
Eagle Financial Services, Inc. (EFSI) with TTM revenue of $105M and +8.3% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.