Mastercard Incorporated (MA) quarterly income statement — complete revenue, gross profit & net income history
Mastercard Incorporated (MA) annual income statement — 25-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -218M | -185M | -159M | -186M | -195M | -182M | -184M | -159M | -153M | -150M | -148M | -151M | -144M | -132M | -127M | -120M | -114M | -110M | -108M | -110M |
| NII Growth % | -11.79% | -1.65% | 13.59% | -16.98% | -27.45% | -21.33% | -24.32% | -5.3% | -6.25% | -13.64% | -16.54% | -25.83% | -26.32% | -20% | -17.59% | -9.09% | -7.55% | -2.8% | -2.86% | -4.76% |
| Net Interest Margin % | -0.38% | -0.35% | -0.29% | -0.35% | -0.38% | -0.38% | -0.38% | -0.34% | -0.36% | -0.35% | -0.35% | -0.38% | -0.37% | -0.34% | -0.33% | -0.32% | -0.31% | -0.3% | -0.29% | -0.31% |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 218M | 185M | 159M | 186M | 195M | 182M | 184M | 159M | 153M | 150M | 148M | 151M | 144M | 132M | 127M | 120M | 114M | 110M | 108M | 110M |
| Loan Loss Provision | 91M | 1.85B | 1.66B | 1.71B | 1.66B | 1.51B | 1.47B | 1.74B | 1.45B | 1.36B | 1.38B | 1.42B | 1.35B | 1.29B | 1.25B | 1.26B | 1.21B | 1.07B | 981M | 1.06B |
| Non-Interest Income | 9.28B | 8.4B | 8.81B | 8.6B | 8.13B | 7.25B | 7.49B | 7.37B | 6.96B | 6.35B | 6.55B | 6.53B | 6.27B | 5.75B | 5.82B | 5.76B | 5.5B | 5.17B | 5.22B | 4.99B |
| Non-Interest Income % | 102.41% | 102.25% | 101.84% | 102.21% | 102.46% | 102.57% | 102.52% | 102.21% | 102.25% | 102.42% | 102.31% | 102.37% | 102.35% | 102.35% | 102.23% | 102.13% | 102.12% | 102.18% | 102.11% | 102.26% |
| Total Net Revenue | 9.06B | 8.21B | 8.65B | 8.42B | 7.94B | 7.07B | 7.3B | 7.21B | 6.81B | 6.2B | 6.4B | 6.38B | 6.13B | 5.62B | 5.69B | 5.64B | 5.38B | 5.06B | 5.11B | 4.88B |
| Revenue Growth % | 14.12% | 16.2% | 18.37% | 16.73% | 16.6% | 14.04% | 14.14% | 12.97% | 11.15% | 10.36% | 12.48% | 13.24% | 13.78% | 11.05% | 11.39% | 15.61% | 21.73% | 24.93% | 27.22% | 30.63% |
| Non-Interest Expense | 3.38B | 1.4B | 1.86B | 1.54B | 1.5B | 1.41B | 1.9B | 1.47B | 1.32B | 1.23B | 1.65B | 1.12B | 1.12B | 1.19B | 1.25B | 1.26B | 1.16B | 1.04B | 1.3B | 1.1B |
| Efficiency Ratio | 37.32% | 17% | 21.5% | 18.29% | 18.95% | 19.99% | 25.98% | 20.33% | 19.36% | 19.85% | 25.75% | 17.49% | 18.25% | 21.12% | 22% | 22.39% | 21.55% | 20.49% | 25.45% | 22.61% |
| Operating Income | 5.59B | 4.96B | 5.13B | 5.17B | 4.78B | 4.15B | 3.94B | 4B | 4.04B | 3.6B | 3.37B | 3.84B | 3.66B | 3.14B | 3.18B | 3.11B | 3.02B | 2.95B | 2.83B | 2.72B |
