Metropolitan Bank Holding Corp. (MCB) quarterly income statement — complete revenue, gross profit & net income history
Metropolitan Bank Holding Corp. (MCB) annual income statement — 11-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -185.42M | 85.91M | 85.33M | 77.31M | 73.65M | 66.95M | 66.6M | 65.23M | 61.54M | 59.71M | 56.99M | 53.56M | 53.75M | 58.53M | 63.9M | 63.33M | 55.3M | 46.63M | 44.81M | 40.79M |
| NII Growth % | -351.77% | 28.31% | 28.11% | 18.52% | 19.68% | 12.13% | 16.86% | 21.8% | 14.49% | 2.01% | -10.81% | -15.43% | -2.8% | 25.52% | 42.59% | 55.24% | 49.57% | 35.47% | 33.91% | 26.2% |
| Net Interest Margin % | -2.09% | 0.97% | 1.03% | 0.94% | 0.94% | 0.88% | 0.91% | 0.88% | 0.85% | 0.8% | 0.81% | 0.8% | 0.82% | 0.93% | 1.02% | 0.99% | 0.81% | 0.7% | 0.63% | 0.66% |
| Interest Income | -134.93M | 134.93M | 137.47M | 132M | 127.04M | 118.77M | 119.83M | 120.45M | 115.76M | 112.33M | 105.27M | 97.9M | 88.98M | 83.26M | 80.55M | 70.06M | 59.16M | 50.97M | 49.11M | 45.02M |
| Interest Expense | 50.49M | 49.02M | 52.14M | 54.69M | 53.4M | 51.82M | 53.23M | 55.22M | 54.22M | 52.63M | 48.27M | 44.34M | 35.23M | 24.73M | 16.66M | 6.73M | 3.86M | 4.34M | 4.3M | 4.23M |
| Loan Loss Provision | -3.77M | -2.3M | 2.85M | 23.86M | 6.38M | 4.51M | 1.5M | 2.69M | 1.54M | 528K | 6.54M | 791K | 4.3M | 646K | 2.31M | 2.01M | 2.4M | 3.4M | 501K | 490K |
| Non-Interest Income | 141.88M | 2.58M | 3.08M | 2.53M | 2.62M | 3.64M | 4.4M | 6.29M | 6.14M | 7M | 6.56M | 6.51M | 7.86M | 6.97M | 6.35M | 5.82M | 7M | 7.43M | 7.05M | 5.89M |
| Non-Interest Income % | -325.85% | 2.92% | 3.49% | 3.17% | 3.44% | 5.15% | 6.2% | 8.79% | 9.07% | 10.5% | 10.32% | 10.84% | 12.75% | 10.65% | 9.04% | 8.41% | 11.23% | 13.74% | 13.6% | 12.62% |
| Total Net Revenue | -43.54M | 88.49M | 88.41M | 79.84M | 76.27M | 70.59M | 71M | 71.52M | 67.68M | 66.71M | 63.55M | 60.07M | 61.61M | 65.51M | 70.25M | 69.14M | 62.3M | 54.06M | 51.87M | 46.68M |
| Revenue Growth % | -157.09% | 25.36% | 24.51% | 11.63% | 12.7% | 5.81% | 11.72% | 19.06% | 9.86% | 1.84% | -9.53% | -13.12% | -1.11% | 21.18% | 35.44% | 48.11% | 44.45% | 38.55% | 40.79% | 29.82% |
| Non-Interest Expense | 4.62M | 46.4M | 44.38M | 45.79M | 43.11M | 42.72M | 38.16M | 51.26M | 42.26M | 41.9M | 37.15M | 30.92M | 32.44M | 31.02M | 66.66M | 31.19M | 26.27M | 24.62M | 23.32M | 21.98M |
| Efficiency Ratio | -10.6% | 52.44% | 50.2% | 57.36% | 56.52% | 60.52% | 53.74% | 71.67% | 62.44% | 62.81% | 58.45% | 51.48% | 52.66% | 47.36% | 94.89% | 45.11% | 42.17% | 45.54% | 44.95% | 47.09% |
| Operating Income | -44.39M | 44.39M | 41.18M | 10.18M | 26.78M | 23.36M | 31.34M | 17.57M | 23.88M | 24.29M | 19.87M | 28.36M | 24.86M | 33.84M | 1.28M | 35.95M | 33.63M | 26.04M | 28.05M | 24.21M |
