Lemonade, Inc. (LMND) quarterly balance sheet — complete assets, liabilities & equity history
Lemonade, Inc. (LMND) balance sheet — 9-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Total Assets | 2.09B | 2.01B | 1.96B | 1.93B | 1.92B | 1.93B | 1.86B | 1.85B | 1.82B | 1.71B | 1.65B | 1.63B | 1.65B | 1.61B | 1.64B | 1.69B | 1.71B | 1.46B | 1.5B | 1.51B |
| Asset Growth % | 8.89% | 4% | 5.46% | 4.14% | 5.26% | 12.88% | 12.77% | 13.21% | 10.65% | 6.25% | 0.32% | -3.4% | -3.81% | 10.42% | 9.75% | 11.93% | 12.56% | -1.77% | 1.21% | 82.27% |
| Total Investment Assets | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Long-Term Investments | 0 | 585.4M | 547.8M | 6.5M | 464.4M | 353M | 345.5M | 6.7M | 385.3M | 581.2M | 641.9M | 673.2M | 706.8M | 748.1M | 737.9M | 750.1M | 835.9M | 760M | 777.9M | 801.8M |
| Short-Term Investments | 0 | 192.3M | 203.5M | 722.9M | 240.9M | 292.8M | 330.6M | 634.9M | 255.5M | 581.2M | 641.9M | 673.2M | 326.3M | 371.7M | 737.9M | 750.1M | 835.9M | 760M | 777.9M | 801.8M |
| Total Current Assets | 946.4M | 870.7M | 1.31B | 1.84B | 1.36B | 1.48B | 1.41B | 1.76B | 1.34B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equivalents | 385.2M | 367.6M | 374.3M | 385M | 345.9M | 377.5M | 309.2M | 376M | 329.8M | 343.2M | 278.7M | 264.5M | 231.7M | 188.6M | 250.1M | 282.5M | 222M | 199.6M | 234.8M | 270.6M |
| Receivables | 561.2M | 490.4M | 594.6M | 567.9M | 563M | 524.5M | 500.1M | 479.2M | 487.6M | 462.7M | 407.2M | 383M | 367.8M | 362.2M | 338.7M | 362.4M | 324M | 257.9M | 248.1M | 231.3M |
| Other Current Assets | 0 | -304.9M | 12.2M | 11.8M | 9.6M | 8.5M | 10.5M | 9.7M | 8M | -1.61B | -1.53B | -1.53B | -1.12B | -1.09B | -1.49B | -1.57B | -1.56B | -1.39B | -1.42B | -1.46B |
| Goodwill & Intangibles | 27.1M | 27.1M | 41.3M | 39.2M | 40.6M | 40.4M | 41.6M | 44.8M | 46.7M | 37.2M | 39.5M | 41.9M | 44.2M | 46.5M | 48.8M | 51.5M | 46.6M | 600K | 600K | 600K |
| Goodwill | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 10.9M | 0 | 0 | 0 |
| Intangible Assets | 8.1M | 8.1M | 22.3M | 20.2M | 21.6M | 21.4M | 22.6M | 25.8M | 27.7M | 18.2M | 20.5M | 22.9M | 25.2M | 27.5M | 29.8M | 32.5M | 35.7M | 600K | 600K | 600K |
| PP&E (Net) | 21.8M | 18.9M | 16.7M | 35.6M | 15.3M | 16M | 16.2M | 31.3M | 16M | 16.3M | 17.2M | 34.8M | 17.4M | 19M | 19.8M | 46M | 19.1M | 13.2M | 13M | 33.6M |
| Other Assets | 0 | -585.4M | 43.6M | 1.1M | 35.7M | 40.3M | 39.4M | 4M | 39.4M | -634.7M | -698.6M | -749.9M | -768.4M | -813.6M | -806.5M | -847.6M | -901.6M | -773.8M | -791.5M | -836M |
| Total Liabilities | 1.62B | 1.51B | 1.44B | 1.39B | 1.4B | 1.41B | 1.31B | 1.26B | 1.23B | 1.08B | 970M | 924.4M | 920.7M | 842.1M | 819.4M | 823.9M | 806.1M | 611.8M | 582.7M | 522.3M |
| Total Debt | 0 | 206.4M | 200.4M | 182.1M | 151.7M | 143.7M | 123.7M | 107.2M | 88.8M | 67.3M | 54.2M | 43.1M | 37.4M | 31.7M | 33.6M | 35.2M | 36.6M | 21.9M | 24M | 22.3M |
| Net Debt | -385.2M | -161.2M | -173.9M | -202.9M | -194.2M | -233.8M | -185.5M | -268.8M | -241M | -275.9M | -224.5M | -221.4M | -194.3M | -156.9M | -216.5M | -247.3M | -185.4M | -177.7M | -210.8M | -248.3M |
