Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of February 28, 2026, Lufax Holding Ltd (LU) has a Wall Street consensus price target of $3.48, based on estimates from 13 covering analysts. With the stock currently trading at $2.60, this represents a potential upside of +33.8%. The company has a market capitalization of $2.25B.
Analyst price targets range from a low of $2.40 to a high of $5.20, representing a 80% spread in expectations. The median target of $3.15 differs from the mean, suggesting potential outlier estimates. The wide target spread reflects significant disagreement on fair value.
The current analyst consensus rating is Buy, with 8 analysts rating the stock as a Buy or Strong Buy,3 rating it Hold, and 2 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, LU trades at a trailing P/E of 5.8x and forward P/E of 0.6x. Analysts expect EPS to grow +139.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $49.04, with bear and bull scenarios of $106.10 and $338.98 respectively. Model confidence stands at 30/100, suggesting limited visibility into future performance.
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Start ComparisonThe consensus Wall Street price target for LU is $3.48, representing 33.8% upside from the current price of $2.6. With 13 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
LU has a consensus rating of "Buy" based on 13 Wall Street analysts. The rating breakdown is predominantly bullish, with 8 Buy/Strong Buy ratings. The consensus 12-month price target of $3.48 implies 33.8% upside from current levels.
With a forward P/E of 0.558x, LU trades at a relatively low valuation. The consensus target of $3.48 implies 33.8% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $5.2 for LU, while the most conservative target is $2.4. The consensus of $3.48 represents the median expectation. Our quantitative valuation model projects a bull case target of $339 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
LU is moderately covered, with 13 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 8 have Buy ratings, 3 recommend Hold, and 2 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month LU stock forecast based on 13 Wall Street analysts shows a consensus price target of $3.48, with estimates ranging from $2.4 (bear case) to $5.2 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $49, with bear/bull scenarios of $106/$339.
Our quantitative valuation model calculates LU's fair value at $49 (base case), with a bear case of $106 and bull case of $339. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 30/100.
LU trades at a forward P/E ratio of 0.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 5.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on LU, with a "Buy" consensus rating and $3.48 price target (33.8% upside). 8 of 13 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
LU analyst price targets range from $2.4 to $5.2, a 80% wide spread indicating significant analyst disagreement. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $3.48 consensus represents the middle ground. Our model's $106-$339 range provides an independent fundamental perspective.