Last 36 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 6.18 | 1.39 | 2.26 | 2.41 | 3.08 | 2.62 | 2.11 | 1.67 | 3.08 | 3.27 | 3.32 | 3.76 | 4.35 | 6.52 | 14.96 | 7.24 | — | — | — | — | — |
| — | -47.1% | +7.3% | +43.9% | -0.2% | -20.0% | -36.5% | -55.4% | -29.1% | -49.8% | -77.8% | -48.1% | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 0.96 | 0.22 | 0.36 | 0.39 | 0.48 | 0.41 | 0.33 | 0.25 | 0.44 | 0.45 | 0.43 | 0.43 | 0.32 | 0.27 | 0.17 | 1.92 | 0.39 | 0.25 | — | — | — |
| — | -45.9% | +10.8% | +54.5% | +10.0% | -9.1% | -24.5% | -41.4% | +37.1% | +65.7% | +160.5% | -77.6% | -17.9% | +9.2% | — | — | — | — | — | — | — | |
| P/B Ratio | 0.90 | 0.23 | 0.34 | 0.36 | 0.42 | 0.35 | 0.27 | 0.21 | 0.33 | 0.31 | 0.28 | 0.30 | 0.22 | 0.17 | 0.10 | 0.13 | 0.18 | 0.12 | — | — | — |
| — | -34.8% | +28.9% | +75.4% | +28.3% | +12.9% | -6.1% | -31.1% | +50.8% | +81.1% | +198.0% | +126.3% | +18.4% | +39.2% | — | — | — | — | — | — | — | |
| P/FCF | — | — | 2.82 | 0.79 | — | 0.34 | 0.50 | 0.22 | 4.21 | 1.86 | — | 0.37 | 0.23 | 0.09 | 0.26 | 0.64 | — | 1.27 | — | — | — |
| — | — | +459.3% | +264.6% | — | -81.6% | — | -42.0% | +1752.5% | +1878.2% | — | -41.4% | — | -92.6% | — | — | — | — | — | — | — | |
| EV / EBITDA | 12.26 | 9.73 | 11.00 | 9.69 | 5.85 | 5.97 | 6.07 | 4.29 | 6.20 | 4.16 | 4.47 | 5.33 | 7.32 | 10.44 | 9.24 | 23.39 | — | 10.85 | — | — | — |
| — | +62.9% | +81.3% | +125.8% | -5.7% | +43.5% | +35.8% | -19.5% | -15.2% | -60.1% | -51.7% | -77.2% | — | -3.7% | — | — | — | — | — | — | — | |
| EV / EBIT | 17.24 | 11.79 | 13.15 | 12.03 | 7.03 | 7.17 | 7.21 | 5.05 | 7.33 | 4.90 | 5.15 | 6.38 | 9.36 | 15.81 | 67.82 | — | — | 43.00 | — | — | — |
| — | +64.5% | +82.4% | +137.9% | -4.0% | +46.1% | +40.0% | -20.8% | -21.7% | -69.0% | -92.4% | — | — | -63.2% | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 71.2% | 68.4% | 68.0% | 71.1% | 70.4% | 71.6% | 70.6% | 73.1% | 71.9% | 71.5% | 66.8% | 70.7% | 67.8% | 65.3% | 64.4% | 586.6% | 69.1% | 71.5% | 61.5% | 78.6% | 72.8% |
| — | -4.5% | -3.6% | -2.7% | -2.1% | +0.1% | +5.6% | +3.4% | +6.1% | +9.4% | +3.8% | -87.9% | -1.9% | -8.6% | +4.7% | +646.4% | -5.1% | +25.2% | -25.0% | -9.8% | -15.8% | |
| Operating Margin | 19.3% | 19.1% | 19.5% | 19.4% | 19.3% | 19.1% | 19.5% | 18.4% | 17.5% | 20.1% | 19.5% | 15.9% | 11.5% | 7.0% | 0.6% | -16.7% | -8.2% | 1.4% | -12.0% | -1.4% | 5.8% |
| — | -0.1% | +0.5% | +5.2% | +10.2% | -4.9% | -0.4% | +16.3% | +52.7% | +188.3% | +3293.4% | +194.9% | +239.4% | +415.8% | +104.8% | -1101.0% | -243.1% | +105.4% | -1173.3% | -176.0% | +205.8% | |
| Net Margin | 15.6% | 15.8% | 16.2% | 15.6% | 15.6% | 15.7% | 15.6% | 14.9% | 14.5% | 14.0% | 13.0% | 11.5% | 7.2% | 4.2% | 1.1% | 26.5% | -3.5% | -1.9% | 0.4% | 1.1% | 5.8% |
| — | +0.2% | +3.7% | +4.7% | +7.4% | +12.7% | +19.5% | +29.8% | +100.7% | +229.5% | +1071.7% | -56.7% | +304.4% | +324.1% | +183.6% | +2320.4% | -161.1% | +26.5% | -87.7% | -70.4% | +235.1% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.5% | 4.1% | 3.8% | 3.7% | 3.5% | 3.4% | 3.2% | 3.1% | 2.8% | 2.4% | 2.3% | 2.0% | 1.2% | 0.7% | 0.2% | 0.5% | -0.4% | -0.2% | 0.0% | 0.1% | 0.4% |
