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NCLHNorwegian Cruise Line Holdings Ltd.
$14.18$6.5B
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  4. Financial Ratios

Norwegian Cruise Line Holdings Ltd. (NCLH) Financial Ratios

Latest Ratios: P/E Ratio 15.8x · EV/EBITDA 7.6x · ROE 23.3%. (2004–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

NCLH Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$6.5B$10.3B$13.3B$8.6B$5.1B$7.6B$6.5B$12.6B$9.5B$12.2B$9.7B
Enterprise Value$20.9B$24.7B$27.0B$22.2B$17.8B$18.5B$15.0B$19.2B$15.8B$18.4B$16.0B
P/E Ratio →15.7624.8013.6151.38———13.589.9716.0915.30
P/S Ratio0.661.041.401.001.0611.705.061.961.572.271.99
P/B Ratio2.954.649.3028.4774.913.121.491.941.602.132.14
P/FCF——15.80————68.1918.7157.2565.66
P/OCF3.124.916.464.2724.46——6.944.587.717.82

P/E links to full P/E history page with 30-year chart

NCLH EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—2.512.852.603.6828.5811.712.972.623.403.27
EV / EBITDA7.639.0011.0612.25———10.538.8911.6611.61
EV / EBIT13.139.2717.7524.95———16.4212.7917.6317.33
EV / FCF——32.16————103.5031.1685.97108.15

NCLH Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin32.0%32.0%40.0%36.0%11.9%-148.2%-32.3%43.3%44.2%43.2%41.5%
Operating Margin16.2%16.2%15.5%10.9%-32.0%-393.9%-272.2%18.2%20.1%19.4%19.0%
Net Profit Margin4.3%4.3%9.6%1.9%-46.9%-695.5%-313.5%14.4%15.8%14.1%13.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE23.3%23.3%105.5%90.0%-181.5%-132.8%-73.8%14.9%16.3%14.8%15.2%
ROA2.0%2.0%4.6%0.9%-12.2%-24.3%-22.9%5.8%6.5%5.6%5.0%
ROIC7.5%7.5%7.6%5.2%-8.9%-14.6%-20.2%7.0%7.6%6.9%6.7%
ROCE10.2%10.2%10.6%6.9%-10.9%-16.2%-23.6%9.4%10.3%9.4%9.0%

NCLH Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity6.616.619.7646.74198.595.122.711.041.091.101.41
Debt / EBITDA5.335.335.707.75———3.733.644.014.65
Net Debt / Equity—6.519.6345.40184.784.501.951.011.061.071.38
Net Debt / EBITDA5.265.265.637.53———3.593.553.894.56
Debt / FCF——16.36————35.3212.4528.7242.49
Interest Coverage1.191.192.031.22-1.84-1.17-7.294.544.583.893.33

NCLH Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.210.210.170.220.370.891.860.200.170.210.18
Quick Ratio0.180.180.150.190.340.851.820.180.150.180.15
Cash Ratio0.040.040.030.070.190.471.720.070.050.070.06
Asset Turnover—0.440.470.440.260.030.070.390.400.380.38
Inventory Turnover48.3948.3938.0034.6928.6913.6020.5538.3937.4437.3143.02
Days Sales Outstanding—10.838.5311.9624.59657.625.874.243.332.974.73

NCLH Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield6.3%4.0%7.3%1.9%———7.4%10.0%6.2%6.5%
FCF Yield——6.3%————1.5%5.3%1.7%1.5%
Buyback Yield0.4%0.2%0.2%0.3%0.4%0.2%0.2%2.9%7.1%0.0%0.5%
Total Shareholder Yield0.4%0.2%0.2%0.3%0.4%0.2%0.2%2.9%7.1%0.0%0.5%
Shares Outstanding—$460M$515M$427M$420M$365M$255M$216M$224M$230M$228M

Key Metrics

Growth RegimeStable
ProfitabilityModerate
Balance SheetStrained
Cash FlowStable
Top Statement Risk

High leverage and thin liquidity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Leverage Easing but Still Elevated

According to quarterly financials, NCLH's debt-to-equity has fallen from 37.97 in 2024Q1 to 5.84 in 2026Q2, yet total debt of $15.0B against $2.6B equity remains heavy, with interest coverage at 2.32x.

The dramatic deleveraging from 2024Q1 to 2026Q2 reflects equity rebuilding from $362M to $2.6B, but the absolute debt load remains substantial. Interest coverage of 2.32x in 2026Q2, though improved from 1.03x in 2025Q4, still leaves limited cushion for earnings shocks. The D/EBITDA of 23.69x in 2026Q2, while down from 30.70x in 2026Q1, remains far above the 14-16x seen in peak quarters, indicating that leverage is still a dominant risk factor.

