Intercorp Financial Services Inc. (IFS) quarterly income statement — complete revenue, gross profit & net income history
Intercorp Financial Services Inc. (IFS) annual income statement — 20-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 1.19B | 1.23B | 1.17B | 1.11B | -287.25M | 1.17B | 1.23B | 1.16B | 1.12B | 1.15B | 1.13B | 1.16B | 1.17B | 1.09B | 1.15B | 1.09B | 1.02B | 963.83M | 940.46M | 895.95M |
| NII Growth % | 513.48% | 5.04% | -5.07% | -4.38% | -125.72% | 2.3% | 8.74% | 0.12% | -4.85% | 5.34% | -1.33% | 6.98% | 14.62% | 12.89% | 22.05% | 21.24% | 21% | 15.57% | 5.41% | -0.65% |
| Net Interest Margin % | 1.13% | 1.2% | 1.18% | 1.15% | -0.29% | 1.23% | 1.29% | 1.22% | 1.19% | 1.24% | 1.26% | 1.3% | 1.33% | 1.24% | 1.31% | 1.22% | 1.19% | 1.13% | 1.05% | 0.97% |
| Interest Income | 1.79B | 1.77B | 1.71B | 1.71B | 580.28M | 1.69B | 1.71B | 1.76B | 1.72B | 1.79B | 1.79B | 1.84B | 1.79B | 1.65B | 1.66B | 1.53B | 1.37B | 1.25B | 1.21B | 1.15B |
| Interest Expense | 599.91M | 542.06M | 538.6M | 596.8M | 867.52M | 517M | 481.79M | 591.65M | 602.4M | 646.46M | 660.85M | 678.03M | 612.58M | 564.42M | 515.1M | 442.86M | 341.66M | 284.29M | 271.42M | 251.75M |
| Loan Loss Provision | 271.64M | 185.3M | 225.51M | 254.37M | -4.28M | 356.73M | 310.14M | 392.66M | 477M | 551.89M | 626.8M | 581.67M | 418.42M | 368.78M | 278.62M | 209.78M | 197.35M | 150.49M | -96.25M | 112.1M |
| Non-Interest Income | 636.07M | 1.29B | -430.39M | 477.75M | 2.68B | 631.56M | 565.72M | 473.73M | 551.61M | 286.26M | 528.54M | 394.2M | 391.4M | 313.99M | 401.4M | 614.71M | 285.33M | 301.29M | 99.26M | 575.67M |
| Non-Interest Income % | 34.88% | 51.21% | -58.27% | 30.04% | 112% | 35.01% | 31.48% | 28.94% | 33.06% | 19.98% | 31.82% | 25.33% | 25.01% | 22.39% | 25.91% | 36.14% | 21.79% | 23.82% | 9.55% | 39.12% |
| Total Net Revenue | 1.82B | 2.52B | 738.62M | 1.59B | 2.39B | 1.8B | 1.8B | 1.64B | 1.67B | 1.43B | 1.66B | 1.56B | 1.56B | 1.4B | 1.55B | 1.7B | 1.31B | 1.27B | 1.04B | 1.47B |
| Revenue Growth % | -23.82% | 39.92% | -58.9% | -2.86% | 43.51% | 25.95% | 8.2% | 5.2% | 6.6% | 2.16% | 7.22% | -8.51% | 19.53% | 10.82% | 49% | 15.58% | -1.69% | -13.6% | -26.89% | 8.49% |
| Non-Interest Expense | 855.61M | 1.59B | -100.72M | 767.49M | 1.71B | 903.4M | 854.54M | 781.99M | 828.11M | 692.73M | 729.32M | 722.86M | 727.19M | 667.54M | 760.88M | 730.65M | 715.47M | 588.17M | 656.54M | 677.25M |
| Efficiency Ratio | 46.91% | 62.85% | -13.64% | 48.26% | 71.56% | 50.07% | 47.55% | 47.76% | 49.64% | 48.36% | 43.91% | 46.45% | 46.47% | 47.61% | 49.11% | 42.96% | 54.65% | 46.49% | 63.15% | 46.02% |
| Operating Income | 696.54M | 754.64M | 615.94M | 568.42M | 686.76M | 545.73M | 632.52M | 462.54M | 363.13M | 187.78M | 304.91M | 251.75M | 419.36M | 365.74M | 509.69M | 760.53M | 396.41M | 526.46M | 479.42M | 682.27M |
