EZCORP, Inc. (EZPW) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | -5.77M | -3.35M | -2.83M | -3.02M | -1.41M | -1.05M | -1.08M | -608K | -520K | -801K | -1.14M | -830K |
| NII Growth % | -310.17% | -218.03% | -161.79% | -396.38% | -170.38% | -31.59% | 5.01% | 26.75% | 65.15% | 85.5% | 49.49% | 66.84% |
| Net Interest Margin % | -0.27% | -0.17% | -0.15% | -0.16% | -0.08% | -0.07% | -0.07% | -0.04% | -0.03% | -0.05% | -0.08% | -0.06% |
| Interest Income | 2.59M | 4.81M | 5.31M | 5.44M | 1.88M | 2.09M | 2.12M | 2.93M | 2.88M | 2.64M | 2.32M | 2.58M |
| Interest Expense | 8.35M | 8.17M | 8.14M | 8.46M | 3.28M | 3.15M | 3.2M | 3.54M | 3.4M | 3.44M | 3.46M | 3.41M |
| Loan Loss Provision | 188.08M | 150.89M | 130.1M | 118.88M | 124.58M | 131.62M | 115.97M | 111.16M | 114.64M | 123.98M | 107.64M | 103.61M |
| Non-Interest Income | 444.29M | 377.2M | 331.5M | 305.54M | 304.44M | 318.08M | 292.43M | 278.49M | 282.76M | 297.35M | 268.15M | 253.23M |
| Non-Interest Income % | 99.42% | 98.74% | 98.42% | 98.25% | 99.39% | 99.35% | 99.28% | 98.96% | 98.99% | 99.12% | 99.14% | 98.99% |
| Total Revenue | 446.88M | 382.02M | 336.81M | 310.98M | 306.32M | 320.17M | 294.55M | 281.42M | 285.64M | 299.99M | 270.48M | 255.81M |
| Revenue Growth % | 45.89% | 19.32% | 14.35% | 10.5% | 7.24% | 6.73% | 8.9% | 10.01% | 10.53% | 13.49% | 15.88% | 18.52% |
| Non-Interest Expense | 182.61M | 162.36M | 161.59M | 147.64M | 144.2M | 143.46M | 149.37M | 144.57M | 140.31M | 135.49M | 142.81M | 128.17M |
| Efficiency Ratio | 40.86% | 42.5% | 47.97% | 47.48% | 47.08% | 44.81% | 50.71% | 51.37% | 49.12% | 45.17% | 52.8% | 50.1% |
| Operating Income | 67.84M | 60.61M | 36.98M | 35.99M | 34.25M | 41.94M | 26.01M | 22.15M | 27.29M | 37.08M | 16.56M | 20.61M |
| Operating Margin % | 15.18% | 15.87% | 10.98% | 11.57% | 11.18% | 13.1% | 8.83% | 7.87% | 9.55% | 12.36% | 6.12% | 8.06% |
| Operating Income Growth % | 98.09% | 44.51% | 42.21% | 62.48% | 25.51% | 13.1% | 57.06% | 7.48% | 2.07% | 31.28% | 11.25% | 51.37% |
| Pretax Income | 65.49M | 59.17M | 36.26M | 34.71M | 34.41M | 41.38M | 26.25M | 23M | 28.65M | 37.7M | 13.13M | 21.31M |
| Pretax Margin % | 14.65% | 15.49% | 10.77% | 11.16% | 11.23% | 12.93% | 8.91% | 8.17% | 10.03% | 12.57% | 4.85% | 8.33% |
| Income Tax | 15.9M | 14.87M | 9.56M | 8.21M | 9.02M | 10.37M | 11.06M | 5.05M | 7.17M | 9.23M | 2.87M | 3.09M |
| Effective Tax Rate % | 24.28% | 25.13% | 26.36% | 23.65% | 26.22% | 25.05% | 42.11% | 21.96% | 25.03% | 24.49% | 21.88% | 14.49% |
| Net Income | 49.1M | 44.3M | 26.7M | 26.5M | 25.39M | 31.02M | 15.2M | 17.95M | 21.48M | 28.47M | 10.25M | 18.22M |
| Net Margin % | 10.99% | 11.6% | 7.93% | 8.52% | 8.29% | 9.69% | 5.16% | 6.38% | 7.52% | 9.49% | 3.79% | 7.12% |
| Net Income Growth % | 93.39% | 42.84% | 75.73% | 47.65% | 18.21% | 8.94% | 48.21% | -1.49% | 416.33% | 69.69% | 39.74% | 49.18% |
| Net Income (Continuing) | 49.58M | 44.3M | 26.7M | 26.5M | 25.39M | 31.02M | 15.2M | 17.95M | 21.48M | 28.47M | 10.25M | 18.22M |
| EPS (Diluted) | 0.59 | 0.55 | 0.34 | 0.34 | 0.33 | 0.40 | -0.90 | 0.25 | 0.29 | 0.36 | 0.15 | 0.21 |
| EPS Growth % | 78.79% | 37.5% | 137.78% | 36% | 13.79% | 11.11% | -700% | 19.05% | 464.32% | 44% | 68.73% | 40% |
| EPS (Basic) | 0.80 | 0.72 | 0.44 | 0.45 | 0.46 | 0.57 | -1.37 | 0.37 | 0.39 | 0.52 | 0.19 | 0.33 |
| Diluted Shares Outstanding | 83.41M | 83.28M | 83.22M | 82.92M | 83.14M | 83.35M | 83.55M | 83.01M | 83.05M | 86.81M | 87.15M | 86.83M |