| Long-Term Debt | 0 | 206.4M | 179.6M | 158.1M | 139M | 123.5M | 101.9M | 83.4M | 67.4M | 43.9M | 28.3M | 14.9M | 7.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 0 | 1.29B | 1.24B | 1.21B | 1.25B | 1.26B | 1.19B | 1.15B | 1.14B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payable | 0 | 27.8M | 31.6M | 26.9M | 27M | 34.6M | 31.2M | 31.1M | 42.9M | 34.5M | 27.2M | 24.6M | 39M | 19.9M | 22.8M | 19.5M | 26.4M | 22.3M | 37.4M | 19.7M |
| Deferred Revenue | 0 | 536.4M | 619.8M | 580.8M | 574.3M | 515.3M | 481.6M | 458.1M | 457.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 644.5M | 493.7M | 510.8M | 564.6M | 618.3M | 593.4M | 583.3M | 544.3M | -116M | -90.5M | -83.3M | -91.2M | -55.1M | -62.6M | -53.6M | -64.9M | -52.3M | -72M | -47.4M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | -34.2M | -33.3M | -38.2M | -50M | -68.4M | -61M | -65.6M | -60.8M | -113.6M | -100.5M | -84.5M | -76.5M | -73.3M | -73.1M | -74.9M | -79.6M | -64M | -62.8M | -58.8M |
| Total Equity | 471.8M | 499.5M | 518M | 533.6M | 516.2M | 527.1M | 545.5M | 593.4M | 593M | 635.2M | 676.4M | 708.9M | 726.9M | 771M | 821.8M | 866.8M | 906.8M | 849.1M | 912.7M | 988.2M |
| Equity Growth % | -8.6% | -5.24% | -5.04% | -10.08% | -12.95% | -17.02% | -19.35% | -16.29% | -18.42% | -17.61% | -17.69% | -18.22% | -19.84% | -9.2% | -9.96% | -12.29% | -13.47% | -22.92% | -20.2% | 82.66% |
| Shareholders Equity | 471.8M | 499.5M | 518M | 533.6M | 516.2M | 527.1M | 545.5M | 593.4M | 593M | 635.2M | 676.4M | 708.9M | 726.9M | 771M | 821.8M | 866.8M | 906.8M | 849.1M | 912.7M | 988.2M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -1.59B | -1.54B | -1.5B | -1.46B | -1.44B | -1.41B | -1.36B | -1.3B | -1.27B | -1.2B | -1.14B | -1.1B | -1.05B | -992.7M | -925.5M | -859.7M | -796M | -704.6M | -636.7M | -561.9M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -10.4M | -300K | 700K | 6.4M | 5.2M | 4.2M | -3.4M | -6.1M | -100K | -8.6M | -9.2M | -9M | -19.1M | -21M | -22.3M | -27.6M | -35.3M | -28.8M | -18.8M | -3.4M |
| Return on Equity (ROE) | -9% | -8.53% | -6.81% | -4.13% | -7.19% | -8.19% | -10.96% | -5.06% | -11.02% | -8.72% | -6.83% | -5.91% | -8.21% | -8.44% | -7.79% | -7.18% | -10.41% | -7.71% | -7.87% | -6.91% |
| Return on Assets (ROA) | -2.13% | -2.19% | -1.84% | -1.13% | -1.95% | -2.32% | -3.37% | -1.63% | -3.83% | -3.4% | -2.88% | -2.58% | -3.77% | -4.13% | -3.95% | -3.74% | -5.76% | -4.59% | -4.98% | -4.64% |
| Equity / Assets | 22.58% | 24.83% | 26.46% | 27.71% | 26.9% | 27.25% | 29.38% | 32.09% | 32.53% | 37.06% | 41.08% | 43.4% | 44.12% | 47.8% | 50.07% | 51.27% | 52.94% | 58.12% | 61.03% | 65.42% |
| Debt / Equity | - | 0.41x | 0.39x | 0.34x | 0.29x | 0.27x | 0.23x | 0.18x | 0.15x | 0.11x | 0.08x | 0.06x | 0.05x | 0.04x | 0.04x | 0.04x | 0.04x | 0.03x | 0.03x | 0.02x |
| Book Value per Share | 6.08 | 6.49 | 6.79 | 7.43 | 6.96 | 7.18 | 7.48 | 8.36 | 8.34 | 8.98 | 9.62 | 10.13 | 10.42 | 11.09 | 11.85 | 13.35 | 13.56 | 13.74 | 14.79 | 16.02 |
| Tangible BV per Share | 5.73 | 6.14 | 6.25 | 6.88 | 6.41 | 6.63 | 6.91 | 7.72 | 7.68 | 8.46 | 9.06 | 9.53 | 9.79 | 10.42 | 11.15 | 12.56 | 12.86 | 13.73 | 14.78 | 16.01 |