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FHN logoFirst Horizon Corporation (FHN) Earnings History

Annual and quarterly earnings data from 1989 to 2025

TTM Net Income
$982M
Profitable
TTM EPS
$1.98
Diluted
YoY EPS Growth
+38.2%
Excellent
Net Margin
19.7%
Profitability
Operating Margin25.7%
Gross Margin67.3%
ROE10.8%
ROA1.2%
Highest Annual Net Income$999M (2021)
Highest Quarterly EPS$1.39 (Q1 2006)
Consecutive Profitable Years13 years
Q4 2025
Net Income$261M
EPS$0.52
QoQ Growth-0.4%Slow

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FHN EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+38.2%
Excellent
3-Year
+7.1%
Solid
5-Year
-0.1%
Slow
10-Year
+18.7%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

FHN Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202567.3%25.7%19.7%
202459.7%20.4%15.7%
202361.4%23.9%19.0%
202288.7%34.0%26.4%
2021104.6%40.7%31.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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First Horizon Corporation (FHN) Earnings Overview

As of May 8, 2026, First Horizon Corporation (FHN) reported trailing twelve-month net income of $982M, reflecting +38.2% year-over-year growth. The company earned $1.98 per diluted share over the past four quarters, with a net profit margin of 19.7%.

Looking at the long-term picture, FHN's 5-year EPS compound annual growth rate (CAGR) stands at -0.1%, signaling declining earnings. The company achieved its highest annual net income of $999M in fiscal 2021.

First Horizon Corporation maintains industry-leading profitability with a gross margin of 67.3%, operating margin of 25.7%, and net margin of 19.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including ZION ($852M net income, 15.7% margin), CFG ($1.70B net income, 12.2% margin), HBAN ($2.21B net income, 17.7% margin), FHN has outperformed on profitability metrics. Compare FHN vs ZION →

FHN Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
FHN logoFHNCurrent
$982M$1.9819.7%10.8%+38.2%—
ZION logoZION
$852M$5.7915.7%13.3%+13.8%
CFG logoCFG
$1.7B$3.9112.2%6.2%-3.2%
HBAN logoHBAN
$2.2B$1.4117.7%10.0%+13.9%
RF logoRF
$2.2B$2.4522.4%11.7%+18.7%
FITB logoFITB
$2.4B$3.6017.7%11.9%-2.5%
Best in group
Lowest in group

FHN Historical Earnings Data (1989–2025)

37 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$983M+26.8%$1.28B$1.8819.7%25.7%
2024$775M-13.6%$1.00B$1.3615.7%20.4%
2023$897M-0.3%$1.13B$1.5419.0%23.9%
2022$900M-9.9%$1.16B$1.5326.4%34.0%
2021$999M+18.2%$1.28B$1.7431.7%40.7%
2020$845M+91.6%$933M$1.8930.2%33.3%
2019$441M-19.1%$586M$1.3819.8%26.3%
2018$545M+229.3%$714M$1.6524.6%32.3%
2017$166M-27.1%$309M$0.6511.4%21.3%
2016$227M+164.4%$345M$0.9417.1%26.0%

Full FHN Stock Analysis

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Compare FHN vs BRK-A

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FHN — Frequently Asked Questions

Quick answers to the most common questions about buying FHN stock.

Is FHN growing earnings?

FHN EPS is $1.98, with earnings growth accelerating to +38.2%. This exceeds the 5-year CAGR of -0.1%. TTM net income reached $982M.

What are FHN's profit margins?

First Horizon Corporation net margin is +19.7%, with operating margin at +25.7%. Above-average margins indicate pricing power.

How consistent are FHN's earnings?

FHN earnings data spans 1989-2025. The accelerating earnings trend is +38.2% YoY. Historical data enables comparison across business cycles.

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FHN Earnings Over Time (2014–2025)

Net income and EPS trends