First Guaranty Bancshares, Inc. (FGBI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 20.69M | 20.24M | 22.24M | 22.24M | 22.22M | 22.58M | 22.7M | 21.24M | 21.92M | 21.05M | 20.45M | 20.91M | 22.3M | 23.3M | 25.45M | 26.31M | 24.98M | 24.74M | 23.83M | 21.45M |
| NII Growth % | -6.9% | -10.35% | -2.03% | 4.7% | 1.38% | 7.27% | 11.02% | 1.57% | -1.7% | -9.67% | -19.66% | -20.51% | -10.74% | -5.81% | 6.78% | 22.67% | 27.45% | 31.13% | 25.17% | 13.84% |
| Net Interest Margin % | 0.52% | 0.5% | 0.59% | 0.56% | 0.58% | 0.57% | 0.58% | 0.59% | 0.62% | 0.59% | 0.6% | 0.65% | 0.69% | 0.74% | 0.82% | 0.89% | 0.86% | 0.86% | 0.84% | 0.78% |
| Interest Income | 52.27M | 50.99M | 53.5M | 54.32M | 54.46M | 57.72M | 57.43M | 53.65M | 52.91M | 50.31M | 47.63M | 43.78M | 41.29M | 38.31M | 35.25M | 32.54M | 30.48M | 30.17M | 29.41M | 26.99M |
| Interest Expense | 31.59M | 30.75M | 31.26M | 32.08M | 32.24M | 35.14M | 34.73M | 32.41M | 30.99M | 29.27M | 27.18M | 22.87M | 18.99M | 14.95M | 9.8M | 6.23M | 5.5M | 5.44M | 5.58M | 5.54M |
| Loan Loss Provision | 0 | 2.64M | 47.93M | 16.61M | 14.55M | 6.02M | 4.9M | 6.8M | 2.3M | 2.23M | 627K | 548K | 314K | 815K | 1.51M | 757K | 632K | 243K | 304K | 900K |
| Non-Interest Income | 0 | 2.11M | 1.47M | 1.65M | 2M | 2.07M | 3.98M | 15.13M | 1.89M | 2.04M | 2.04M | 2.39M | 2.31M | 1.99M | 3.64M | 2.09M | 1.55M | 2.35M | 1.66M | 3.09M |
| Non-Interest Income % | 0% | 3.97% | 2.67% | 2.95% | 3.55% | 3.46% | 6.48% | 22% | 3.45% | 3.89% | 4.11% | 5.17% | 5.29% | 4.93% | 9.35% | 6.03% | 4.84% | 7.23% | 5.34% | 10.26% |
| Total Revenue | 52.27M | 53.1M | 54.97M | 55.98M | 56.47M | 59.79M | 61.41M | 68.78M | 54.8M | 52.35M | 49.67M | 46.17M | 43.59M | 40.29M | 38.89M | 34.63M | 32.03M | 32.52M | 31.07M | 30.07M |
| Revenue Growth % | -7.42% | -11.19% | -10.48% | -18.62% | 3.05% | 14.2% | 23.64% | 48.99% | 25.7% | 29.93% | 27.72% | 33.33% | 36.11% | 23.88% | 25.15% | 15.14% | 17.56% | -16.33% | 9.38% | 6.29% |
| Non-Interest Expense | 19.35M | 16.79M | 29.79M | 16.77M | 17.67M | 17.46M | 19.28M | 20.21M | 18.51M | 19.24M | 19.55M | 19.31M | 19.77M | 18.13M | 17.41M | 17.38M | 16.34M | 16.68M | 15.35M | 15.51M |
| Efficiency Ratio | 37.02% | 31.62% | 54.18% | 29.95% | 31.29% | 29.2% | 31.4% | 29.39% | 33.79% | 36.75% | 39.36% | 41.82% | 45.35% | 45% | 44.76% | 50.19% | 51.01% | 51.29% | 49.4% | 51.58% |
| Operating Income | 1.33M | 2.92M | -54.01M | -9.48M | -7.99M | 1.17M | 2.49M | 9.35M | 2.99M | 1.62M | 2.31M | 3.44M | 4.53M | 6.4M | 10.17M | 10.26M | 9.56M | 10.16M | 9.84M | 8.12M |
