First Citizens BancShares, Inc. (FCNCA) Price Target Analysis
Wall Street analyst price targets, ratings consensus & upside potential · Updated May 1, 2026
Current Price
$1953.42
Price Target
$2234.20
Target Range
$2050.00 — $2346.00
Analyst Rating
Hold
Forward P/E11.0x
Trailing P/E11.8x
Forward PEG0.39
Implied Growth-0.8%
Median Target$2300.00
Analyst Spread13.2%
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Bear Case
$2050
+4.9%
Consensus
$2234
+14.4%
Bull Case
$2346
+20.1%
Valuation Model TargetsConfidence: 33/100
Bear$2802
Base$3780
Bull$18136
FCNCA Price Target Analysis
Updated May 8, 2026As of May 8, 2026, First Citizens BancShares, Inc. (FCNCA) has a Wall Street consensus price target of $2234.20, based on estimates from 11 covering analysts. With the stock currently trading at $1953.42, this represents a potential upside of +14.4%. The company has a market capitalization of $22.70B.
Analyst price targets range from a low of $2050.00 to a high of $2346.00, representing a 13% spread in expectations. The median target of $2300.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 4 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, FCNCA trades at a trailing P/E of 11.8x and forward P/E of 11.0x. The forward PEG ratio of 0.39 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -0.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $3779.62, with bear and bull scenarios of $2802.41 and $18136.24 respectively. Model confidence stands at 33/100, suggesting limited visibility into future performance.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside+11.3%
Avg Forward P/E12.2x
Peers with Coverage10 / 10
| Company | Market Cap | Price | Target | Upside | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 HBANHuntington Bancshares Incorporated | $25.6B | $16.19 | $20.38 | +25.9% | Buy | 11.1x | 48 |
 CFGCitizens Financial Group, Inc. | $27.7B | $64.21 | $72.42 | +12.8% | Buy | 12.4x | 38 |
 RFRegions Financial Corporation | $24.3B | $27.96 | $30.78 | +10.1% | Hold | 10.7x | 52 |
 FITBFifth Third Bancorp | $33.3B | $49.67 | $56.50 | +13.8% | Buy | 16.1x | 51 |
 KEYKeyCorp | $23.9B | $21.68 | $23.11 | +6.6% | Buy | 11.9x | 51 |
 CMAComerica Incorporated | $11.3B | $88.67 | $103.00 | +16.2% | Hold | 16.5x | 62 |
 ZIONZions Bancorporation, National Association | $9.3B | $62.73 | $67.83 | +8.1% | Hold | 9.8x | 50 |
 WALWestern Alliance Bancorporation | $9.0B | $82.31 | $87.83 | +6.7% | Buy | 8.6x | 24 |
 BOKFBOK Financial Corporation | $10.3B | $133.45 | $131.57 | -1.4% | Hold | 13.0x | 21 |
 FHNFirst Horizon Corporation | $11.9B | $24.47 | $28.00 | +14.4% | Hold | 11.4x | 35 |
Upside Potential Comparison
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Start ComparisonFCNCA — Frequently Asked Questions
Quick answers to the most common questions about buying FCNCA stock.
What is the FCNCA stock price target for 2026?
First Citizens BancShares, Inc. (FCNCA) has a consensus 12-month price target of $2234.2, implying 14.4% upside from $1953.42. The 11 analysts covering FCNCA see moderate appreciation potential.
Is FCNCA a buy, sell, or hold?
FCNCA has a consensus rating of "Hold" based on 11 Wall Street analysts. The rating breakdown is mixed, with 7 Hold ratings making up the largest segment. The consensus 12-month price target of $2234.2 implies 14.4% upside from current levels.
Is FCNCA stock overvalued or undervalued?
With a forward P/E of 11.0403x, FCNCA trades at a relatively low valuation. The consensus target of $2234.2 implies 14.4% appreciation, suggesting meaningful undervaluation.
How high can FCNCA stock go?
The most bullish Wall Street analyst has a price target of $2346 for FCNCA, while the most conservative target is $2050. The consensus of $2234.2 represents the median expectation. Our quantitative valuation model projects a bull case target of $18136 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover FCNCA stock?
FCNCA is moderately covered, with 11 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 4 have Buy ratings, 7 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the FCNCA stock forecast?
The 12-month FCNCA stock forecast based on 11 Wall Street analysts shows a consensus price target of $2234.2, with estimates ranging from $2050 (bear case) to $2346 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $3780, with bear/bull scenarios of $2802/$18136.
What is FCNCA's fair value based on fundamentals?
Our quantitative valuation model calculates FCNCA's fair value at $3780 (base case), with a bear case of $2802 and bull case of $18136. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 33/100.
What is FCNCA's forward P/E ratio?
FCNCA trades at a forward P/E ratio of 11.0x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy FCNCA stock?
Wall Street analysts are optimistic on FCNCA, with a "Hold" consensus rating and $2234.2 price target (14.4% upside). 4 of 11 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do FCNCA price targets vary so much?
FCNCA analyst price targets range from $2050 to $2346, a 13% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $2234.2 consensus represents the middle ground. Our model's $2802-$18136 range provides an independent fundamental perspective.