| Operating Margin % | 38.19% | 29.89% | 83.39% | 35.74% | 28.69% | 30.25% | 35.19% | 28.25% | 21.77% | 13.11% | 18.36% | 16.18% | 26.8% | 26.09% | 32.9% | 44.71% | 30.28% | 41.61% | 46.11% | 46.36% |
| Operating Income Growth % | 1.42% | 38.28% | -2.62% | 22.89% | 89.12% | 190.62% | 107.45% | 83.72% | -13.41% | -48.66% | -40.18% | -66.9% | 5.79% | -30.53% | 6.31% | 11.47% | -31.52% | -19.14% | 4.86% | 82.88% |
| Pretax Income | 718.43M | 752.4M | 613.83M | 568.42M | 685.07M | 543.98M | 632.52M | 462.54M | 363.13M | 187.78M | 304.91M | 251.75M | 419.36M | 365.74M | 509.69M | 760.53M | 396.41M | 526.46M | 479.42M | 682.27M |
| Pretax Margin % | 39.39% | 29.81% | 83.11% | 35.74% | 28.62% | 30.15% | 35.19% | 28.25% | 21.77% | 13.11% | 18.36% | 16.18% | 26.8% | 26.09% | 32.9% | 44.71% | 30.28% | 41.61% | 46.11% | 46.36% |
| Income Tax | 133.13M | 153.77M | 157.72M | 117.5M | 124.14M | 120.26M | 127.09M | 94.3M | 51.25M | 41.72M | 37.17M | 30.96M | 103.05M | 104.41M | 105.78M | 140M | 121.61M | 95.16M | 193.44M | 114.17M |
| Effective Tax Rate % | 18.53% | 20.44% | 25.69% | 20.67% | 18.12% | 22.11% | 20.09% | 20.39% | 14.11% | 22.22% | 12.19% | 12.3% | 24.57% | 28.55% | 20.75% | 18.41% | 30.68% | 18.07% | 40.35% | 16.73% |
| Net Income | 582.32M | 597.27M | 455.34M | 453.31M | 560.27M | 423.05M | 487.55M | 387.86M | 284.51M | 140.16M | 284.9M | 193.77M | 328.96M | 265.09M | 400.03M | 610.68M | 248.91M | 475.39M | 261.07M | 549.38M |
| Net Margin % | 31.93% | 23.66% | 61.65% | 28.51% | 23.4% | 23.45% | 27.13% | 23.69% | 17.05% | 9.78% | 17.15% | 12.45% | 21.02% | 18.91% | 25.82% | 35.9% | 19.01% | 37.58% | 25.11% | 37.33% |
| Net Income Growth % | 3.93% | 41.18% | -6.61% | 16.87% | 96.93% | 201.83% | 71.13% | 100.17% | -13.51% | -47.13% | -28.78% | -68.27% | 32.16% | -44.24% | 53.23% | 11.16% | -45.11% | -9.67% | -30.57% | 73.11% |
| Net Income (Continuing) | 585.31M | 598.64M | 456.12M | 450.92M | 560.94M | 423.72M | 505.43M | 368.23M | 311.88M | 146.06M | 267.74M | 220.79M | 316.31M | 261.33M | 403.91M | 620.53M | 274.81M | 431.3M | 285.98M | 568.1M |
| EPS (Diluted) | 5.25 | 5.38 | 4.14 | 4.07 | 5.14 | 3.92 | 4.28 | 3.39 | 2.49 | 1.22 | 2.49 | 6.84 | 2.85 | 2.30 | 3.47 | 5.29 | 2.16 | 3.47 | 2.48 | 4.76 |
| EPS Growth % | 2.14% | 37.24% | -3.27% | 20.06% | 106.43% | 221.31% | 71.89% | -50.44% | -12.63% | -46.96% | -28.24% | 29.3% | 31.94% | -33.72% | 39.92% | 11.13% | -45.04% | -23.9% | -27.27% | 65.28% |
| EPS (Basic) | 5.25 | 5.38 | 4.14 | 4.07 | 5.14 | 3.92 | 4.28 | 3.39 | 2.49 | 1.22 | 2.49 | 6.84 | 2.85 | 2.30 | 3.47 | 5.29 | 2.16 | 3.47 | 2.48 | 4.76 |
| Diluted Shares Outstanding | 110.88M | 111.08M | 110.06M | 111.31M | 112.33M | 113.08M | 113.9M | 114.38M | 114.48M | 114.48M | 114.42M | 115.25M | 115.39M | 115.42M | 115.42M | 115.42M | 115.42M | 115.42M | 115.42M | 115.42M |