Inter & Co, Inc. (INTR) quarterly income statement — complete revenue, gross profit & net income history
Inter & Co, Inc. (INTR) annual income statement — 14-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 1.81B | 817.97M | 756.58M | 572.66M | 704.26M | 627.85M | 700.35M | 1.13B | 1.03B | 455.28M | 2.14B | 336.54M | 458.9M | 340.16M | 0 | 208.66M | 157.27M | 184.39M | 540.51M | 227.62M |
| NII Growth % | 156.41% | 30.28% | 8.03% | -49.53% | -31.6% | 37.9% | -67.3% | 237.19% | 124.38% | 33.85% | - | 61.28% | 191.79% | 84.48% | -100% | -8.33% | -28.31% | -40.94% | 147.1% | 26.79% |
| Net Interest Margin % | 1.76% | 0.84% | 0.77% | 0.62% | 0.83% | 0.78% | 0.92% | 1.62% | 1.55% | 0.73% | 3.55% | 0.61% | 0.92% | 0.71% | 0% | 0.48% | 0.38% | 0.48% | 1.48% | 0.68% |
| Interest Income | 3.66B | 2.57B | 2.48B | 2.23B | 2.13B | 1.81B | 1.64B | 1.97B | 1.8B | 1.22B | 2.89B | 1.11B | 1.15B | 1.01B | - | 788.34M | 622.31M | 521.16M | 789.03M | 366.2M |
| Interest Expense | 1.85B | 1.75B | 1.72B | 1.65B | 1.42B | 1.18B | 941.13M | 835.62M | 772.64M | 762.25M | 752.2M | 770.4M | 692.21M | 672.77M | - | 579.68M | 465.04M | 336.77M | 248.52M | 138.59M |
| Loan Loss Provision | 864.29M | 781.27M | 692.63M | 640.8M | 569.25M | 541.12M | 495.73M | 471.43M | 421.25M | 465.06M | 384.44M | 407.9M | 398.56M | 364.72M | -591.09M | 263.11M | 250.25M | 320.88M | 197.3M | 165.1M |
| Non-Interest Income | 925.01M | 1.62B | 1.64B | 1.59B | 1.3B | 1.21B | 1.14B | 541.38M | 448.93M | 945.66M | -828.84M | 928.96M | 691.13M | 683.96M | 121.47M | 641.64M | 719.75M | 649.13M | 380.99M | 378.89M |
| Non-Interest Income % | 33.87% | 66.49% | 68.45% | 73.51% | 64.84% | 65.84% | 62.03% | 32.3% | 30.36% | 67.5% | -63.13% | 73.41% | 60.1% | 66.79% | 100% | 75.46% | 82.07% | 77.88% | 41.34% | 62.47% |
| Total Net Revenue | 2.73B | 2.44B | 2.4B | 2.16B | 2B | 1.84B | 1.84B | 1.68B | 1.48B | 1.4B | 1.31B | 1.27B | 1.15B | 1.02B | 121.47M | 850.3M | 877.02M | 833.52M | 921.5M | 606.51M |
| Revenue Growth % | 36.33% | 32.82% | 30% | 29% | 35.47% | 31.18% | 40.49% | 32.45% | 28.57% | 36.8% | 980.83% | 48.83% | 31.13% | 22.87% | -86.82% | 40.2% | 87.63% | 78.62% | 131.13% | 109.56% |
| Non-Interest Expense | 1.34B | 1.18B | 1.24B | 1.1B | 1.05B | 939.14M | 1.01B | 910.76M | 759.74M | 662.15M | 720.2M | 712.24M | 671.17M | 653.5M | 732.87M | 657.23M | 614.9M | 612.73M | 737.02M | 406.49M |
| Efficiency Ratio | 49.22% | 48.45% | 51.72% | 51.03% | 52.43% | 51.1% | 54.68% | 54.34% | 51.38% | 47.26% | 54.85% | 56.28% | 58.36% | 63.81% | 603.31% | 77.29% | 70.11% | 73.51% | 79.98% | 67.02% |
| Operating Income | 522.4M | 477.12M | 465.19M | 417.93M | 383.53M | 357.55M | 340.27M | 293.95M | 297.61M | 273.73M | 208.29M | 145.35M | 80.3M | 5.9M | -20.31M | -70.04M | 11.87M | -100.09M | -12.83M | 34.92M |
