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MCOMoody's Corporation
$473.93$82.1B
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  3. MCO
  4. Financial Ratios

Moody's Corporation (MCO) Financial Ratios

Latest Ratios: P/E Ratio 34.7x · EV/EBITDA 22.1x · ROE 62.0%. (1998–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

MCO Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$82.1B$91.9B$86.5B$71.9B$51.5B$73.4B$54.9B$45.5B$27.2B$28.7B$18.4B
Enterprise Value$87.1B$96.9B$91.8B$77.1B$57.6B$79.6B$59.3B$49.8B$31.2B$33.1B$19.7B
P/E Ratio →34.6737.3742.0444.7437.4533.1630.9132.0020.7828.6669.32
P/S Ratio10.9012.2112.5612.599.8012.2810.699.896.447.195.34
P/B Ratio20.2821.8623.2020.6719.1425.1731.1654.3541.50——
P/FCF31.8835.6934.3138.2343.2139.3326.8928.3219.8643.1716.58
P/OCF28.3031.6830.4733.4134.9136.6025.6027.1618.6338.3515.02

P/E links to full P/E history page with 30-year chart

MCO EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—12.8713.3413.5110.9613.3111.5410.837.388.315.72
EV / EBITDA22.1224.6226.9929.7424.7225.6522.2321.8914.7416.5512.02
EV / EBIT25.2028.0431.6336.0229.1326.5424.0924.4216.5716.5527.78
EV / FCF—37.6236.4241.0448.3342.6329.0231.0222.7749.9017.76

MCO Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin68.2%68.2%66.4%65.1%64.4%69.5%68.4%67.1%68.8%68.3%69.1%
Operating Margin44.8%44.8%41.9%37.5%36.5%45.7%45.6%43.0%43.3%43.8%42.0%
Net Profit Margin31.9%31.9%29.0%27.2%25.1%35.6%33.1%29.4%29.5%23.8%7.4%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE62.0%62.0%57.1%52.1%49.0%94.6%136.8%190.5%484.1%——
ROA15.7%15.7%13.7%11.1%9.5%16.3%15.7%14.4%14.4%14.4%5.1%
ROIC22.5%22.5%19.9%15.5%14.0%21.8%23.4%23.4%24.6%35.6%42.2%
ROCE27.9%27.9%24.7%18.4%16.5%25.4%26.4%26.3%27.6%39.1%44.5%

MCO Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.751.752.082.132.922.733.947.358.65——
Debt / EBITDA1.871.872.282.863.382.572.602.712.682.772.05
Net Debt / Equity—1.181.431.522.272.112.475.166.08——
Net Debt / EBITDA1.261.261.572.042.621.991.631.901.892.230.80
Debt / FCF—1.932.122.815.123.302.132.692.916.731.18
Interest Coverage18.2818.2814.2310.359.1512.3410.618.878.859.284.66

MCO Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.741.741.431.691.721.612.031.921.611.241.34
Quick Ratio1.741.741.431.691.721.612.031.921.611.241.34
Cash Ratio0.800.800.670.850.740.731.170.960.800.520.84
Asset Turnover—0.490.460.400.380.420.430.470.470.490.68
Inventory Turnover———————————
Days Sales Outstanding———————————

MCO Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.8%0.8%0.7%0.8%1.0%0.6%0.8%0.8%1.2%1.0%1.5%
Payout Ratio28.5%28.5%30.1%35.1%37.5%20.9%23.6%26.6%25.7%29.0%106.9%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield2.9%2.7%2.4%2.2%2.7%3.0%3.2%3.1%4.8%3.5%1.4%
FCF Yield3.1%2.8%2.9%2.6%2.3%2.5%3.7%3.5%5.0%2.3%6.0%
Buyback Yield2.1%1.9%1.6%0.8%2.1%1.1%1.1%2.3%1.0%0.9%4.3%
Total Shareholder Yield2.9%2.6%2.3%1.6%3.1%1.8%1.9%3.2%2.2%1.9%5.8%
Shares Outstanding—$180M$183M$184M$185M$188M$189M$192M$194M$194M$195M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Bond issuance cyclicality

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Multiple for a Toll-Bridge

MCO trades at 20.5x book and 35x trailing earnings, a premium to SPGI's 3.5x book, reflecting market pricing for a duopoly with high returns on equity, as per recent market data.

