ING Groep N.V. (ING) quarterly balance sheet — complete assets, liabilities & equity history
ING Groep N.V. (ING) balance sheet — 28-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 189.09B | 189.78B | 106.31B | 134.75B | 123.94B | 140B | 114.74B | 144.54B | 142.08B | 142.84B | 157.63B | 222.87B | 213.13B | 209.18B | 153.55B | 236.88B | 216.7B | 215.99B | 162.14B | 213.63B |
| Cash & Due from Banks | 64.95B | 68.59B | 52.89B | 82.87B | 75.56B | 94.1B | 69.96B | 100.12B | 97.07B | 98.11B | 89.89B | 116.72B | 113.64B | 118B | 87.25B | 135.09B | 126.03B | 131.37B | 106.06B | 127.78B |
| Short Term Investments | 124.14B | 121.19B | 53.42B | 51.88B | 48.37B | 45.9B | 44.78B | 44.42B | 45.01B | 44.72B | 67.74B | 106.15B | 99.49B | 91.18B | 66.3B | 101.79B | 90.67B | 84.62B | 56.09B | 85.85B |
| Total Investments | 1.08T | 1.05T | 932.64B | 934.86B | 931.9B | 904.81B | 896.35B | 858.66B | 857.43B | 849.22B | 878.72B | 897.12B | 905.22B | 895.7B | 871.68B | 913.13B | 885.05B | 867.96B | 838.89B | 853.15B |
| Investments Growth % | 15.7% | 16.52% | 4.05% | 8.87% | 8.69% | 6.55% | 2.01% | -4.29% | -5.28% | -5.19% | 0.81% | -1.75% | 2.28% | 3.2% | 3.91% | 7.03% | 4.23% | 0.83% | 1.93% | 1.78% |
| Long-Term Investments | 954.06B | 933.13B | 879.21B | 882.98B | 883.53B | 858.91B | 851.57B | 814.24B | 812.42B | 804.49B | 810.98B | 790.97B | 805.73B | 804.52B | 805.38B | 811.34B | 794.38B | 783.34B | 782.81B | 767.29B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 1.74B | 1.55B | 1.51B | 1.46B | 1.41B | 1.37B | 1.33B | 1.29B | 1.24B | 1.21B | 1.2B | 1.16B | 1.12B | 1.11B | 1.09B | 1.11B | 1.12B | 1.14B | 1.16B | 1.24B |
| Goodwill | 588M | 1.55B | 0 | 0 | 0 | 0 | 475.99M | 0 | 0 | 0 | 470.78M | 0 | 0 | 0 | 460.18M | 0 | 462.62M | 0 | 473.4M | 0 |
| Intangible Assets | 1.15B | 0 | 1.51B | 1.46B | 1.41B | 1.37B | 857.98M | 1.29B | 1.24B | 1.21B | 731.77M | 1.16B | 1.12B | 1.11B | 632.75M | 1.11B | 655.46M | 1.14B | 686.03M | 1.24B |
| PP&E (Net) | 2.65B | 2.59B | 2.48B | 2.43B | 2.42B | 2.4B | 2.43B | 2.41B | 2.44B | 2.42B | 2.4B | 2.36B | 2.42B | 2.48B | 2.45B | 2.5B | 2.56B | 2.54B | 2.52B | 2.56B |
| Other Assets | 12.31B | 10.46B | 64.89B | 70.74B | 74.03B | 76.22B | 48B | 86.98B | 81.6B | 78.91B | 823M | 4.27B | 4.93B | 4.9B | 2.28B | 7B | 2.91B | 4.91B | 367M | 4.02B |
| Total Current Assets | 189.09B | 189.78B | 106.31B | 134.75B | 124.42B | 140B | 116.13B | 144.54B | 142.49B | 142.84B | 158.9B | 222.87B | 213.41B | 209.18B | 154.82B | 236.88B | 217.55B | 215.99B | 163.49B | 213.63B |
| Total Non-Current Assets | 971.66B | 947.73B | 948.09B | 957.61B | 962.34B | 938.91B | 904.41B | 904.93B | 898.88B | 887.02B | 816.68B | 798.75B | 815.77B | 813.01B | 813B | 821.95B | 802.52B | 791.93B | 787.8B | 775.12B |
| Total Assets | 1.16T | 1.14T | 1.05T | 1.09T | 1.09T | 1.08T | 1.02T | 1.05T | 1.04T | 1.03T | 975.58B | 1.02T | 1.03T | 1.02T | 967.82B | 1.06T | 1.02T | 1.01T | 951.29B | 988.75B |
| Asset Growth % | 6.81% | 5.43% | 3.32% | 4.09% | 4.36% | 4.76% | 4.61% | 2.73% | 1.18% | 0.75% | 0.8% | -3.51% | 0.89% | 1.42% | 1.74% | 7.09% | 4.27% | 2.76% | 1.5% | 3.37% |
| Return on Assets (ROA) | 0.17% | 0.14% | 0.13% | 0.16% | 0.15% | 0.14% | 0.11% | 0.18% | 0.17% | 0.16% | 0.16% | 0.19% | 0.21% | 0.16% | 0.11% | 0.09% | 0.12% | 0.04% | 0.1% | 0.14% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 185.08B | 182.9B | 169.33B | 170.48B | 167.58B | 168.32B | 171.33B | 168.43B | 157.11B | 161.27B | 150B | 141.98B | 135.89B | 124.95B | 119.5B | 106.38B | 108.6B | 115.5B | 116.01B | 108.23B |
