LMND trades 55.5% below Wall Street's consensus target of $69.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes LMND achieves its forward estimates and maintains a stable P/E multiple of historical averagesx. This scenario reflects the blended consensus of 15 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Lemonade, Inc. (LMND) has a Wall Street consensus price target of $69.00, based on estimates from 15 covering analysts. With the stock currently trading at $44.36, this represents a potential upside of +55.5%. The company has a market capitalization of $3.41B.
Analyst price targets range from a low of $56.00 to a high of $75.00, representing a 28% spread in expectations. The median target of $72.50 differs from the mean, suggesting potential outlier estimates.
The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,5 rating it Hold, and 5 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, LMND trades at a trailing P/E of -19.3x. Analysts expect EPS to grow -2.9% over the next year.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 ROOTRoot, Inc. | $656M | $46.76 | $54.00 | +15.5% | Hold | 10.4x | 14 |
 HIPOHippo Holdings Inc. | $774M | $29.71 | $28.38 | -4.5% | Buy | 32.4x | 6 |
 GOGrocery Outlet Holding Corp. | $1.1B | $11.16 | $10.80 | -3.2% | Hold | 20.4x | 23 |
 OSCROscar Health, Inc. | $7.9B | $30.53 | $34.00 | +11.4% | Hold | 17.7x | 12 |
 PGRThe Progressive Corporation | $119.2B | $203.13 | $220.75 | +8.7% | Hold | 11.3x | 42 |
 ALLThe Allstate Corporation | $58.1B | $225.66 | $270.14 | +19.7% | Hold | 6.4x | 45 |
 TRVThe Travelers Companies, Inc. | $75.2B | $360.39 | $351.11 | -2.6% | Hold | 10.6x | 44 |
 HIGThe Hartford Insurance Group, Inc. | $34.7B | $126.59 | $151.33 | +19.5% | Buy | 9.9x | 42 |
 SIGISelective Insurance Group, Inc. | $5.1B | $86.33 | $98.75 | +14.4% | Hold | 10.6x | 16 |
 KMPRKemper Corporation | $1.5B | $25.85 | $35.50 | +37.3% | Buy | 12.9x | 12 |
Quick answers to the most common questions about buying LMND stock.
The consensus Wall Street price target for LMND is $69, representing 55.5% upside from the current price of $44.36. With 15 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
LMND has a consensus rating of "Buy" based on 15 Wall Street analysts. The rating breakdown is mixed, with 5 Hold ratings making up the largest segment. The consensus 12-month price target of $69 implies 55.5% upside from current levels.
LMND's current price is $44.36 with a consensus target of $69 (55.5% implied move). Analyst estimates suggest the stock is undervalued at current levels.
The most bullish Wall Street analyst has a price target of $75 for LMND, while the most conservative target is $56. The consensus of $69 represents the median expectation. These targets typically reflect 12-month expectations.
LMND is well covered by analysts, with 15 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 5 recommend Hold, and 5 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month LMND stock forecast based on 15 Wall Street analysts shows a consensus price target of $69, with estimates ranging from $56 (bear case) to $75 (bull case). The median consensus rating is "Buy".
Wall Street analysts are very optimistic on LMND, with a "Buy" consensus rating and $69 price target (55.5% upside). 5 of 15 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
LMND analyst price targets range from $56 to $75, a 28% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $69 consensus represents the middle ground.
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