| Operating Margin % | 2.55% | 5.5% | -98.25% | -16.94% | -14.15% | 1.95% | 4.06% | 13.6% | 5.46% | 3.09% | 4.65% | 7.46% | 10.38% | 15.88% | 26.15% | 29.63% | 29.85% | 31.25% | 31.66% | 27% |
| Operating Income Growth % | 116.71% | 149.91% | -2266.47% | -201.36% | -367.07% | -27.81% | 7.88% | 171.76% | -33.9% | -74.71% | -77.28% | -66.46% | -52.68% | -37.06% | 3.37% | 26.35% | 51.01% | 32.52% | 50.75% | 24.33% |
| Pretax Income | 3.54M | 2.92M | -54.01M | -9.48M | -7.99M | 1.17M | 2.49M | 9.35M | 2.99M | 1.62M | 2.31M | 3.44M | 4.53M | 6.4M | 10.17M | 10.26M | 9.56M | 10.16M | 9.84M | 8.12M |
| Pretax Margin % | 6.78% | 5.5% | -98.25% | -16.94% | -14.15% | 1.95% | 4.06% | 13.6% | 5.46% | 3.09% | 4.65% | 7.46% | 10.38% | 15.88% | 26.15% | 29.63% | 29.85% | 31.25% | 31.66% | 27% |
| Income Tax | 800K | 469K | -9.01M | -2.18M | -1.82M | 158K | 566K | 2.15M | 681K | 315K | 539K | 766K | 1.06M | 1.28M | 2.12M | 2.14M | 1.98M | 2.12M | 2.05M | 1.69M |
| Effective Tax Rate % | 22.58% | 16.07% | 16.68% | 22.97% | 22.81% | 13.53% | 22.7% | 23.02% | 22.77% | 19.47% | 23.32% | 22.25% | 23.36% | 19.95% | 20.82% | 20.83% | 20.68% | 20.81% | 20.81% | 20.77% |
| Net Income | 2.74M | 2.45M | -45M | -7.3M | -6.17M | 1.01M | 1.93M | 7.2M | 2.31M | 1.3M | 1.77M | 2.68M | 3.47M | 5.12M | 8.05M | 8.12M | 7.58M | 8.05M | 7.79M | 6.43M |
| Net Margin % | 5.25% | 4.61% | -81.87% | -13.05% | -10.92% | 1.69% | 3.14% | 10.47% | 4.22% | 2.49% | 3.57% | 5.8% | 7.96% | 12.71% | 20.71% | 23.46% | 23.68% | 24.75% | 25.07% | 21.39% |
| Net Income Growth % | 144.49% | 142.57% | -2435.39% | -201.42% | -366.93% | -22.49% | 8.75% | 169.1% | -33.39% | -74.56% | -78% | -67.06% | -54.28% | -36.38% | 3.36% | 26.27% | 51.01% | 31.37% | 50.35% | 24.11% |
| Net Income (Continuing) | 2.74M | 2.45M | -45M | -7.3M | -6.17M | 1.01M | 1.93M | 7.2M | 2.31M | 1.3M | 1.77M | 2.68M | 3.47M | 5.12M | 8.05M | 8.12M | 7.58M | 8.05M | 7.79M | 6.43M |
| EPS (Diluted) | 0.14 | 0.12 | -3.01 | -0.61 | -0.54 | 0.03 | 0.11 | 0.53 | 0.14 | 0.06 | 0.10 | 0.19 | 0.27 | 0.42 | 0.70 | 0.70 | 0.65 | 0.70 | 0.67 | 0.58 |
| EPS Growth % | 125.93% | 250.88% | -2836.36% | -215.09% | -485.71% | -45.02% | 10% | 178.95% | -48.15% | -85.19% | -85.71% | -72.86% | -58.46% | -40% | 4.48% | 20.69% | 38.3% | 22.81% | 39.58% | 20.83% |
| EPS (Basic) | 0.14 | 0.12 | -3.01 | -0.61 | -0.54 | 0.03 | 0.11 | 0.53 | 0.14 | 0.06 | 0.10 | 0.19 | 0.27 | 0.42 | 0.70 | 0.70 | 0.65 | 0.70 | 0.67 | 0.58 |
| Diluted Shares Outstanding | 15.8M | 15.36M | 13.52M | 12.91M | 12.51M | 12.5M | 12.5M | 12.5M | 12.49M | 11.59M | 11.43M | 10.91M | 10.72M | 10.72M | 10.72M | 10.72M | 10.72M | 10.72M | 10.72M | 10.72M |