EZCORP, Inc. (EZPW) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

EZCORP, Inc. (EZPW) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

EZPW Income Statement

EZCORP, Inc. (EZPW) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	-5.57M	-5.77M	-3.35M	-2.83M	-3.02M	-1.41M	-1.05M	-1.08M	-608K	-520K	-801K	-1.14M	-830K	-1.49M	-5.53M	-2.25M	-2.5M	-2.27M	-2.13M	-5.08M
NII Growth %	-84.46%	-310.17%	-218.03%	-161.79%	-396.38%	-170.38%	-31.59%	5.01%	26.75%	65.15%	85.5%	49.49%	66.84%	34.33%	-159.8%	55.61%	50.5%	53.94%	54.1%	0.9%
Net Interest Margin %	-0.26%	-0.27%	-0.17%	-0.15%	-0.16%	-0.08%	-0.07%	-0.07%	-0.04%	-0.03%	-0.05%	-0.08%	-0.06%	-0.11%	-0.39%	-0.17%	-0.19%	-0.17%	-0.17%	-0.4%
Interest Income	2.79M	2.59M	4.81M	5.31M	5.44M	1.88M	2.09M	2.12M	2.93M	2.88M	2.64M	2.32M	2.58M	1.9M	664K	68K	190K	255K	304K	559K
Interest Expense	8.35M	8.35M	8.17M	8.14M	8.46M	3.28M	3.15M	3.2M	3.54M	3.4M	3.44M	3.46M	3.41M	3.39M	6.19M	2.32M	2.69M	2.53M	2.43M	5.63M
Loan Loss Provision	164.21M	188.08M	150.89M	130.1M	118.88M	124.58M	131.62M	115.97M	111.16M	114.64M	123.98M	107.64M	103.61M	105.85M	105.64M	93.49M	83.64M	84.53M	86.45M	67.48M
Non-Interest Income	415.96M	444.29M	377.2M	331.5M	305.54M	304.44M	318.08M	292.43M	278.49M	282.76M	297.35M	268.15M	253.23M	256.52M	263.66M	233.34M	215.65M	215.73M	220.69M	191.88M
Non-Interest Income %	101.36%	101.32%	100.9%	100.86%	101%	100.46%	100.33%	100.37%	100.22%	100.18%	100.27%	100.43%	100.33%	100.59%	102.14%	100.97%	101.17%	101.06%	100.97%	102.72%
Total Net Revenue	410.39M	438.53M	373.85M	328.67M	302.52M	303.04M	317.02M	291.35M	277.88M	282.24M	296.55M	267.02M	252.4M	255.03M	258.14M	231.09M	213.15M	213.46M	218.56M	186.81M
Revenue Growth %	35.66%	44.71%	17.93%	12.81%	8.87%	7.37%	6.9%	9.11%	10.1%	10.67%	14.88%	15.55%	18.41%	19.48%	18.11%	23.7%	26.52%	18.97%	26.57%	16.05%
Non-Interest Expense	191.37M	182.61M	162.36M	161.59M	147.64M	144.2M	143.46M	149.37M	144.57M	140.31M	135.49M	142.81M	128.17M	122.45M	124.25M	122.7M	115.89M	104.72M	109.89M	111.52M
Efficiency Ratio	46.63%	41.64%	43.43%	49.16%	48.8%	47.59%	45.25%	51.27%	52.03%	49.71%	45.69%	53.49%	50.78%	48.01%	48.13%	53.1%	54.37%	49.06%	50.28%	59.7%
Operating Income	54.82M	67.84M	60.61M	36.98M	35.99M	34.25M	41.94M	26.01M	22.15M	27.29M	37.08M	16.56M	20.61M	26.73M	28.25M	14.88M	13.62M	24.2M	22.22M	7.81M
Operating Margin %	13.36%	15.47%	16.21%	11.25%	11.9%	11.3%	13.23%	8.93%	7.97%	9.67%	12.5%	6.2%	8.17%	10.48%	10.94%	6.44%	6.39%	11.34%	10.16%	4.18%
Operating Income Growth %	52.3%	98.09%	44.51%	42.21%	62.48%	25.51%	13.1%	57.06%	7.48%	2.07%	31.28%	11.25%	51.37%	10.44%	27.14%	90.63%	266.74%	127.77%	146.27%	129.05%
Pretax Income	52.01M	65.49M	59.17M	36.26M	34.71M	34.41M	41.38M	26.25M	23M	28.65M	37.7M	13.13M	21.31M	-7.34M	24.54M	13.16M	13.08M	20.12M	21.35M	4.53M
Pretax Margin %	12.67%	14.93%	15.83%	11.03%	11.47%	11.36%	13.05%	9.01%	8.28%	10.15%	12.71%	4.92%	8.44%	-2.88%	9.51%	5.7%	6.14%	9.43%	9.77%	2.42%
Income Tax	13.81M	15.9M	14.87M	9.56M	8.21M	9.02M	10.37M	11.06M	5.05M	7.17M	9.23M	2.87M	3.09M	-550K	7.76M	5.82M	867K	5.24M	5.63M	2.97M
Effective Tax Rate %	26.55%	24.28%	25.13%	26.36%	23.65%	26.22%	25.05%	42.11%	21.96%	25.03%	24.49%	21.88%	14.49%	7.49%	31.62%	44.25%	6.63%	26.02%	26.35%	65.69%
Net Income	38.2M	49.1M	44.3M	26.7M	26.5M	25.39M	31.02M	15.2M	17.95M	21.48M	28.47M	10.25M	18.22M	-6.79M	16.78M	7.34M	12.21M	14.89M	15.72M	1.55M
Net Margin %	9.31%	11.2%	11.85%	8.12%	8.76%	8.38%	9.78%	5.22%	6.46%	7.61%	9.6%	3.84%	7.22%	-2.66%	6.5%	3.18%	5.73%	6.97%	7.19%	0.83%
Net Income Growth %	44.13%	93.39%	42.84%	75.73%	47.65%	18.21%	8.94%	48.21%	-1.49%	416.33%	69.69%	39.74%	49.18%	-145.61%	6.72%	372.44%	575.29%	179.31%	265.69%	106.65%
Net Income (Continuing)	38.2M	49.58M	44.3M	26.7M	26.5M	25.39M	31.02M	15.2M	17.95M	21.48M	28.47M	10.25M	18.22M	-6.79M	16.78M	7.34M	12.21M	14.89M	15.72M	1.55M
EPS (Diluted)	0.48	0.59	0.55	0.34	0.34	0.33	0.40	-0.90	0.25	0.29	0.36	0.15	0.21	-0.08	0.25	0.09	0.15	0.18	0.21	0.03
EPS Growth %	41.18%	78.79%	37.5%	137.78%	36%	13.79%	11.11%	-700%	19.05%	464.32%	44%	68.73%	40%	-144.22%	19.05%	196.33%	426.09%	80%	162.5%	107.14%
EPS (Basic)	0.62	0.80	0.72	0.44	0.45	0.46	0.57	-1.37	0.37	0.39	0.52	0.19	0.33	-0.12	0.32	0.13	0.22	0.18	0.28	0.03
Diluted Shares Outstanding	83.36M	83.41M	83.28M	83.22M	82.92M	83.14M	83.35M	83.55M	83.01M	83.05M	86.81M	87.15M	86.83M	85.3M	83.78M	82.54M	82.5M	82.41M	81.95M	56.84M