| Operating Margin % | 61.67% | 60.45% | 59.32% | 61.43% | 60.18% | 58.7% | 53.91% | 55.53% | 59.28% | 58.15% | 52.69% | 60.23% | 59.69% | 55.84% | 55.96% | 55.22% | 56.07% | 58.33% | 55.34% | 55.73% |
| Operating Income Growth % | 16.96% | 19.67% | 30.24% | 29.12% | 18.36% | 15.12% | 16.79% | 4.16% | 10.39% | 14.92% | 5.9% | 23.52% | 21.14% | 6.31% | 12.63% | 14.54% | 28.92% | 34.27% | 37.37% | 29.07% |
| Pretax Income | 5.49B | 4.81B | 4.88B | 5B | 4.67B | 4.03B | 3.89B | 3.87B | 3.94B | 3.56B | 3.32B | 3.76B | 3.7B | 2.85B | 3.09B | 3.07B | 2.8B | 2.77B | 2.82B | 2.82B |
| Pretax Margin % | 60.56% | 58.59% | 56.39% | 59.4% | 58.86% | 57.03% | 53.26% | 53.62% | 57.86% | 57.41% | 51.89% | 58.93% | 60.47% | 50.8% | 54.29% | 54.51% | 51.98% | 54.83% | 55.27% | 57.76% |
| Income Tax | 1.1B | 930M | 816M | 1.07B | 971M | 751M | 549M | 603M | 681M | 547M | 530M | 563M | 859M | 492M | 564M | 573M | 523M | 142M | 444M | 402M |
| Effective Tax Rate % | 20.01% | 19.33% | 16.74% | 21.44% | 20.78% | 18.63% | 14.11% | 15.6% | 17.29% | 15.37% | 15.96% | 14.97% | 23.19% | 17.25% | 18.26% | 18.65% | 18.69% | 5.12% | 15.73% | 14.28% |
| Net Income | 4.39B | 3.88B | 4.06B | 3.93B | 3.7B | 3.28B | 3.34B | 3.26B | 3.26B | 3.01B | 2.79B | 3.2B | 2.85B | 2.36B | 2.52B | 2.5B | 2.27B | 2.63B | 2.38B | 2.41B |
| Net Margin % | 48.44% | 47.27% | 46.95% | 46.66% | 46.62% | 46.41% | 45.75% | 45.26% | 47.86% | 48.58% | 43.61% | 50.11% | 46.45% | 42.04% | 44.38% | 44.34% | 42.26% | 52.03% | 46.57% | 49.52% |
| Net Income Growth % | 18.56% | 18.35% | 21.48% | 20.35% | 13.6% | 8.93% | 19.74% | 2.03% | 14.52% | 27.53% | 10.53% | 27.97% | 25.05% | -10.26% | 6.14% | 3.52% | 10.12% | 43.93% | 33.28% | 59.55% |
| Net Income (Continuing) | 4.39B | 3.88B | 4.06B | 3.93B | 3.7B | 3.28B | 3.34B | 3.26B | 3.26B | 3.01B | 2.79B | 3.2B | 2.85B | 2.36B | 2.52B | 2.5B | 2.27B | 2.63B | 2.38B | 2.41B |
| EPS (Diluted) | 4.97 | 4.35 | 4.52 | 4.34 | 4.07 | 3.59 | 3.64 | 3.53 | 3.50 | 3.22 | 2.97 | 3.39 | 3.00 | 2.47 | 2.62 | 2.58 | 2.34 | 2.68 | 2.41 | 2.44 |
| EPS Growth % | 22.11% | 21.17% | 24.18% | 22.95% | 16.29% | 11.49% | 22.56% | 4.13% | 16.67% | 30.36% | 13.36% | 31.4% | 28.21% | -7.84% | 8.71% | 5.74% | 12.5% | 46.45% | 35.39% | 61.59% |
| EPS (Basic) | 4.98 | 4.35 | 4.53 | 4.35 | 4.07 | 3.60 | 3.64 | 3.54 | 3.51 | 3.23 | 2.98 | 3.40 | 3.01 | 2.48 | 2.63 | 2.59 | 2.34 | 2.69 | 2.42 | 2.45 |
| Diluted Shares Outstanding | 883M | 893M | 898M | 905M | 909M | 914M | 919M | 925M | 930M | 935M | 939M | 943M | 949M | 956M | 963M | 968M | 974M | 981M | 986M | 990M |