Last 39 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.48 | 16.03 | 7.13 | 6.89 | 27.92 | 9.94 | 9.65 | 7.77 | 12.17 | 7.02 | 6.59 | 10.90 | 4.60 | 6.34 | 3.77 | — | 7.22 | 8.38 | 15.05 | 15.76 | 11.91 |
| — | +61.2% | -26.1% | -11.3% | +129.4% | +41.7% | +46.4% | -28.8% | +164.4% | +10.7% | +75.1% | — | -36.2% | -24.4% | -75.0% | — | -39.4% | -13.7% | +71.0% | +141.6% | +116.0% | |
| P/S Ratio | 3.26 | — | 2.53 | 2.25 | 2.48 | 2.45 | 2.24 | 2.34 | 2.08 | 1.74 | 1.61 | 2.48 | 1.68 | 1.59 | 1.44 | 2.34 | 2.60 | 3.12 | 5.28 | 5.69 | 4.01 |
| — | — | +13.1% | -3.9% | +19.3% | +40.7% | +39.3% | -5.4% | +23.7% | +9.6% | +11.9% | +6.0% | -35.3% | -49.0% | -72.8% | -59.0% | -35.2% | +4.5% | +94.5% | +174.7% | +145.7% | |
| P/B Ratio | 1.29 | 1.18 | 0.94 | 1.07 | 1.08 | 1.03 | 0.86 | 0.91 | 0.83 | 0.68 | 0.64 | 0.96 | 0.64 | 0.63 | 0.62 | 1.14 | 1.24 | 1.35 | 2.04 | 2.12 | 1.38 |
| — | +13.7% | +10.4% | +17.5% | +30.1% | +51.8% | +34.5% | -4.6% | +30.7% | +8.0% | +2.8% | -16.2% | -48.5% | -53.4% | -69.6% | -46.3% | -10.6% | -4.4% | +67.5% | +136.6% | +93.2% | |
| P/FCF | 12.48 | — | 4.28 | 7.14 | 6.29 | 10.67 | 28.30 | 2.02 | 35.64 | 3.42 | 4.31 | — | 4.13 | 17.01 | 2.47 | 13.70 | 4.78 | — | 9.84 | 22.14 | 8.35 |
| — | — | -84.9% | +253.4% | -82.4% | +212.5% | +557.3% | — | +763.1% | -79.9% | +74.2% | — | -13.5% | — | -74.9% | -38.1% | -42.8% | — | — | +878.3% | +72.7% | |
| EV / EBITDA | 7.14 | — | 5.57 | 2.51 | 36.28 | 8.18 | 8.42 | 7.36 | 9.35 | 5.67 | 3.58 | 10.95 | 5.05 | 5.79 | 3.42 | 224.20 | 0.24 | -3.83 | -2.20 | -9.41 | -10.41 |
| — | — | -33.8% | -65.9% | +288.1% | +44.2% | +135.3% | -32.8% | +85.1% | -2.1% | +4.7% | -95.1% | +1977.0% | +251.1% | +255.3% | +2482.1% | +102.3% | +72.3% | +74.2% | -18.2% | -58.4% | |
| EV / EBIT | 6.36 | — | 5.18 | 2.51 | 17.15 | 7.58 | 7.89 | 7.36 | 7.60 | 5.07 | 3.11 | 11.45 | 5.20 | 6.44 | 3.54 | 128.12 | 0.26 | -3.96 | -2.30 | -9.99 | -10.82 |
| — | — | -34.3% | -65.9% | +125.8% | +49.5% | +154.1% | -35.7% | +46.2% | -21.3% | -12.3% | -91.1% | +1892.9% | +262.6% | +254.1% | +1381.9% | +102.4% | +72.9% | +74.9% | -38.7% | -44.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 52.6% | -572.5% | 66.0% | 60.9% | 41.6% | 53.9% | 54.0% | 55.9% | 54.3% | 54.3% | 55.5% | 51.0% | 56.8% | 59.2% | 71.9% | 78.2% | 88.5% | 90.5% | 86.7% | 91.5% | 90.7% |
| — | -1162.1% | +22.3% | +8.8% | -23.4% | -0.7% | -2.7% | +9.7% | -4.3% | -8.3% | -22.8% | -34.8% | -35.8% | -34.6% | -17.1% | -14.5% | -2.5% | +3.6% | -2.7% | +5.0% | +3.1% | |
| Operating Margin | 19.3% | -638.9% | 32.3% | 29.3% | 7.6% | 20.7% | 19.1% | 25.2% | 13.9% | 19.6% | 20.3% | 17.8% | 27.2% | 25.7% | 37.5% | 1.5% | 47.4% | 50.8% | 44.6% | 49.9% | 47.6% |
| — | -3193.1% | +69.1% | +16.1% | -45.4% | +5.4% | -6.2% | +42.0% | -49.0% | -23.7% | -45.7% | +1105.3% | -42.7% | -49.5% | -15.9% | -97.0% | -0.4% | +22.7% | +7.3% | +16.4% | +18.4% | |
| Net Margin | 13.5% | 276.7% | 22.9% | 20.5% | 5.3% | 14.5% | 13.4% | 17.2% | 9.7% | 13.8% | 13.6% | 13.0% | 21.1% | 16.1% | 27.8% | -8.9% | 32.8% | 35.0% | 32.5% | 33.6% | 31.9% |
