Live Oak Bancshares, Inc. (LOB) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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LOB Revenue Growth
LOB Revenue Analysis (2014–2025)
As of May 8, 2026, Live Oak Bancshares, Inc. (LOB) generated trailing twelve-month (TTM) revenue of $1.04 billion, reflecting exceptional growth of +20.6% year-over-year. The most recent quarter (Q4 2025) recorded $289.4 million in revenue, up 12.0% sequentially.
Looking at the longer-term picture, LOB's 5-year compound annual growth rate (CAGR) stands at +22.4%, indicating outstanding long-term growth trajectory. The company achieved its highest annual revenue of $1.04 billion in 2025, representing a new all-time high.
When compared to Financial Services sector peers including FFIN, TCBK, and SMBC. Compare LOB vs FFIN →
LOB Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| LOBCurrent | $1.0B | +20.6% | +22.4% | 15.5% | |
 FFIN | $739M | - | - | 36.8% | |
 TCBK | $533M | - | - | 31.7% | |
 SMBC | $305M | - | - | 24.2% | |
 BSVN | $137M | - | - | 41.4% | |
 BYFC | $63M | - | - | -38.8% |
LOB Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $1.04B | - | $503.0M | 48.3% | $161.0M | 15.5% |
| 2024 | $929.3M | - | $396.6M | 42.7% | $89.2M | 9.6% |
| 2023 | $776.6M | - | $382.3M | 49.2% | $82.8M | 10.7% |
| 2022 | $508.8M | - | $350.9M | 69.0% | $210.3M | 41.3% |
| 2021 | $506.4M | - | $426.8M | 84.3% | $210.8M | 41.6% |
| 2020 | $378.3M | - | $244.0M | 64.5% | $47.4M | 12.5% |
| 2019 | $289.5M | - | $186.4M | 64.4% | $23.5M | 8.1% |
| 2018 | $253.3M | - | $193.2M | 76.3% | $46.0M | 18.2% |
| 2017 | $203.2M | - | $168.3M | 82.8% | $98.3M | 48.3% |
| 2016 | $144.8M | - | $117.6M | 81.2% | $17.2M | 11.9% |
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Start ComparisonLOB — Frequently Asked Questions
Quick answers to the most common questions about buying LOB stock.
Is LOB's revenue growth accelerating or slowing?
LOB revenue is accelerating at +20.6% year-over-year, exceeding the 5-year CAGR of +22.4%. TTM revenue reached $1.0B. Growth momentum has increased versus prior periods.
What is LOB's long-term revenue growth rate?
Live Oak Bancshares, Inc.'s 5-year revenue CAGR of +22.4% reflects the sustained expansion pattern. Current YoY growth of +20.6% is above this long-term average.
How is LOB's revenue distributed by segment?
LOB reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.