Seeking Alpha·Jul 28, 2026
Eagle Financial Services, Inc. (EFSI) Q2 2026 Earnings Call Prepared Remarks TranscriptEagle Financial Services, Inc. (EFSI) Q2 2026 Earnings Call Prepared Remarks Transcript
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Eagle Financial Services faces a complex outlook characterized by stagnant net interest margins of 0.9% and significant volatility in non-interest income, which included a $8.9M loss in 2025Q1. While the bank has strengthened its capital position with an equit...
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Trailing total returns as of 9/9/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 23, 2026 | $0.41-47.2% vs $0.78 | $26M+20.0% vs $21M |
Q2 2026 Apr 23, 2026 | $0.69-19.8% vs $0.86 | $21M-1.7% vs $21M |
Q2 2026 Mar 16, 2026 | $0.81 vs — | $30M vs — |
Q1 2026 Jan 26, 2026 | $0.81-6.4% vs $0.86 | $22M+6.5% vs $20M |
Eagle Financial Services, Inc. (EFSI) Q2 2026 Earnings Call Prepared Remarks Transcript
Eagle Financial Services NASDAQ: EFSI reported second-quarter net income of $5 million, or $0.92 per diluted share, including a one-time gain from the sale of its ownership interest in Bering Insurance Group. Excluding that gain, adjusted net income was $2.2 million, or $0.41 per diluted share.
BERRYVILLE, Va., July 23, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its second quarter 2026 results.
Benchmark EFSI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Eagle Financial Services, Inc. (EFSI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $46.27 | $250.43M | 29.10 | 3.52% | 7.86% | 5.34% | 2.46% | |
| $22.10 | $213.13M | 15.14 | -9.39% | 14.64% | 6.77% | — | |
| $43.38 | $279.97M | 11.51 | 8.34% | 20.89% | 12.7% | — | |
| $25.61 | $182.28M | 14.55 | 12.18% | 13.25% | 8% | — | |
| $54.53 | $519.09M | 12.12 | -1.1% | 31.77% | 18.18% | — | |
| $51.42 | $2.67B | 15.44 | 14.54% | 22.65% | 11.26% | — |
Eagle Financial Services, Inc. (EFSI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Eagle Financial Services, Inc. (EFSI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 23, 2026·SEC
May 20, 2026·SEC
Apr 23, 2026·SEC
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Eagle Financial Services, Inc. (EFSI) stock FAQ — growth, dividends, profitability & financials explained
Eagle Financial Services, Inc. (EFSI) grew revenue by 3.5% over the past year. Growth has been modest.
Yes, Eagle Financial Services, Inc. (EFSI) is profitable, generating $18.6M in net income for fiscal year 2025 (7.9% net margin).
Yes, Eagle Financial Services, Inc. (EFSI) pays a dividend with a yield of 2.46%. This makes it attractive for income-focused investors.
Eagle Financial Services, Inc. (EFSI) has a return on equity (ROE) of 5.3%. This is below average, suggesting room for improvement.
Eagle Financial Services, Inc. (EFSI) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
Eagle Financial Services, Inc. (EFSI) has an efficiency ratio of 52.2%. This is excellent, indicating strong cost control.
