MoneyHero Limited Class A Ordinary Shares (MNY) Financial Ratios
5 years of historical data (2020–2024) · Communication Services · Internet Content & Information
EV/EBITDA
N/A
—
5yr avg: N/A
P/FCF
N/A
—
5yr avg: N/A
P/B Ratio
↑
1.23
↑+44% vs avg
5yr avg: 0.85
30Y Low0.7·High1.0
ROE
↓
-59.4%
↓+36% vs avg
5yr avg: -93.2%
30Y Low-364%·High-6%
Debt/EBITDA
N/A
—
5yr avg: N/A
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
MNY Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
MoneyHero Limited Class A Ordinary Shares currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Market Cap | $61M | $47M | $58M | — | — | — |
| Enterprise Value | $19M | $5M | $-10110269 | — | — | — |
| P/E Ratio → | -1.57 | — | — | — | — | — |
| P/S Ratio | 0.77 | 0.59 | 0.72 | — | — | — |
| P/B Ratio | 1.23 | 0.97 | 0.73 | — | — | — |
| P/FCF | — | — | — | — | — | — |
| P/OCF | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
MNY EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.06 | -0.13 | — | — | — |
| EV / EBITDA | — | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | — |
| EV / FCF | — | — | — | — | — | — |
MNY Profitability
Margins and return-on-capital ratios measuring operating efficiency
MoneyHero Limited Class A Ordinary Shares earns an operating margin of -50.5%. Operating margins have expanded from -60.1% to -50.5% over the past 3 years, signaling improving operational efficiency. A negative ROE of -59.4% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Gross Margin | 36.8% | 36.8% | 45.5% | -0.1% | 51.7% | — |
| Operating Margin | -50.5% | -50.5% | -37.2% | -60.1% | -47.2% | — |
| Net Profit Margin | -47.5% | -47.5% | -214.0% | -72.6% | -50.0% | — |
Return on Capital
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| ROE | -59.4% | -59.4% | -363.7% | -17.5% | -6.1% | -19.6% |
| ROA | -38.8% | -38.8% | -192.5% | -15.0% | -5.2% | -15.1% |
| ROIC | -344.7% | -344.7% | -365.4% | -11.1% | -4.3% | — |
| ROCE | -62.8% | -62.8% | -57.4% | -13.3% | -4.9% | -0.0% |
MNY Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $43M exceeds total debt of $736000, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Debt / Equity | 0.02 | 0.02 | 0.01 | 0.60 | 0.00 | 0.00 |
| Debt / EBITDA | — | — | — | — | — | — |
| Net Debt / Equity | — | -0.87 | -0.86 | -0.92 | 0.00 | -0.00 |
| Net Debt / EBITDA | — | — | — | — | — | — |
| Debt / FCF | — | — | — | — | — | — |
| Interest Coverage | -1478.21 | -1478.21 | -8.07 | -5.37 | -17.22 | — |
Net cash position: cash ($43M) exceeds total debt ($736000)
MNY Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
MoneyHero Limited Class A Ordinary Shares's current ratio of 2.49x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 1.25x to 2.49x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Current Ratio | 2.49 | 2.49 | 3.00 | 1.25 | 0.18 | 1.55 |
| Quick Ratio | 2.49 | 2.49 | 3.00 | 1.33 | 0.18 | 1.55 |
| Cash Ratio | 1.38 | 1.38 | 1.92 | 0.62 | 0.04 | 1.20 |
| Asset Turnover | — | 1.00 | 0.70 | 1.06 | 0.10 | — |
| Inventory Turnover | — | — | — | — | — | — |
| Days Sales Outstanding | — | 116.72 | 150.49 | 130.56 | 141.52 | — |
MNY Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
MoneyHero Limited Class A Ordinary Shares does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — |
| FCF Yield | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | — | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | — | — | — |
| Shares Outstanding | — | $42M | $34M | $37M | $74M | $74M |
Peer Comparison
Compare MNY with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 MNYYou | $61M | -1.6 | — | — | 36.8% | -50.5% | -59.4% | -344.7% | — |
 TREE | $552M | 3.7 | 8.7 | 9.1 | 94.3% | 7.3% | 76.5% | 9.0% | 4.2 |
 UPST | $3B | 64.4 | 50.1 | — | 95.2% | 5.1% | 7.5% | 1.7% | 23.4 |
 NRDS | $726M | 15.3 | 5.4 | 5.6 | 92.4% | 8.3% | 13.2% | 14.0% | — |
 LC | $2B | 14.5 | 2.6 | — | 64.7% | 25.0% | 9.5% | 17.3% | 0.0 |
 SOFI | $20B | 41.0 | 22.8 | — | 75.1% | 11.0% | 5.7% | 3.6% | 2.4 |
 AFRM | $22B | 449.1 | 210.0 | 37.3 | 67.5% | -2.7% | 1.8% | -0.7% | 57.0 |
 OPFI | $852M | 10.0 | 5.7 | 2.2 | 95.1% | 32.4% | 9.7% | 26.4% | 1.7 |
 DAVE | $3B | 18.4 | 69.5 | 11.6 | 79.8% | 8.0% | 73.1% | 11.1% | 1.6 |
 V | $616B | 31.5 | 24.6 | 28.6 | 80.4% | 60.0% | 52.1% | 29.2% | 1.0 |
 MA | $443B | 30.3 | 22.0 | 26.2 | 83.4% | 59.2% | 209.9% | 56.5% | 0.9 |
| Communication Services Median | — | 15.4 | 9.0 | 11.8 | 48.3% | 0.7% | 2.2% | 3.0% | 3.5 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Quick answers to the most common questions about buying MNY stock.
What is MoneyHero Limited Class A Ordinary Shares's P/E ratio?
MoneyHero Limited Class A Ordinary Shares's current P/E ratio is -1.6x. This places it at the 50th percentile of its historical range.
What is MoneyHero Limited Class A Ordinary Shares's ROE?
MoneyHero Limited Class A Ordinary Shares's return on equity (ROE) is -59.4%. The historical average is -93.2%.
Is MNY stock overvalued?
Based on historical data, MoneyHero Limited Class A Ordinary Shares is trading at a P/E of -1.6x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are MoneyHero Limited Class A Ordinary Shares's profit margins?
MoneyHero Limited Class A Ordinary Shares has 36.8% gross margin and -50.5% operating margin.