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LX logoLexinFintech Holdings Ltd. (LX) Earnings History

Annual and quarterly earnings data from 2015 to 2024

TTM Net Income
$1.61B
Profitable
TTM EPS
$9.01
Diluted
YoY EPS Growth
+2.5%
Solid
Net Margin
7.7%
Profitability
Operating Margin16.1%
Gross Margin35.4%
ROE10.8%
ROA4.8%
Highest Annual Net Income$2.33B (2021)
Highest Quarterly EPS$2.86 (Q2 2025)
Consecutive Profitable Years8 years
Q2 2025
Net Income$511M
EPS$2.86
QoQ Growth+18.8%Strong

Loading earnings history...

LX EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+2.5%
Solid
3-Year
-17.2%
Declining
5-Year
-11.9%
Declining
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

LX Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202435.4%16.1%7.7%
202334.6%14.4%8.2%
202230.8%3.4%8.3%
202150.5%27.0%20.5%
202031.2%12.3%5.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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LexinFintech Holdings Ltd. (LX) Earnings Overview

As of May 6, 2026, LexinFintech Holdings Ltd. (LX) reported trailing twelve-month net income of $1.61B, reflecting +2.5% year-over-year growth. The company earned $9.01 per diluted share over the past four quarters, with a net profit margin of 7.7%.

Looking at the long-term picture, LX's 5-year EPS compound annual growth rate (CAGR) stands at -11.9%, signaling declining earnings. The company achieved its highest annual net income of $2.33B in fiscal 2021.

LexinFintech Holdings Ltd. maintains positive profitability with a gross margin of 35.4%, operating margin of 16.1%, and net margin of 7.7%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including QFIN ($6.89B net income, 36.5% margin), FINV ($2.80B net income, 18.2% margin), CNF (-$51M net income, -73.1% margin), LX has room to improve margins relative to the peer group. Compare LX vs QFIN →

LX Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
LX logoLXCurrent
$1.6B$9.017.7%10.8%+2.5%—
QFIN logoQFIN
$6.9B$51.7636.5%27.1%+60.7%
FINV logoFINV
$2.8B$10.3718.2%16.2%+8.4%
CNF logoCNF
-$51M$-150.19-73.1%-12.0%-12229.1%
MOGO logoMOGO
$8M$0.32-19.2%-15.6%+22.2%
UPST logoUPST
$49M$0.515.0%7.5%+131.3%
Best in group
Lowest in group

LX Historical Earnings Data (2015–2024)

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$1.10B+3.2%$2.29B$6.507.7%16.1%
2023$1.07B+30.0%$1.88B$6.348.2%14.4%
2022$820M-64.9%$334M$4.428.3%3.4%
2021$2.33B+292.3%$3.07B$11.4620.5%27.0%
2020$595M-74.1%$1.43B$3.125.1%12.3%
2019$2.29B+16.0%$2.63B$12.2221.6%24.8%
2018$1.98B+722.7%$1.82B$10.9026.0%24.0%
2017$240M+303.8%$476M$1.404.3%8.5%
2016-$118M+62.0%$11M$-0.71-2.7%0.3%
2015-$310M--$397M$-5.60-12.3%-15.7%

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LX — Frequently Asked Questions

Quick answers to the most common questions about buying LX stock.

Is LX growing earnings?

LX EPS of $9.01 reflects slowing growth at +2.5%, below the 5-year CAGR of -11.9%. TTM net income is $1.6B. Expansion rate has moderated.

What are LX's profit margins?

LexinFintech Holdings Ltd. net margin is +7.7%, with operating margin at +16.1%. Margins sit within typical range for the sector.

How consistent are LX's earnings?

LX earnings data spans 2015-2024. The current earnings trend is +2.5% YoY. Historical data enables comparison across business cycles.

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LX Earnings Over Time (2015–2024)

Net income and EPS trends