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GHLD logoGuild Holdings Company (GHLD) Earnings History

Annual and quarterly earnings data from 2018 to 2024

TTM Net Income
$126M
Profitable
TTM EPS
$2.01
Diluted
YoY EPS Growth
+343.8%
Excellent
Net Margin
8.3%
Profitability
Operating Margin10.1%
Gross Margin90.6%
ROE8.0%
ROA2.3%
Highest Annual Net Income$371M (2020)
Highest Quarterly EPS$3.38 (Q1 2022)
Consecutive Profitable Years1 years
Q3 2025
Net Income$33M
EPS$0.53
QoQ Growth+78.6%Excellent

Loading earnings history...

GHLD EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
-30.6%
Declining
5-Year
+75.8%
Excellent
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

GHLD Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202490.6%10.1%8.3%
202390.9%-6.3%-5.3%
202295.8%34.3%26.9%
202196.2%23.5%17.2%
202096.3%29.2%21.9%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Guild Holdings Company (GHLD) Earnings Overview

As of May 8, 2026, Guild Holdings Company (GHLD) reported trailing twelve-month net income of $126M, reflecting +343.8% year-over-year growth. The company earned $2.01 per diluted share over the past four quarters, with a net profit margin of 8.3%.

Looking at the long-term picture, GHLD's 5-year EPS compound annual growth rate (CAGR) stands at +75.8%, indicating exceptional earnings growth. The company achieved its highest annual net income of $371M in fiscal 2020.

Guild Holdings Company maintains positive profitability with a gross margin of 90.6%, operating margin of 10.1%, and net margin of 8.3%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including UWMC ($27M net income, 0.9% margin), RKT (-$68M net income, -1.0% margin), PFSI ($507M net income, 11.5% margin), GHLD has outperformed on profitability metrics. Compare GHLD vs UWMC →

GHLD Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
GHLD logoGHLDCurrent
$126M$2.018.3%8.0%+343.8%—
UWMC logoUWMC
$27M$0.110.9%1.5%-7.7%
RKT logoRKT
-$68M$-0.02-1.0%-0.4%-123.8%
PFSI logoPFSI
$507M$9.4211.5%12.3%+59.2%
LOAN logoLOAN
$5M$0.4657.7%13.0%+2.1%
LDI logoLDI
-$78M$-0.34-4.1%-14.0%+43.4%
Best in group
Lowest in group

GHLD Historical Earnings Data (2018–2024)

7 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$97M+349.0%$119M$1.568.3%10.1%
2023-$39M-111.9%-$46M$-0.64-5.3%-6.3%
2022$329M+15.8%$420M$5.3526.9%34.3%
2021$284M-23.4%$387M$4.6717.2%23.5%
2020$371M+6544.7%$494M$6.1821.9%29.2%
2019$6M-92.4%$6M$0.090.7%0.7%
2018$73M-$98M$1.2213.2%17.6%

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Compare GHLD vs BRK-A

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GHLD — Frequently Asked Questions

Quick answers to the most common questions about buying GHLD stock.

Is GHLD growing earnings?

GHLD EPS is $2.01, with earnings growth accelerating to +343.8%. This exceeds the 5-year CAGR of +75.8%. TTM net income reached $126M.

What are GHLD's profit margins?

Guild Holdings Company net margin is +8.3%, with operating margin at +10.1%. Margins sit within typical range for the sector.

How consistent are GHLD's earnings?

GHLD earnings data spans 2018-2024. The accelerating earnings trend is +343.8% YoY. Historical data enables comparison across business cycles.

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GHLD Earnings Over Time (2018–2024)

Net income and EPS trends