| Net Debt | 120.13B | 114.31B | 116.44B | 87.61B | 92.02B | 74.22B | 101.37B | 68.31B | 60.03B | 63.16B | 60.11B | 25.25B | 22.25B | 6.95B | 32.25B | -28.71B | -17.43B | -15.88B | 9.96B | -19.55B |
| Long-Term Debt | 185.08B | 182.9B | 169.33B | 170.48B | 167.58B | 168.32B | 170.21B | 168.43B | 157.11B | 161.27B | 148.84B | 141.98B | 135.89B | 124.95B | 118.32B | 106.38B | 108.6B | 115.5B | 114.79B | 108.23B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 16.49B | 17.27B | 15.04B | 16.8B | 18.73B | 16.2B | 40.56B | 14.99B | 19.02B | 19.57B | 38.95B | 17.82B | 18.55B | 18.87B | 47.74B | 24B | 22.81B | 23.03B | 33.51B | 21.95B |
| Total Current Liabilities | 907.44B | 885.27B | 819.08B | 854.52B | 849.99B | 841.59B | 757.05B | 813.82B | 814.07B | 794.89B | 734.25B | 809.3B | 823.06B | 826.09B | 749.88B | 876.78B | 836.07B | 815.32B | 746.49B | 802.19B |
| Total Non-Current Liabilities | 201.93B | 200.17B | 184.37B | 187.27B | 186.62B | 184.52B | 212.19B | 183.42B | 176.34B | 180.84B | 189.15B | 159.8B | 154.66B | 143.82B | 167.52B | 130.38B | 131.95B | 138.53B | 150.15B | 130.18B |
| Total Liabilities | 1.11T | 1.09T | 1T | 1.04T | 1.04T | 1.03T | 969.24B | 997.24B | 990.41B | 975.73B | 923.4B | 969.1B | 977.72B | 969.91B | 917.41B | 1.01T | 968.02B | 953.85B | 896.63B | 932.37B |
| Total Equity | 51.39B | 52.06B | 50.95B | 50.57B | 50.15B | 52.79B | 51.31B | 52.23B | 50.96B | 54.13B | 52.18B | 52.53B | 51.46B | 52.27B | 50.41B | 51.67B | 52.04B | 54.08B | 54.66B | 56.38B |
| Equity Growth % | 2.47% | -1.38% | -0.69% | -3.19% | -1.6% | -2.47% | -1.67% | -0.57% | -0.97% | 3.55% | 3.51% | 1.67% | -1.11% | -3.33% | -7.77% | -8.36% | -9.03% | -3.4% | 12.24% | 2.09% |
| Equity / Assets (Capital Ratio) | 4.43% | 4.58% | 4.83% | 4.63% | 4.61% | 4.89% | 5.03% | 4.98% | 4.89% | 5.26% | 5.35% | 5.14% | 5% | 5.11% | 5.21% | 4.88% | 5.1% | 5.37% | 5.75% | 5.7% |
| Return on Equity (ROE) | 3.76% | 3.02% | 2.78% | 3.55% | 3.25% | 2.8% | 2.23% | 3.64% | 3.39% | 2.97% | 2.98% | 3.81% | 4.15% | 3.1% | 2.13% | 1.89% | 2.22% | 0.79% | 1.7% | 2.41% |
| Book Value per Share | 17.78 | 18.01 | 17.47 | 17.08 | 16.20 | 17.05 | 16.39 | 16.32 | 15.56 | 16.47 | 15.61 | 14.76 | 14.27 | 14.45 | 13.93 | 13.87 | 13.83 | 14.37 | 14.48 | 14.44 |
| Tangible BV per Share | 17.18 | 17.48 | 16.96 | 16.59 | 15.74 | 16.61 | 15.97 | 15.92 | 15.18 | 16.10 | 15.25 | 14.44 | 13.96 | 14.14 | 13.63 | 13.57 | 13.53 | 14.06 | 14.17 | 14.13 |
| Common Stock | 29M | 0 | 49.7B | 49.45B | 31M | 51.67B | 31M | 51.29B | 33M | 53.12B | 35M | 51.72B | 36M | 51.68B | 37M | 51.29B | 39M | 53.48B | 39M | 55.44B |
| Additional Paid-in Capital | 17.12B | 0 | 0 | 0 | 17.12B | 0 | 17.12B | 0 | 17.12B | 0 | 17.12B | 0 | 17.12B | 0 | 17.12B | 0 | 17.12B | 0 | 17.11B | 0 |
| Retained Earnings | 35.16B | 0 | 0 | 0 | 35.13B | 0 | 33.85B | 0 | 34.53B | 0 | 36.85B | 0 | 35.25B | 0 | 34.94B | 0 | 35.89B | 0 | 37.32B | 0 |
| Accumulated OCI | -605M | 0 | 0 | 0 | -411M | 0 | 77M | 0 | -517M | 0 | -771M | 0 | -1.51B | 0 | -985M | 0 | 564M | 0 | 1.07B | 0 |
| Treasury Stock | -1.45B | 0 | 0 | 0 | -2.75B | 0 | -765M | 0 | -1.02B | 0 | -1.99B | 0 | -150M | 0 | -1.21B | 0 | -1.98B | 0 | -1.61B | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |