LPRO is no longer listed. Its last trade on record was Aug 7, 2026. The price and figures on this page are from its last trading day and final filings, and are no longer updated.
Open Lending Corporation (LPRO) quarterly income statement — complete revenue, gross profit & net income history
Open Lending Corporation (LPRO) annual income statement — 9-year revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 163K | -125K | -69K | -62K | -89K | -37K | 259K | 350K | 201K | 198K | 2K | -203K | -323K | -670K | -1.29M | -1.1M | -778K | -453K | -924K | -1.06M |
| NII Growth % | 283.15% | -237.84% | -126.64% | -117.71% | -144.28% | -118.69% | 12850% | 272.41% | 162.23% | 129.55% | 100.16% | 81.58% | 58.48% | -47.9% | -39.29% | -3.57% | 75.73% | 87.12% | 73.87% | 70.44% |
| Net Interest Margin % | 0.07% | -0.05% | -0.02% | -0.02% | -0.03% | -0.01% | 0.07% | 0.09% | 0.05% | 0.05% | 0% | -0.05% | -0.09% | -0.18% | -0.32% | -0.3% | -0.23% | -0.14% | -0.32% | -0.41% |
| Interest Income | 1.49M | 2.1M | 2.36M | 2.36M | 2.5M | 2.81M | 3.22M | 3.09M | 2.97M | 3.02M | 2.8M | 2.45M | 2.06M | 1.63M | 321K | 22K | 25K | 36K | 35K | 58K |
| Interest Expense | 1.33M | 2.22M | 2.43M | 2.42M | 2.59M | 2.85M | 2.96M | 2.74M | 2.77M | 2.82M | 2.8M | 2.65M | 2.39M | 2.3M | 1.61M | 1.12M | 803K | 489K | 959K | 1.12M |
| Loan Loss Provision | 3.52M | 2.42M | 2.89M | 3.09M | 3.5M | 3.42M | 3.17M | 2.98M | 2.98M | 2.54M | 2.57M | 3.46M | 3.04M | 2.6M | 3.59M | 3.96M | 3.98M | 4.25M | 5.42M | 3.02M |
| Non-Interest Income | 19M | 17.25M | 21.81M | 22.95M | 21.89M | -59.74M | 20.25M | 23.64M | 27.77M | 11.92M | 23.2M | 35.7M | 36.3M | 25.19M | 50.34M | 52.02M | 50.04M | 51.59M | 58.86M | 61.07M |
| Non-Interest Income % | 99.15% | 100.73% | 100.32% | 100.27% | 100.41% | 99.94% | 98.74% | 98.54% | 99.28% | 98.37% | 99.99% | 100.57% | 100.9% | 102.73% | 102.62% | 102.16% | 101.58% | 100.89% | 101.59% | 101.77% |
| Total Net Revenue | 19.16M | 17.12M | 21.74M | 22.89M | 21.8M | -59.77M | 20.51M | 23.99M | 27.98M | 12.12M | 23.21M | 35.5M | 35.97M | 24.52M | 49.05M | 50.92M | 49.27M | 51.14M | 57.93M | 60M |
| Revenue Growth % | -12.12% | 128.65% | 5.96% | -4.59% | -22.06% | -593.22% | -11.6% | -32.42% | -22.24% | -50.58% | -52.69% | -30.28% | -26.98% | -52.05% | -15.33% | -15.14% | 20.99% | 42.01% | 121.2% | 225.7% |
| Non-Interest Expense | 16.27M | 13.94M | 26.55M | 18.63M | 17.55M | 15.37M | 15.48M | 17.02M | 17.67M | 17.85M | 16.1M | 16.32M | 15.83M | 17.15M | 17.67M | 14.15M | 13.04M | 11.66M | 11.77M | 12.11M |
| Efficiency Ratio | 84.91% | 81.43% | 122.15% | 81.36% | 80.48% | -25.71% | 75.48% | 70.96% | 63.17% | 147.3% | 69.38% | 45.96% | 44.02% | 69.94% | 36.02% | 27.79% | 26.47% | 22.81% | 20.32% | 20.18% |
| Operating Income | -633K | 757K | -7.7M | 1.18M | 762K | -78.56M | 1.87M | 3.99M | 7.32M | -8.28M | 4.54M | 15.72M | 17.1M | 4.77M | 27.79M | 32.81M | 32.24M | 35.23M | 40.74M | 44.88M |