Liquidity Buffer Dangerously Thin

As reported in the latest balance sheet, NCLH's current ratio stands at 0.20 with cash of $218M against $15.0B total debt, suggesting minimal liquidity cushion relative to near-term obligations.

The current ratio of 0.20 and quick ratio of 0.17 indicate that current liabilities far exceed current assets, a common feature in cruise lines due to high deferred revenue, but the absolute cash level is low. The company's ability to withstand a severe demand shock appears constrained, as even a modest operational disruption could strain liquidity. Investors should monitor the adequacy of undrawn credit facilities, though these are not disclosed in the provided data.

Margin Volatility Masks Underlying Earning Power

Based on reported figures, NCLH's gross margin peaked at 47.1% in 2025Q3 but retreated to 39.9% in 2026Q2, while operating margin swung from 25.5% to 13.8%, reflecting high fixed costs and seasonal demand.

The sharp sequential decline in margins from 2025Q3 to 2026Q2 suggests that the peak pricing environment may be softening, as revenue growth moderates. Net margin of 8.4% in 2026Q2, though improved from 0.6% in 2025Q4, remains below the 16.9% seen in 2024Q3, indicating that profitability is still recovering from pandemic-era losses. The high fixed-cost structure amplifies revenue swings, making quarterly margins less indicative of sustainable earning power.

Working Capital Efficiency Stable but Seasonal

According to quarterly data, NCLH's cash conversion cycle has remained tight at 7-10 days over the past ten quarters, with DSO of 10 days and DPO of 12 days, indicating efficient working capital management.

The consistently low CCC reflects the cruise industry's model of collecting customer deposits well in advance, which offsets inventory and receivable days. However, the negative working capital position (current ratio <1) is structural and relies on continued booking momentum. The stability of DSO and DIO suggests no deterioration in collection or inventory management, but the seasonal swings in FCF margin (from -39.8% to 15.1%) highlight the impact of newbuild capex timing.

Return on Capital Improving from Low Base

As per financial statements, NCLH's ROIC has risen from 1.2% in 2024Q1 to 1.6% in 2026Q2, while ROE reached 8.9% in 2026Q2, up from 5.2% in 2024Q1, but still below pre-pandemic levels.

The improvement in ROIC and ROE is driven by margin recovery and equity rebuilding, but the absolute levels remain low relative to the capital intensity of the business. The 2025Q3 ROE of 22.3% was an outlier, likely boosted by seasonal earnings, and the subsequent decline to 8.9% suggests that returns are not yet consistently compounding. The high asset base of $20.4B in PP&E means that even modest returns require significant operational efficiency.

Misapplied EV/EBITDA in Cyclical Business

The most commonly misapplied ratio for NCLH is EV/EBITDA, which at 8.37x appears cheap, but this obscures the high leverage and cyclicality of cruise earnings, as EBITDA is volatile and debt is substantial.

EV/EBITDA fails to capture the heavy debt load and the need for continuous capex to maintain the fleet, making it an unreliable valuation metric for cruise lines. A more appropriate measure would be EV/EBITDAR (adding back rental costs) or EV/EBITDA adjusted for maintenance capex, as these better reflect the true cash-generating ability. Investors should also consider the seasonality of EBITDA, as the 2025Q3 peak of $1.1B (implied) contrasts sharply with trough quarters, making a single multiple misleading.

Download Financial Ratios Data

Includes 30+ ratios · 22 years · Updated daily

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NCLH — Frequently Asked Questions

Quick answers to the most common questions about buying NCLH stock.

What is Norwegian Cruise Line Holdings Ltd.'s P/E ratio?

Norwegian Cruise Line Holdings Ltd.'s current P/E ratio is 15.8x. The historical average is 27.7x. This places it at the 40th percentile of its historical range.

What is Norwegian Cruise Line Holdings Ltd.'s EV/EBITDA?

Norwegian Cruise Line Holdings Ltd.'s current EV/EBITDA is 7.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.8x.

What is Norwegian Cruise Line Holdings Ltd.'s ROE?

Norwegian Cruise Line Holdings Ltd.'s return on equity (ROE) is 23.3%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is -4.6%.

Is NCLH stock overvalued?

Based on historical data, Norwegian Cruise Line Holdings Ltd. is trading at a P/E of 15.8x. This is at the 40th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Norwegian Cruise Line Holdings Ltd.'s profit margins?

Norwegian Cruise Line Holdings Ltd. has 32.0% gross margin and 16.2% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Norwegian Cruise Line Holdings Ltd. have?

Norwegian Cruise Line Holdings Ltd.'s Debt/EBITDA ratio is 5.3x, indicating high leverage. A ratio above 4x may signal elevated financial risk.