Lument Finance Trust, Inc. (LFT) Financial Ratios
14 years of historical data (2012–2025) · Real Estate · REIT - Mortgage
EV/EBITDA
N/A
—
5yr avg: 13.37
30Y Low0.2·High70.9
P/FCF
↑
6.02
+1% vs avg
5yr avg: 5.95
30Y Low4.9·High32.4
P/B Ratio
↓
0.28
↓-41% vs avg
5yr avg: 0.47
30Y Low0.0·High0.7
ROE
↓
-3.3%
↑-162% vs avg
5yr avg: 5.3%
30Y Low-3%·High22%
Debt/EBITDA
N/A
—
5yr avg: 12.63
30Y Low0.2·High21.5
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
LFT Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Lument Finance Trust, Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 6.0x P/FCF, roughly in line with the 5-year average of 6.0x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $61M | $74M | $135M | $122M | $92M | $96M | $82M | $77M | $70M | $84M | $76M |
| Enterprise Value | $38M | $51M | $942M | $1.3B | $924M | $955M | $573M | $611M | $586M | $1.3B | $1.4B |
| P/E Ratio → | -8.29 | — | 7.59 | 8.03 | 17.27 | 12.80 | 9.62 | 29.36 | — | 69.57 | — |
| P/S Ratio | — | — | 3.87 | 3.79 | 4.59 | 4.55 | 4.26 | 4.70 | 14.12 | 4.64 | 9.99 |
| P/B Ratio | 0.28 | 0.34 | 0.57 | 0.51 | 0.38 | 0.57 | 0.72 | 0.70 | 0.47 | 0.03 | 0.03 |
| P/FCF | 6.02 | 7.31 | 4.97 | 4.92 | 5.64 | 6.92 | 6.67 | 10.51 | — | 19.80 | 32.45 |
| P/OCF | 6.02 | 7.31 | 4.97 | 4.92 | 5.64 | 6.92 | 6.67 | 10.51 | 5.75 | 19.75 | 32.45 |
P/E links to full P/E history page with 30-year chart
LFT EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | — | 27.01 | 39.40 | 46.16 | 45.32 | 29.93 | 37.55 | 117.36 | 70.51 | 182.54 |
| EV / EBITDA | — | — | — | 13.37 | — | — | — | — | 6.22 | 0.18 | 16.69 |
| EV / EBIT | — | — | — | 13.37 | — | — | — | — | — | — | — |
| EV / FCF | — | 5.02 | 34.71 | 51.09 | 56.74 | 68.94 | 46.88 | 83.89 | — | 301.16 | 592.84 |
LFT Profitability
Margins and return-on-capital ratios measuring operating efficiency
A negative ROE of -3.3% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | -20008.5% | -4639.2% | -19370.0% |
| Operating Margin | — | — | — | 68.5% | — | — | — | — | 753.4% | 39829.4% | -105.1% |
| Net Profit Margin | — | — | 65.0% | 61.5% | 49.3% | 50.0% | 44.1% | 38.4% | -109.6% | 26.1% | -105.1% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -3.3% | -3.3% | 9.5% | 8.2% | 4.8% | 7.4% | 7.6% | 4.8% | -0.4% | 0.2% | -0.7% |
| ROA | -0.6% | -0.6% | 1.8% | 1.5% | 0.9% | 1.3% | 1.3% | 0.9% | -0.3% | 0.2% | -0.3% |
| ROIC | — | — | — | 1.3% | — | — | — | — | 1.3% | 147.6% | -0.2% |
| ROCE | — | — | — | 1.7% | — | — | — | — | 2.3% | 293.8% | -0.3% |
LFT Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $23M exceeds total debt of $0, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | 3.68 | 4.96 | 3.61 | 5.16 | 4.42 | 5.02 | 3.48 | 0.48 | 0.60 |
| Debt / EBITDA | — | — | — | 12.63 | — | — | — | — | 5.55 | 0.17 | 16.11 |
| Net Debt / Equity | — | -0.11 | 3.39 | 4.74 | 3.43 | 5.07 | 4.32 | 4.92 | 3.43 | 0.46 | 0.58 |
| Net Debt / EBITDA | — | — | — | 12.08 | — | — | — | — | 5.47 | 0.16 | 15.78 |
| Debt / FCF | — | -2.29 | 29.73 | 46.17 | 51.10 | 62.03 | 40.20 | 73.38 | — | 281.36 | 560.40 |
| Interest Coverage | — | — | — | 0.29 | — | — | — | — | 0.90 | 103.99 | -0.11 |