| — | +20.3% | +20.5% | +20.9% | +26.2% | +42.2% | +39.9% | +52.1% | +123.4% | +257.2% | +1313.5% | +345.1% | +395.3% | +417.6% | +315.3% | +282.4% | -204.4% | -6.3% | -91.4% | -73.2% | +189.1% | |
| ROA | 1.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.2% | 0.1% | 0.0% | 0.1% | -0.1% | -0.0% | 0.0% | 0.0% | 0.1% |
| — | +12.6% | +10.1% | +4.6% | +7.1% | +19.2% | +22.7% | +43.8% | +104.6% | +220.4% | +1124.3% | +265.7% | +345.5% | +338.8% | +179.3% | +149.1% | -164.5% | +10.7% | -88.0% | -64.7% | +228.1% | |
| ROIC | 4.0% | 0.9% | 0.9% | 1.1% | 1.2% | 1.2% | 1.2% | 1.2% | 1.1% | 1.2% | 1.2% | 0.9% | 0.7% | 0.4% | 0.0% | -0.1% | -0.4% | 0.1% | -0.6% | -0.1% | 0.2% |
| — | -21.9% | -26.4% | -15.8% | +8.1% | -2.1% | +1.9% | +34.3% | +71.9% | +222.2% | +4038.2% | +1005.2% | +274.6% | +479.8% | +105.1% | -36.7% | -270.6% | +106.0% | -831.4% | -171.9% | +172.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.85 | 3.07 | 3.03 | 2.85 | 1.68 | 1.62 | 1.66 | 1.31 | 1.25 | 1.18 | 1.12 | 1.23 | 1.26 | 1.22 | 1.22 | 1.17 | 1.00 | 0.89 | 0.65 | 0.56 | 0.45 |
| — | +90.1% | +82.2% | +118.2% | +35.0% | +37.1% | +48.2% | +6.4% | -1.0% | -3.2% | -7.8% | +5.1% | +26.6% | +37.5% | +86.8% | +109.8% | +123.3% | +233.1% | +12.9% | +0.6% | -24.3% | |
| Debt / EBITDA | 15.08 | 51.52 | 54.67 | 51.33 | 32.88 | 32.95 | 35.30 | 29.59 | 31.84 | 28.93 | 30.39 | 37.42 | 49.91 | 73.24 | 201.00 | 229.87 | — | 133.83 | — | 209.84 | 58.27 |
| — | +56.3% | +54.9% | +73.5% | +3.3% | +13.9% | +16.2% | -20.9% | -36.2% | -60.5% | -84.9% | -83.7% | — | -45.3% | — | +9.5% | — | — | — | +154.6% | — | |
| Current Ratio | 0.55 | 0.33 | 0.45 | 0.55 | 0.52 | 0.49 | 0.52 | 0.55 | 0.50 | 0.51 | 0.54 | 0.52 | 0.51 | 0.51 | 0.57 | 0.52 | 0.27 | 0.23 | 0.86 | 0.70 | 0.81 |
| — | -32.3% | -14.2% | -0.2% | +3.7% | -4.0% | -2.1% | +6.2% | -0.8% | +1.0% | -6.4% | -0.7% | +86.9% | +118.9% | -33.2% | -26.1% | -66.4% | -64.7% | +94.3% | -15.6% | -4.8% | |
| Quick Ratio | 0.55 | 0.33 | 0.45 | 0.55 | 0.52 | 0.49 | 0.52 | 0.55 | 0.50 | 0.51 | 0.54 | 0.52 | 0.51 | 0.51 | 0.57 | 0.52 | 0.27 | 0.23 | 0.86 | 0.70 | 0.81 |
| — | -32.3% | -14.2% | -0.2% | +3.7% | -4.0% | -2.1% | +6.2% | -0.8% | +1.0% | -6.4% | -0.7% | +86.9% | +118.9% | -33.2% | -26.1% | -66.4% | -64.7% | +94.3% | -15.6% | -4.8% | |
| Interest Coverage | 0.27 | 0.28 | 0.27 | 0.27 | 0.25 | 0.27 | 0.30 | 0.36 | 0.35 | 0.39 | 0.36 | 0.28 | 0.19 | 0.12 | 0.01 | — | -0.12 | 0.03 | -0.30 | -0.05 | 0.25 |
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Includes 30+ ratios · 36 years · Updated daily
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Quick answers to the most common questions about buying INTR stock.
Inter & Co, Inc.'s current P/E is 6.2x. The average P/E over the last 4 quarters is 2.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Inter & Co, Inc.'s current operating margin is 19.3%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Inter & Co, Inc.'s business trajectory between earnings reports.