| Operating Margin % | -3.3% | 4.42% | -35.43% | 5.14% | 3.49% | 131.43% | 9.1% | 16.63% | 26.18% | -68.3% | 19.55% | 44.28% | 47.52% | 19.46% | 56.66% | 64.43% | 65.45% | 68.88% | 70.32% | 74.79% |
| Operating Income Growth % | -183.07% | 100.96% | -512.7% | -70.53% | -89.59% | -849.1% | -58.86% | -74.62% | -57.17% | -273.41% | -83.68% | -52.09% | -46.98% | -86.45% | -31.78% | -26.89% | 9.5% | 45.05% | 108.34% | 1037.28% |
| Pretax Income | -470K | 429K | -7.58M | 1.11M | 673K | -78.59M | 2.13M | 4.34M | 7.52M | -7.96M | 4.54M | 15.51M | 16.77M | 4.1M | 26.27M | 31.71M | 31.46M | 34.78M | 39.82M | 99.23M |
| Pretax Margin % | -2.45% | 2.51% | -34.89% | 4.87% | 3.09% | 131.49% | 10.36% | 18.09% | 26.9% | -65.69% | 19.54% | 43.69% | 46.63% | 16.73% | 53.54% | 62.27% | 63.87% | 68.02% | 68.73% | 165.38% |
| Income Tax | -10K | -1.25M | -16K | 80K | 56K | 65.84M | 688K | 1.44M | 2.44M | -3.12M | 1.53M | 4.14M | 4.24M | 8.29M | 1.74M | 8.58M | 8.31M | 6.95M | 10.4M | 23.27M |
| Effective Tax Rate % | 2.13% | -292.07% | 0.21% | 7.18% | 8.32% | -83.77% | 32.38% | 33.13% | 32.39% | 39.18% | 33.78% | 26.69% | 25.25% | 202.07% | 6.61% | 27.06% | 26.41% | 19.97% | 26.13% | 23.45% |
| Net Income | -460K | 1.68M | -7.57M | 1.03M | 617K | -144.44M | 1.44M | 2.9M | 5.09M | -4.84M | 3M | 11.37M | 12.54M | -4.19M | 24.53M | 23.13M | 23.15M | 27.84M | 29.41M | 75.97M |
| Net Margin % | -2.4% | 9.82% | -34.82% | 4.52% | 2.83% | 241.64% | 7% | 12.1% | 18.18% | -39.95% | 12.94% | 32.03% | 34.85% | -17.08% | 50.01% | 45.42% | 47% | 54.44% | 50.77% | 126.6% |
| Net Income Growth % | -174.55% | 101.16% | -626.72% | -64.37% | -87.87% | -2882.98% | -52.15% | -74.48% | -59.43% | -15.59% | -87.76% | -50.83% | -45.85% | -115.05% | -16.61% | -69.56% | 80.02% | 83.13% | 141.35% | 252.53% |
| Net Income (Continuing) | -460K | 1.68M | -7.57M | 1.03M | 617K | -144.44M | 1.44M | 2.9M | 5.09M | -4.84M | 3M | 11.37M | 12.54M | -4.19M | 24.53M | 23.13M | 23.15M | 27.84M | 29.41M | 75.97M |
| EPS (Diluted) | -0.00 | 0.01 | -0.06 | 0.01 | 0.01 | -1.21 | 0.01 | 0.02 | 0.04 | -0.04 | 0.02 | 0.09 | 0.10 | -0.03 | 0.19 | 0.18 | 0.18 | 0.23 | 0.23 | 0.60 |
| EPS Growth % | - | 101.17% | -633.33% | -64.61% | -87% | -2880.3% | -51.61% | -74.04% | -60% | -21.92% | -86.95% | -48% | -44.44% | -114.48% | -17.39% | -70% | 80% | 76.92% | 137.1% | 159.41% |
| EPS (Basic) | -0.00 | 0.01 | -0.06 | 0.01 | 0.01 | -1.21 | 0.01 | 0.02 | 0.04 | -0.04 | 0.03 | 0.09 | 0.10 | -0.03 | 0.19 | 0.18 | 0.18 | 0.23 | 0.23 | 0.60 |
| Diluted Shares Outstanding | 117.78M | 118.6M | 118.17M | 119.64M | 119.63M | 119.33M | 119.48M | 119.33M | 119.42M | 119.37M | 121.3M | 121.54M | 123.42M | 125.76M | 126.23M | 126.22M | 126.22M | 126.22M | 126.25M | 126.27M |