IFS trades 45.3% above Wall Street's consensus target of $30.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes IFS achieves its forward estimates and maintains a stable P/E multiple of 2.8x. This scenario reflects the blended consensus of 4 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 28, 2026, Intercorp Financial Services Inc. (IFS) has a Wall Street consensus price target of $30.50, based on estimates from 4 covering analysts. With the stock currently trading at $55.79, this represents a potential downside of -45.3%. The company has a market capitalization of $6.20B.
Analyst price targets range from a low of $29.00 to a high of $32.00, representing a 10% spread in expectations. The median target of $30.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, IFS trades at a trailing P/E of 11.7x and forward P/E of 2.8x. The forward PEG ratio of 0.07 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +8.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $262.07, with bear and bull scenarios of $165.11 and $345.31 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
BAPCredicorp Ltd. | $30.5B | $384.10 | $414.00 | +7.8% | Buy | 3.8x | 15 |
BSACBanco Santander-Chile | $15.1B | $32.12 | $32.67 | +1.7% | Hold | 0.0x | 12 |
BBDBanco Bradesco S.A. | $36.6B | $3.46 | $3.20 | -7.5% | Hold | 1.3x | 16 |
ITUBItaú Unibanco Holding S.A. | $90.7B | $8.23 | $6.38 | -22.5% | Buy | 1.7x | 13 |
GFIGold Fields Limited | $30.0B | $33.52 | $59.13 | +76.4% | Hold | 6.0x | 18 |
BBARBanco BBVA Argentina S.A. | $3.9B | $19.23 | $16.00 | -16.8% | Buy | 0.0x | 3 |
SANBanco Santander, S.A. | $196.5B | $13.39 | $3.00 | -77.6% | Buy | 12.8x | 25 |
GGALGrupo Financiero Galicia S.A. | $8.0B | $49.97 | $60.50 | +21.1% | Buy | 0.0x | 12 |
SUPVGrupo Supervielle S.A. | $838M | $9.57 | $7.00 | -26.9% | Sell | 0.0x | 8 |
VVisa Inc. | $645.0B | $336.23 | $368.91 | +9.7% | Buy | 25.6x | 61 |
Quick answers to the most common questions about buying IFS stock.
IFS's consensus price target is $30.5, -45.3% below the current price of $55.79. The 4 analysts tracking IFS see downside risk at present valuations.
IFS has a consensus rating of "Buy" based on 4 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $30.5 implies -45.3% downside from current levels.
With a forward P/E of 2.7671x, IFS trades at a relatively low valuation. The consensus target of $30.5 implies -45.3% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $32 for IFS, while the most conservative target is $29. The consensus of $30.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $345 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
IFS is lightly followed, with 4 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month IFS stock forecast based on 4 Wall Street analysts shows a consensus price target of $30.5, with estimates ranging from $29 (bear case) to $32 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $262, with bear/bull scenarios of $165/$345.
Our quantitative valuation model calculates IFS's fair value at $262 (base case), with a bear case of $165 and bull case of $345. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
IFS trades at a forward P/E ratio of 2.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.7x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on IFS, with 0 Sell ratings and a price target of $30.5 (-45.3% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
IFS analyst price targets range from $29 to $32, a 10% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $30.5 consensus represents the middle ground. Our model's $165-$345 range provides an independent fundamental perspective.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
See how regular investing compounds over time.
Compare growth, multiples, and margins vs sector.