nCino, Inc. (NCNO) P/E Ratio History
UndervaluedTrading at 70.9x vs 5Y avg 211.4x · 33th percentile · Below historical baseline · Data 2026–2027
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P/E Ratio Analysis
As of November 7, 2026, nCino, Inc. (NCNO) trades at a price-to-earnings ratio of 70.9x, with a stock price of $22.67 and trailing twelve-month earnings per share of $0.32.
The current P/E is 66% below its 5-year average of 211.4x. Over the past five years, NCNO's P/E has ranged from a low of 61.5x to a high of 427.0x, placing the current valuation at the 33th percentile of its historical range.
Compared to the Technology sector median P/E of 24.9x, NCNO trades at a 184% premium to its sector peers. The sector includes 333 companies with P/E ratios ranging from 0.0x to 185.0x.
Relative to the broader market, NCNO commands a significant premium over the S&P 500 median P/E of 21.8x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our NCNO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
NCNO Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
NCNO P/E vs Peers
Bank and Insurer Software peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $5B | 42.6 | - | +225% | |
| $20B | 37.3 | - | +1639%Best | |
| $97B | 23.4 | 2.63 | +21% | |
| $15B | 4.3Lowest | 0.18Best | -47% | |
| $12B | 23.4 | 2.11 | +12% | |
| $175B | 18.2 | 1.48 | +23% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
NCNO Historical P/E Data (2026–2027)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2027 Q2 | Jul 31 2026 | $18.46 | $0.30 | 61.5x | -71% |
| FY2027 Q1 | - | $17.48 | $0.12 | 145.7x | -31% |
| FY2026 Q4 | Jan 31 2026 | $21.35 | $0.05 | 427.0x | +102% |
Average P/E for displayed period: 211.4x
NCNO Chart Terminal
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
10-year return with dividends reinvested.
Peer Comparison
Compare growth, multiples, and margins vs sector.
NCNO — Frequently Asked Questions
Quick answers to the most common questions about buying NCNO stock.
What is NCNO's P/E ratio?
nCino, Inc. (NCNO) trailing twelve-month P/E ratio is 70.9x, based on TTM diluted EPS of $0.32. The 5-year average P/E is 211.4x and the historical range spans 61.5x to 427.0x.
Is NCNO stock overvalued or undervalued?
NCNO trades at 70.9x P/E, below its 5-year average of 211.4x. At the 33th percentile of its historical range (61.5x–427.0x), the stock is priced at a discount to its own history.
Is NCNO stock expensive?
No, NCNO is not expensive on a historical basis. The current P/E of 70.9x is below the 5-year average of 211.4x and sits at the 33th percentile of its valuation range.
What is NCNO's historical P/E range?
Over the past 5 years, NCNO's P/E ratio has ranged from 61.5x to 427.0x, with a median of 145.7x and an average of 211.4x. The current P/E of 70.9x places the stock at the 33th percentile of this range. Full historical data spans 2026–2027.
How does NCNO's P/E compare to the S&P 500?
NCNO trades at 70.9x P/E versus the S&P 500 median of 21.8x. The 225% premium to the market typically reflects higher expected earnings growth or quality.
How does NCNO's valuation compare to Technology peers?
nCino, Inc. P/E of 70.9x compares to the Technology sector median of 24.9x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is NCNO's PEG ratio?
NCNO PEG ratio is N/A, based on a P/E of 70.9x and EPS growth of 115.2%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is NCNO's earnings yield?
NCNO earnings yield is 1.41%, the inverse of its 70.9x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.