First Horizon Corporation (FHN) Earnings History
Turnaround37 years of earnings data (1989–2025) · Recovering earnings after a multi-year decline
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First Horizon Corporation (FHN) Earnings Overview
As of November 8, 2026, First Horizon Corporation (FHN) reported trailing twelve-month net income of $703M, reflecting +38.2% year-over-year growth. The company earned $1.48 per diluted share over the past four quarters, with a net profit margin of 28.7%.
Looking at the long-term picture, FHN's 5-year EPS compound annual growth rate (CAGR) stands at -0.1%, signaling declining earnings. The company achieved its highest annual net income of $999M in fiscal 2021.
First Horizon Corporation maintains industry-leading profitability with a gross margin of 98.1%, operating margin of 37.4%, and net margin of 28.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including ZION ($981M net income, 26.5% margin), CFG ($2.17B net income, 25.0% margin), HBAN ($2.49B net income, 27.1% margin), FHN has outperformed on profitability metrics. Compare FHN vs ZION →
FHN Earnings vs Peers
Earnings metrics vs comparable public companies
FHN Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $983M | +26.8% | $1.28B | $1.88 | 28.7% | 37.4% |
| 2024 | $775M | -13.6% | $1.00B | $1.36 | 25.0% | 32.5% |
| 2023 | $897M | -0.3% | $1.13B | $1.54 | 28.4% | 35.8% |
| 2022 | $900M | -9.9% | $1.16B | $1.53 | 28.8% | 37.1% |
| 2021 | $999M | +18.2% | $1.28B | $1.74 | 33.4% | 42.9% |
| 2020 | $845M | +91.6% | $933M | $1.89 | 32.9% | 36.4% |
| 2019 | $441M | -19.1% | $586M | $1.38 | 24.3% | 32.2% |
| 2018 | $545M | +229.3% | $714M | $1.65 | 28.9% | 37.8% |
| 2017 | $166M | -27.1% | $309M | $0.65 | 12.7% | 23.7% |
| 2016 | $227M | +164.4% | $345M | $0.94 | 18.3% | 27.9% |
| 2015 | $86M | -61.4% | $108M | $0.34 | 7.6% | 9.6% |
| 2014 | $223M | +727.1% | $318M | $0.90 | 19.4% | 27.8% |
| 2013 | $27M | +196.9% | $18M | $0.10 | 2.3% | 1.6% |
| 2012 | -$28M | -121.2% | -$102M | $-0.11 | -2.1% | -7.7% |
| 2011 | $131M | +161.3% | $150M | $0.50 | 9.2% | 10.5% |
| 2010 | $50M | +118.6% | $52M | $-0.20 | 3.2% | 3.3% |
| 2009 | -$270M | -40.5% | -$421M | $-1.43 | -13.2% | -20.6% |
| 2008 | -$192M | -12.9% | -$329M | $-0.97 | -8.2% | -14.0% |
| 2007 | -$170M | -136.7% | -$316M | $-1.12 | -9.4% | -17.5% |
| 2006 | $463M | +5.7% | $338M | $3.02 | 21.4% | 15.6% |
| 2005 | $438M | -3.6% | $645M | $2.73 | 18.4% | 27.1% |
| 2004 | $454M | -4.0% | $667M | $2.89 | 20.5% | 30.0% |
| 2003 | $473M | +25.7% | $719M | $3.02 | 19.4% | 29.4% |
| 2002 | $376M | +18.3% | $558M | $2.32 | 18.2% | 27.0% |
| 2001 | $318M | +36.8% | $489M | $2.02 | 17.8% | 27.4% |
| 2000 | $233M | -6.0% | $337M | $1.47 | 15.4% | 22.3% |
| 1999 | $248M | +9.3% | $379M | $1.54 | 14.5% | 22.2% |
| 1998 | $226M | +14.6% | $353M | $1.43 | 14.8% | 23.1% |
| 1997 | $198M | +9.8% | $315M | $1.25 | 17.2% | 27.4% |
| 1996 | $180M | +9.1% | $282M | $1.12 | 17.6% | 27.6% |
| 1995 | $165M | +12.7% | $253M | $1.01 | 18.6% | 28.5% |
| 1994 | $146M | +21.2% | $207M | $0.95 | 19.0% | 26.9% |
| 1993 | $121M | +35.3% | $184M | $0.67 | 19.6% | 29.8% |
| 1992 | $89M | +39.8% | $144M | $0.67 | 16.3% | 26.3% |
| 1991 | $64M | +33.2% | $85M | $0.57 | 14.5% | 19.2% |
| 1990 | $48M | +66.3% | $63M | $0.42 | 12.5% | 16.6% |
| 1989 | $29M | - | $36M | $0.26 | 8.2% | 10.3% |
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FHN — Frequently Asked Questions
Quick answers to the most common questions about buying FHN stock.
What is FHN earnings per share (EPS)?
FHN trailing twelve-month (TTM) diluted EPS is $1.48, reflecting +38.2% year-over-year growth. The 5-year EPS CAGR is -0.1%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is First Horizon Corporation's net income?
First Horizon Corporation (FHN) trailing twelve-month net income is $703M as of 2025. Earnings grew +38.2% year-over-year. First Horizon Corporation has been profitable for 13 consecutive years.
Is FHN profitable?
Yes, FHN is profitable with a TTM net income of $703M and a net profit margin of +28.7%. First Horizon Corporation has generated profits for 13 consecutive years.
What is FHN's earnings growth rate?
FHN compound annual EPS growth rates (CAGR): 1-Year: +38.2%, 3-Year: +7.1%, 5-Year: -0.1%, 10-Year: +18.7%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are FHN's profit margins?
First Horizon Corporation net profit margin is +28.7%, operating margin is +37.4%, and gross margin is +98.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +10.8%.
Is FHN growing earnings?
Yes, FHN earnings are accelerating — EPS growth of +38.2% exceeds the 5-year CAGR of -0.1%. TTM net income reached $703M. Earnings momentum is strengthening.
What was FHN's best earnings year?
First Horizon Corporation's highest annual net income on record is $999M, achieved in fiscal year 2021. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were FHN's earnings last quarter?
FHN's most recent reported quarter was Q3 2026. Net income was $-83M with diluted EPS of $-0.20. For a full breakdown of all quarters, see the quarterly earnings table on this page.