| Operating Margin % | 19.13% | 19.55% | 19.4% | 19.33% | 19.15% | 19.46% | 18.45% | 17.54% | 20.13% | 19.54% | 15.86% | 11.49% | 6.98% | 0.58% | -16.72% | -8.24% | 1.35% | -12.01% | -1.39% | 5.76% |
| Operating Income Growth % | 36.21% | 33.44% | 36.71% | 42.17% | 28.87% | 30.62% | 63.36% | 102.23% | 270.62% | 4541.89% | 1125.7% | 307.52% | 576.43% | 105.89% | -58.33% | -300.6% | 110.09% | -2017.14% | -275.75% | 321.78% |
| Pretax Income | 522.4M | 477.12M | 465.19M | 417.93M | 383.53M | 357.55M | 340.27M | 293.95M | 297.61M | 273.73M | 208.29M | 145.35M | 80.3M | 5.9M | -20.31M | -70.04M | 11.87M | -100.09M | -12.83M | 34.92M |
| Pretax Margin % | 19.13% | 19.55% | 19.4% | 19.33% | 19.15% | 19.46% | 18.45% | 17.54% | 20.13% | 19.54% | 15.86% | 11.49% | 6.98% | 0.58% | -16.72% | -8.24% | 1.35% | -12.01% | -1.39% | 5.76% |
| Income Tax | 66.6M | 59.57M | 62.83M | 61.92M | 51.36M | 50.76M | 45.31M | 33.94M | 74.94M | 78.51M | 48.58M | 41.19M | 16.13M | -18.32M | -49.12M | -40.45M | -3.65M | -71.27M | -19.2M | 569K |
| Effective Tax Rate % | 12.75% | 12.49% | 13.51% | 14.82% | 13.39% | 14.2% | 13.32% | 11.55% | 25.18% | 28.68% | 23.32% | 28.34% | 20.08% | -310.65% | 241.89% | 57.75% | -30.78% | 71.21% | 149.67% | 1.63% |
| Net Income | 430.66M | 394.79M | 374.39M | 336.35M | 315.13M | 286.59M | 275.19M | 242.67M | 206.48M | 182.79M | 150.9M | 91.29M | 48.75M | 11.4M | 32.24M | -30.01M | -16.59M | 3.27M | 10.1M | 35.03M |
| Net Margin % | 15.77% | 16.17% | 15.61% | 15.56% | 15.73% | 15.59% | 14.92% | 14.48% | 13.96% | 13.05% | 11.49% | 7.21% | 4.24% | 1.11% | 26.54% | -3.53% | -1.89% | 0.39% | 1.1% | 5.78% |
| Net Income Growth % | 36.66% | 37.75% | 36.05% | 38.6% | 52.62% | 56.78% | 82.37% | 165.82% | 323.58% | 1502.74% | 368.11% | 404.22% | 393.83% | 248.56% | 219.07% | -185.66% | -37.92% | -78% | -31.49% | 383.16% |
| Net Income (Continuing) | 455.8M | 417.55M | 402.36M | 356M | 332.17M | 306.79M | 294.95M | 260.01M | 222.66M | 195.22M | 159.71M | 104.16M | 64.17M | 24.22M | 28.81M | -29.59M | 15.53M | -28.82M | 6.37M | 34.35M |
| EPS (Diluted) | 0.98 | 0.88 | 0.88 | 0.75 | 0.71 | 0.65 | 0.63 | 0.54 | 0.47 | 0.43 | 0.37 | 0.23 | 0.12 | 0.03 | 0.08 | -0.07 | -0.04 | 0.00 | 0.01 | 0.09 |
| EPS Growth % | 38.03% | 35.38% | 39.68% | 38.89% | 51.06% | 51.16% | 70.27% | 134.78% | 291.67% | 1414.08% | 352.32% | 409.14% | 402.27% | - | - | -185.71% | -38.53% | 110.86% | - | - |
| EPS (Basic) | 0.98 | 0.88 | 0.88 | 0.75 | 0.72 | 0.65 | 0.63 | 0.54 | 0.48 | 0.43 | 0.38 | 0.23 | 0.12 | 0.03 | 0.08 | -0.07 | -0.04 | 0.00 | -0.01 | 0.09 |
| Diluted Shares Outstanding | 447.78M | 445.6M | 441.32M | 448.46M | 443.85M | 439.89M | 441.66M | 438.08M | 435.63M | 426M | 407.13M | 401.79M | 401.78M | 401.56M | 393.91M | 403.58M | 418.17M | 2.57B | 1.47B | 403.58M |