Net cash position: cash ($23M) exceeds total debt ($0)
LFT Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | — | — | — | 139.71 | — | 176.78 | 119.67 | 165.76 | 54.98 | 181085.84 | 92505.05 |
| Quick Ratio | — | — | — | 139.71 | — | 176.78 | 119.67 | 165.76 | 54.98 | 181086.58 | 92505.88 |
| Cash Ratio | — | — | 4.88 | 4.96 | — | 2.49 | 2.20 | 2.77 | 6.40 | 181.09 | 92.51 |
| Asset Turnover | — | — | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.01 | 0.01 | 0.00 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
LFT Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Lument Finance Trust, Inc. returns 30.2% to shareholders annually primarily through dividends.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 30.2% | 24.8% | 11.6% | 10.7% | 12.7% | 10.4% | 9.4% | 8.7% | 7.3% | 14.2% | 39.4% |
| Payout Ratio | — | — | 69.2% | 66.2% | 118.1% | 94.8% | 90.4% | 106.1% | — | 252.9% | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | 13.2% | 12.4% | 5.8% | 7.8% | 10.4% | 3.4% | — | 1.4% | — |
| FCF Yield | 16.6% | 13.7% | 20.1% | 20.3% | 17.7% | 14.5% | 15.0% | 9.5% | — | 5.0% | 3.1% |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 59.8% | 0.0% | 0.0% | 0.0% | 0.0% | 0.4% |
| Total Shareholder Yield | 30.2% | 24.8% | 11.6% | 10.7% | 12.7% | 70.2% | 9.4% | 8.7% | 7.3% | 14.2% | 39.7% |
| Shares Outstanding | — | $52M | $52M | $52M | $48M | $25M | $25M | $24M | $25M | $21M | $15M |
Peer Comparison
Compare LFT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 LFTYou | $61M | -8.3 | — | 6.0 | — | — | -3.3% | — | — |
 ACRE | $280M | -307.9 | 18.5 | 14.2 | 57.4% | 72.4% | -0.2% | 2.9% | 14.9 |
 TPVG | $243M | 4.9 | 9.1 | — | 83.5% | 77.9% | 14.1% | 7.2% | 6.2 |
 RC | $357M | -1.5 | 48.3 | — | 87.7% | 24.2% | -12.8% | 1.2% | 47.4 |
 GPMT | $74M | -1.3 | 20.8 | 27.8 | 83.0% | 43.6% | -7.0% | 2.6% | 20.6 |
 BXMT | $3B | 29.9 | 16.3 | 11.7 | 76.9% | 71.6% | 3.0% | 4.3% | 14.0 |
 KREF | $423M | -6.3 | 18.3 | 6.3 | 88.3% | 59.3% | -3.6% | 3.4% | 17.1 |
 TRTX | $656M | 14.9 | 15.1 | 7.3 | 79.3% | 73.0% | 5.5% | 4.7% | 12.9 |
 ARI | $1B | 13.5 | 19.4 | 34.3 | 80.1% | 65.4% | 6.8% | 4.0% | 16.7 |
 LADR | $1B | 20.1 | 17.3 | 15.0 | 71.8% | 62.0% | 4.3% | 4.4% | 12.7 |
 FBRT | $696M | 14.1 | 49.0 | 2.4 | — | — | 5.4% | 1.2% | 43.6 |
| Real Estate Median | — | 24.2 | 16.8 | 15.6 | 50.1% | 24.7% | 3.5% | 2.7% | 7.7 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 14 years · Updated daily
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Quick answers to the most common questions about buying LFT stock.
What is Lument Finance Trust, Inc.'s P/E ratio?
Lument Finance Trust, Inc.'s current P/E ratio is -8.3x. The historical average is 21.9x.
What is Lument Finance Trust, Inc.'s ROE?
Lument Finance Trust, Inc.'s return on equity (ROE) is -3.3%. The historical average is 4.8%.
Is LFT stock overvalued?
Based on historical data, Lument Finance Trust, Inc. is trading at a P/E of -8.3x. Compare with industry peers and growth rates for a complete picture.
What is Lument Finance Trust, Inc.'s dividend yield?
Lument Finance Trust, Inc.'s current dividend yield is 30.16%.