| — | +1811.6% | +71.1% | +19.1% | -45.3% | +5.0% | -1.6% | +32.3% | -54.2% | -14.2% | -51.1% | +246.3% | -35.6% | -54.0% | -14.6% | -126.5% | +3.0% | +23.7% | +15.2% | +14.9% | +16.9% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.7% | 2.0% | 3.7% | 3.9% | 1.0% | 2.6% | 2.2% | 3.0% | 1.7% | 2.5% | 2.4% | 2.3% | 3.5% | 2.5% | 4.2% | -1.3% | 4.3% | 4.1% | 3.4% | 3.4% | 3.6% |
| — | -21.9% | +66.7% | +32.0% | -43.8% | +4.5% | -8.4% | +31.7% | -50.4% | -2.9% | -42.6% | +268.5% | -18.4% | -37.9% | +24.6% | -138.9% | +20.3% | +8.8% | -2.9% | -2.4% | +7.2% | |
| ROA | 0.9% | 0.2% | 0.4% | 0.4% | 0.1% | 0.2% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.4% | -0.1% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% |
| — | -10.5% | +67.6% | +20.2% | -47.1% | +6.3% | -1.7% | +37.5% | -50.0% | -5.9% | -44.0% | +273.7% | -10.8% | -29.3% | +44.2% | -142.8% | +37.7% | +37.7% | +6.0% | +0.8% | +0.5% | |
| ROIC | 7.8% | -3.3% | 3.8% | 3.5% | 0.8% | 2.0% | 1.6% | 2.2% | 1.4% | 1.8% | 1.6% | 1.4% | 2.1% | 1.8% | 2.8% | 0.1% | 4.4% | 4.2% | 3.2% | 3.5% | 3.5% |
| — | -265.0% | +143.4% | +59.6% | -43.3% | +15.0% | -1.2% | +60.9% | -33.3% | -1.5% | -42.1% | +915.5% | -53.7% | -57.5% | -15.0% | -96.1% | +25.5% | +19.6% | -1.3% | +5.2% | +29.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.01 | 0.04 | 0.04 | 0.01 | 0.40 | 0.30 | 0.41 | 0.63 | 0.36 | 0.37 | 0.61 | 0.83 | 0.57 | 0.73 | 0.66 | 0.45 | 0.05 | 0.06 | 0.06 | 0.10 | 0.11 |
| — | -87.4% | -90.6% | -97.6% | +10.9% | -19.2% | -32.3% | -24.4% | -37.0% | -48.7% | -8.7% | +85.3% | +1135.6% | +1200.0% | +1047.8% | +336.0% | -58.4% | -66.8% | -67.1% | -43.2% | -35.8% | |
| Debt / EBITDA | 0.12 | — | 0.89 | 0.27 | 60.73 | 8.76 | 13.80 | 14.59 | 18.04 | 12.07 | 19.32 | 26.41 | 12.43 | 16.31 | 11.48 | 352.08 | 0.70 | 0.92 | 1.19 | 1.92 | 2.40 |
| — | — | -93.6% | -98.2% | +236.7% | -27.4% | -28.6% | -44.7% | +45.1% | -26.0% | +68.3% | -92.5% | +1680.2% | +1668.8% | +866.3% | +18243.5% | -70.9% | -68.8% | -63.0% | -51.4% | -23.7% | |
| Current Ratio | 0.13 | 0.00 | — | 0.13 | 0.13 | 0.10 | 0.04 | 0.04 | 0.15 | 0.14 | 0.18 | 0.06 | 0.12 | 0.13 | 0.16 | 0.06 | 0.22 | 0.31 | 0.34 | 0.46 | 0.46 |
| — | -98.7% | — | +186.8% | -11.8% | -25.8% | -78.2% | -28.3% | +18.6% | +5.7% | +12.0% | -4.2% | -43.1% | -59.0% | -52.5% | -85.9% | -52.6% | -28.4% | -9.8% | +50.8% | +64.8% | |
| Quick Ratio | 0.13 | 0.00 | — | 0.13 | 0.13 | 0.10 | 0.04 | 0.04 | 0.15 | 0.14 | 0.18 | 0.06 | 0.12 | 0.13 | 0.16 | 0.06 | 0.22 | 0.31 | 0.34 | 0.46 | 0.46 |
| — | -98.7% | — | +186.8% | -11.8% | -25.8% | -78.2% | -28.3% | +18.6% | +5.7% | +12.0% | -4.2% | -43.1% | -59.0% | -52.5% | -85.9% | -52.6% | -28.4% | -9.8% | +50.8% | +64.8% | |
| Interest Coverage | 0.48 | -0.88 | 0.91 | 0.79 | 0.19 | 0.50 | 0.45 | 0.59 | 0.32 | 0.44 | 0.46 | 0.41 | 0.64 | 0.71 | 1.37 | 0.08 | 5.34 | 8.72 | 6.00 | 6.53 | 5.73 |
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Includes 30+ ratios · 39 years · Updated daily
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Quick answers to the most common questions about buying MCB stock.
Metropolitan Bank Holding Corp.'s current P/E is 13.5x. The average P/E over the last 4 quarters is 14.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Metropolitan Bank Holding Corp.'s current operating margin is 19.3%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Metropolitan Bank Holding Corp.'s business trajectory between earnings reports.