Navient Corporation (NAVI) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Navient Corporation (NAVI) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

NAVI Income Statement

Navient Corporation (NAVI) annual income statement — 14-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	118M	131M	125M	142M	128M	130M	135M	120M	130M	152M	160M	291M	178M	234M	223M	240M	321M	337M	314M	334M
NII Growth %	-7.81%	0.77%	-7.41%	18.33%	-1.54%	-14.47%	-15.63%	-58.76%	-26.97%	-35.04%	-28.25%	21.25%	-44.55%	-30.56%	-28.98%	-28.14%	-0.31%	-7.16%	-8.45%	-0.6%
Net Interest Margin %	0.25%	0.27%	0.26%	0.29%	0.25%	0.26%	0.26%	0.22%	0.23%	0.26%	0.26%	0.46%	0.27%	0.35%	0.31%	0.33%	0.42%	0.43%	0.39%	0.41%
Interest Income	682M	695M	746M	781M	778M	802M	861M	948M	973M	1.03B	1.08B	1.17B	1.1B	1.07B	1.02B	881M	692M	626M	635M	660M
Interest Expense	564M	564M	621M	639M	650M	672M	726M	828M	843M	875M	921M	879M	919M	837M	801M	641M	371M	289M	321M	326M
Loan Loss Provision	-537M	0	-533M	168M	37M	30M	45M	42M	14M	12M	55M	72M	11M	-14M	17M	28M	18M	16M	5M	22M
Non-Interest Income	0	0	15M	19M	28M	26M	116M	57M	117M	135M	70M	131M	129M	88M	109M	150M	134M	223M	206M	180M
Non-Interest Income %	0%	0%	10.71%	11.8%	17.95%	16.67%	46.22%	32.2%	47.37%	47.04%	30.43%	31.04%	42.02%	27.33%	32.83%	38.46%	29.45%	39.82%	39.62%	35.02%
Total Net Revenue	118M	131M	140M	161M	156M	156M	251M	177M	247M	287M	230M	422M	307M	322M	332M	390M	455M	560M	520M	514M
Revenue Growth %	-24.36%	-16.03%	-44.22%	-9.04%	-36.84%	-45.64%	9.13%	-58.06%	-19.54%	-10.87%	-30.72%	8.21%	-32.53%	-42.5%	-36.15%	-24.12%	-10.78%	-16.04%	0.58%	0.19%
Non-Interest Expense	82M	120M	47M	110M	101M	131M	180M	123M	185M	187M	211M	240M	200M	192M	201M	225M	193M	212M	524M	272M
Efficiency Ratio	69.49%	91.6%	33.57%	68.32%	64.74%	83.97%	71.71%	69.49%	74.9%	65.16%	91.74%	56.87%	65.15%	59.63%	60.54%	57.69%	42.42%	37.86%	100.77%	52.92%
Operating Income	573M	11M	626M	-117M	18M	-5M	26M	12M	48M	88M	-36M	110M	96M	144M	114M	137M	244M	332M	-9M	220M
Operating Margin %	485.59%	8.4%	447.14%	-72.67%	11.54%	-3.21%	10.36%	6.78%	19.43%	30.66%	-15.65%	26.07%	31.27%	44.72%	34.34%	35.13%	53.63%	59.29%	-1.73%	42.8%
Operating Income Growth %	3083.33%	320%	2307.69%	-1075%	-62.5%	-105.68%	172.22%	-89.09%	-50%	-38.89%	-131.58%	-19.71%	-60.66%	-56.63%	1366.67%	-37.73%	1.67%	-31.41%	-103.85%	-15.06%
Pretax Income	39M	32M	-7M	-117M	18M	-5M	26M	12M	48M	88M	-36M	110M	96M	144M	114M	137M	244M	332M	-9M	220M
Pretax Margin %	33.05%	24.43%	-5%	-72.67%	11.54%	-3.21%	10.36%	6.78%	19.43%	30.66%	-15.65%	26.07%	31.27%	44.72%	34.34%	35.13%	53.63%	59.29%	-1.73%	42.8%
Income Tax	14M	15M	-2M	-31M	4M	-3M	2M	14M	12M	15M	-8M	31M	30M	33M	9M	32M	64M	77M	2M	47M
Effective Tax Rate %	35.9%	46.88%	28.57%	26.5%	22.22%	60%	7.69%	116.67%	25%	17.05%	22.22%	28.18%	31.25%	22.92%	7.89%	23.36%	26.23%	23.19%	-22.22%	21.36%
Net Income	25M	17M	-5M	-86M	14M	-2M	24M	-2M	36M	73M	-28M	79M	66M	111M	105M	105M	180M	255M	-11M	173M
Net Margin %	21.19%	12.98%	-3.57%	-53.42%	8.97%	-1.28%	9.56%	-1.13%	14.57%	25.44%	-12.17%	18.72%	21.5%	34.47%	31.63%	26.92%	39.56%	45.54%	-2.12%	33.66%
Net Income Growth %	78.57%	950%	-120.83%	-4200%	-61.11%	-102.74%	185.71%	-102.53%	-45.45%	-34.23%	-126.67%	-24.76%	-63.33%	-56.47%	1054.55%	-39.31%	-2.7%	-31.08%	-105.95%	-16.43%
Net Income (Continuing)	25M	17M	-5M	-86M	14M	-2M	24M	-2M	36M	73M	-28M	79M	66M	111M	105M	105M	180M	255M	-11M	173M
EPS (Diluted)	0.26	0.17	-0.06	-0.87	0.14	-0.02	0.22	-0.02	0.32	0.64	-0.25	0.65	0.53	0.85	0.78	0.74	1.22	1.67	-0.07	1.04
EPS Growth %	85.71%	967.35%	-127.27%	-4602.7%	-56.25%	-103.06%	188%	-102.85%	-39.62%	-24.71%	-132.05%	-12.16%	-56.56%	-49.1%	1212.7%	-28.85%	16.19%	-16.5%	-107.08%	-2.8%
EPS (Basic)	0.26	0.18	-0.06	-0.87	0.14	-0.02	0.23	-0.02	0.32	0.65	-0.25	0.66	0.53	0.86	0.79	0.76	1.23	1.69	-0.07	1.05
Diluted Shares Outstanding	96M	96M	83.33M	98.85M	101M	102M	109M	108M	112M	114M	122M	121M	125M	130M	134M	141M	147M	153M	153.74M	167M