The P/B of 20.47 is extreme even for asset-light financials, implying the market capitalizes MCO's franchise value rather than its tangible assets. With ROTCE likely in the high 20s to low 30s, the multiple suggests expectations of sustained excess returns, but also leaves little room for disappointment. The forward P/E of 28.3 indicates the market already discounts a robust issuance recovery, making the stock sensitive to any signs of a stalled refinancing wave.

ROE Surge on Operating Leverage

ROE jumped to 27.8% in Q2 2026 from 14.5% a year earlier, driven by a 16% revenue increase and a 28.4% efficiency ratio, as reported in quarterly financials.

The DuPont decomposition shows that MCO's ROE is not driven by leverage (equity/assets is only 0.22) but by exceptional asset utilization: ROA of 6.0% is more than double that of typical banks. The negative NIM is irrelevant since 99.6% of revenue is fee-based, and the efficiency ratio of 28.4% indicates strong cost control. This profitability is cyclical, however, and the Q2 spike may reflect a peak in issuance activity; investors should monitor whether the efficiency ratio can hold as volumes normalize.

Fee Engine Masks NIM Irrelevance

Net interest margin is negative at -0.4%, but non-interest income constitutes 99.6% of revenue, making NIM a non-metric for MCO, as per financial statements.

The negative NIM reflects the cost of holding cash and securities, but it is immaterial to the business model. The efficiency ratio of 28.4% in Q2 2026 is a key profitability driver, improving from 30.1% in Q1, indicating operating leverage as revenue grows faster than costs. This ratio is among the best in the financial data industry, but it may be cyclical; if issuance volumes decline, the fixed cost base could cause the ratio to deteriorate.

Thin Equity Cushion from Buybacks

Equity-to-assets fell to 0.22 in Q2 2026 from 0.27 in Q4 2025, as aggressive buybacks reduced retained capital, based on reported balance sheet data.

MCO's capital base is not subject to regulatory minimums like a bank, but the declining equity ratio suggests a reduced buffer against unexpected losses. The company's ability to continue buying back shares depends on sustained cash flow; with operating cash flow of $779M in Q2, the $1.5B buyback was funded partly by debt, increasing financial leverage. While this is not a regulatory concern, it does increase financial risk if earnings decline.

Minimal Credit Exposure, Provision Oddity

MCO's loan book is negligible, yet provisions for credit losses totaled $451M in Q2 2026, a figure that appears inconsistent with its asset-light model, as per financial data.

The provision expense is puzzling given the minimal loan portfolio; it may relate to credit losses on investments or other receivables, but the magnitude is large relative to total assets of $14.7B. This warrants investigation, as it could indicate hidden credit risk or a data anomaly. If the provisions are real, they could signal deterioration in some financial assets, but the impact on overall profitability is limited given the strong revenue base.

P/E Distorted by Buybacks

The most misapplied ratio for MCO is P/E, as aggressive share repurchases funded by debt can inflate EPS growth, obscuring underlying operating performance, per financial analysis.

MCO's P/E of 35 appears high, but buybacks have reduced share count significantly, boosting EPS. A more appropriate metric is EV/EBITDA, which adjusts for debt and is less susceptible to capital structure changes; MCO's EV/EBITDA is not shown but would be higher than peers due to its debt load. Investors should also consider P/TBV, but with negative tangible book value per share, this metric is meaningless. Instead, focus on price-to-operating cash flow or EV/EBITDA to assess valuation without the distortion of buybacks.

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Includes 30+ ratios · 28 years · Updated daily

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MCO — Frequently Asked Questions

Quick answers to the most common questions about buying MCO stock.

What is Moody's Corporation's P/E ratio?

Moody's Corporation's current P/E ratio is 34.7x. The historical average is 26.7x. This places it at the 82th percentile of its historical range.

What is Moody's Corporation's EV/EBITDA?

Moody's Corporation's current EV/EBITDA is 22.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.5x.

What is Moody's Corporation's ROE?

Moody's Corporation's return on equity (ROE) is 62.0%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 206.5%.

Is MCO stock overvalued?

Based on historical data, Moody's Corporation is trading at a P/E of 34.7x. This is at the 82th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Moody's Corporation's dividend yield?

Moody's Corporation's current dividend yield is 0.82% with a payout ratio of 28.5%.

What are Moody's Corporation's profit margins?

Moody's Corporation has 68.2% gross margin and 44.8% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Moody's Corporation have?

Moody's Corporation's Debt/EBITDA ratio is 1.9x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.