| Operating Margin % | 101.95% | 50.16% | 46.58% | 12.75% | 35.12% | 33.1% | 44.14% | 24.57% | 35.29% | 36.4% | 31.26% | 47.2% | 40.35% | 51.65% | 1.82% | 51.99% | 53.98% | 48.17% | 54.08% | 51.86% |
| Operating Income Growth % | -265.74% | 90.01% | 31.39% | -42.05% | 12.14% | -3.8% | 57.76% | -38.04% | -3.93% | -28.23% | 1450.9% | -21.12% | -26.08% | 29.94% | -95.43% | 48.48% | 71.89% | 46.75% | 62.55% | 52.32% |
| Pretax Income | 27.88M | 44.39M | 41.18M | 10.18M | 26.78M | 23.36M | 31.34M | 17.57M | 23.88M | 24.29M | 19.87M | 28.36M | 24.86M | 33.84M | 1.28M | 35.95M | 33.63M | 26.04M | 28.05M | 24.21M |
| Pretax Margin % | -64.04% | 50.16% | 46.58% | 12.75% | 35.12% | 33.1% | 44.14% | 24.57% | 35.29% | 36.4% | 31.26% | 47.2% | 40.35% | 51.65% | 1.82% | 51.99% | 53.98% | 48.17% | 54.08% | 51.86% |
| Income Tax | 8.66M | 12.96M | 12.32M | 3.06M | 8.02M | 7.01M | 9.93M | 5.3M | 7.08M | 8.08M | 5.3M | 6.29M | 9.3M | 8.76M | 9.02M | 10.99M | 10.44M | 7.02M | 9.16M | 7.99M |
| Effective Tax Rate % | 31.06% | 29.2% | 29.93% | 30.08% | 29.93% | 30% | 31.67% | 30.19% | 29.66% | 33.28% | 26.67% | 22.19% | 37.4% | 25.89% | 704.22% | 30.58% | 31.05% | 26.95% | 32.67% | 33.02% |
| Net Income | 19.22M | 31.43M | 28.86M | 7.12M | 18.77M | 16.35M | 21.42M | 12.27M | 16.8M | 16.2M | 14.57M | 22.06M | 15.56M | 25.08M | -7.74M | 24.89M | 23.13M | 19M | 18.89M | 16.21M |
| Net Margin % | -44.15% | 35.51% | 32.64% | 8.92% | 24.61% | 23.17% | 30.16% | 17.15% | 24.82% | 24.29% | 22.92% | 36.73% | 25.26% | 38.28% | -11.02% | 35.99% | 37.12% | 35.14% | 36.41% | 34.73% |
| Net Income Growth % | 2.43% | 92.16% | 34.73% | -41.96% | 11.71% | 0.93% | 47.02% | -44.4% | 7.96% | -35.38% | 288.22% | -11.35% | -32.71% | 32.01% | -140.98% | 53.48% | 73.41% | 57.49% | 60.39% | 50.38% |
| Net Income (Continuing) | 19.22M | 31.43M | 28.86M | 7.12M | 18.77M | 16.35M | 21.42M | 12.27M | 16.8M | 16.2M | 14.57M | 22.06M | 15.56M | 25.08M | -7.74M | 24.95M | 23.19M | 19.02M | 18.89M | 16.21M |
| EPS (Diluted) | 1.54 | 2.92 | 2.77 | 0.67 | 1.76 | 1.45 | 1.88 | 1.08 | 1.50 | 1.46 | 1.27 | 1.97 | 1.37 | 2.25 | -0.71 | 2.23 | 2.07 | 1.69 | 1.69 | 1.77 |
| EPS Growth % | -12.5% | 101.38% | 47.34% | -37.96% | 17.33% | -0.68% | 48.03% | -45.18% | 9.49% | -35.11% | 278.87% | -11.66% | -33.82% | 33.14% | -142.01% | 25.99% | 33.55% | 18.18% | 21.58% | 39.37% |
| EPS (Basic) | 1.55 | 2.94 | 2.83 | 0.68 | 1.78 | 1.46 | 1.91 | 1.10 | 1.50 | 1.46 | 1.31 | 1.99 | 1.39 | 2.26 | -0.71 | 2.28 | 2.12 | 1.74 | 1.74 | 1.82 |
| Diluted Shares Outstanding | 11.52M | 10.76M | 10.42M | 10.59M | 10.68M | 11.28M | 11.39M | 11.31M | 11.2M | 11.13M | 11.37M | 11.14M | 11.28M | 11.1M | 11.18M | 11.18M | 11.19M | 11.22M | 11.08M | 8.89M |