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Nelnet, Inc.(NNI)Earnings, Financials & Key Ratios
NNI•NYSE•Banking & Credit
11.3× P/E·Price updated Jun 19, 2026
AboutNelnet, Inc. engages in loan servicing, communications, education technology, services, and payment processing businesses worldwide. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer service, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also provides student loan servicing software; business process outsourcing services specialized in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels. The Education Technology, Services, and Payment Processing segment offers financial management services; school information system software; website design and cost effective admissions software; FACTS Giving, a donation platform; and customized professional development and coaching services, educational instruction services, and technology products that aid in teacher and student evaluations. It also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; faith community engagement, giving management, and learning management services and technologies; and an integrated commerce payment platform, financial management, and tuition payment plan services, as well as a school management platform that provides administrative, information management, financial management, and communication functions for K-12 schools. The Communications segment provides fiber optic service to homes and businesses for internet, television, and telephone services. The Asset Generation and Management segment acquires, manages, and owns loan assets. The Nelnet Bank segment operates internet industrial banks. The company was founded in 1978 and is headquartered in Lincoln, Nebraska.Show more
- Net Interest Income$369M+26.0%
- Total Revenue$2.26B+22.6%
- Net Income$428M+132.8%
- Return on Equity12.46%+120.0%
- Net Interest Margin2.62%+23.5%
- Efficiency Ratio36.3%-24.1%
- ROA3.08%+155.0%
- Equity / Assets25.44%+6.2%
- Book Value per Share98.47+9.4%
NNI Key Insights
Nelnet, Inc. (NNI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 36.3% efficiency ratio
- ✓11 consecutive years of dividend growth
- ✓Well capitalized: 25.4% equity/assets
- ✓Diversified revenue: 61.7% from non-interest income
- ✓Trading at only 1.3x book value
✗Weaknesses
- ✗High debt to equity ratio of 2.2x
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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NNI Price & Volume
Nelnet, Inc. (NNI) stock price & volume — 10-year historical chart
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NNI Growth Metrics
Nelnet, Inc. (NNI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.38%
5 Years10.52%
3 Years7.6%
TTM-
Profit CAGR
10 Years4.81%
5 Years3.98%
3 Years1.74%
TTM115.86%
EPS CAGR
10 Years6.99%
5 Years5.12%
3 Years2.89%
TTM116.63%
Return on Capital
10 Years2.23%
5 Years3.23%
3 Years3.71%
Last Year8.91%
NNI Recent Earnings
Nelnet, Inc. (NNI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
May 7, 2026Metric
Actual
Est
EPS
$1.94-27.1%
$2.66
Rev
$419M-5.6%
$444M
Q1 2026
Feb 26, 2026Metric
Actual
Est
EPS
$1.56-4.3%
$1.63
Rev
$392M+2.5%
$382M
Q4 2025
Nov 6, 2025Metric
Actual
Est
EPS
$2.95+94.1%
$1.52
Rev
$495M+29.5%
$382M
Q3 2025
Aug 6, 2025Metric
Actual
Est
EPS
$5.05+164.4%
$1.91
Rev
$618M+64.1%
$376M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $1.94vs $2.66-27.1% | $419Mvs $444M-5.6% |
| Q1 2026 | Feb 26, 2026 | $1.56vs $1.63-4.3% | $392Mvs $382M+2.5% |
| Q4 2025 | Nov 6, 2025 | $2.95vs $1.52+94.1% | $495Mvs $382M+29.5% |
| Q3 2025 | Aug 6, 2025 | $5.05vs $1.91+164.4% | $618Mvs $376M+64.1% |
Based on last 12 quarters of dataView full earnings history →
NNI Peer Comparison
Nelnet, Inc. (NNI) competitors in Student Loan Lending and Servicing — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 SLM | 4.56B | 23.03 | 6.66 | 4.1% | 33.13% | 31.01% | 2.39 | |
 NAVI | 760.37M | 8.09 | -9.99 | -23.74% | -1.96% | -2.45% | 19.05 | |
 WRLD | 896.53M | 177.95 | 10.92 | -1.46% | 7.46% | 10.79% | 1.20 | |
 ENVA | 5.05B | 202.55 | 17.49 | 18.58% | 9.95% | 24.88% | 3.41 | |
 PFSI | 4.3B | 82.38 | 8.86 | 173.81% | 14.31% | 12.02% | 5.35 | |
 NMIH | 2.85B | 37.48 | 7.62 | 8.39% | 55.07% | 15.8% | 0.16 | |
 PRAA | 569.83M | 14.94 | -1.92 | 10.36% | -21.88% | -25% | 0.03 | |
 INTU | 73.03B | 267.00 | 19.53 | 15.63% | 21.91% | 23.29% | 0.34 |
Compare NNI vs Peers
Nelnet, Inc. (NNI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NNI Income Statement
Nelnet, Inc. (NNI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 305.24M | 254.36M | 249.35M | 289.58M | 347.6M | 312.67M | 264.71M | 292.86M | 369.06M | 388.96M |
NII Growth % | -18.07% | -16.67% | -1.97% | 16.14% | 20.03% | -10.05% | -15.34% | 10.64% | 26.02% | 113.76% |
Net Interest Margin % | 1.27% | 1.01% | 1.05% | 1.28% | 1.6% | 1.61% | 1.58% | 2.13% | 2.62% | 2.74% |
Interest Income | 770.43M | 924.27M | 948.68M | 619.66M | 523.84M | 742.81M | 1.11B | 973.4M | 866.01M | 870.38M |
Interest Expense | 465.19M | 669.91M | 699.33M | 330.07M | 176.23M | 430.14M | 845.09M | 680.54M | 496.95M | 481.42M |
Loan Loss Provision | 14.45M | 23M | 39M | 63.36M | -12.43M | 34.97M | 8.12M | 54.61M | -203.54M | -71.35M |
Non-Interest Income | 407.86M | 756.04M | 729.08M | 752.97M | 893.99M | 1.07B | 704.55M | 873.26M | 1.4B | 1.27B |
Non-Interest Income % | 34.61% | 44.99% | 43.46% | 54.86% | 63.05% | 59.12% | 38.83% | 47.29% | 61.74% | 59.27% |
Total Revenue | 1.18B▲ 0% | 1.68B▲ 42.6% | 1.68B▼ 0.2% | 1.37B▼ 18.2% | 1.42B▲ 3.3% | 1.82B▲ 28.1% | 1.81B▼ 0.1% | 1.85B▲ 1.8% | 2.26B▲ 22.6% | 2.14B▲ 0% |
Revenue Growth % | -1.3% | 42.61% | -0.15% | -18.19% | 3.29% | 28.15% | -0.14% | 1.78% | 22.56% | 77.33% |
Non-Interest Expense | 471.97M | 701.11M | 762.69M | 528.71M | 751.91M | 849.96M | 892.43M | 882.93M | 821.71M | 951.14M |
Efficiency Ratio | 40.06% | 41.72% | 45.46% | 38.52% | 53.03% | 46.78% | 49.19% | 47.81% | 36.3% | 44.51% |
Operating Income | 226.68M▲ 0% | 286.29M▲ 26.3% | 176.75M▼ 38.3% | 450.49M▲ 154.9% | 502.11M▲ 11.5% | 501.85M▼ 0.1% | 68.72M▼ 86.3% | 228.58M▲ 232.7% | 1.14B▲ 400.9% | 775.63M▲ 0% |
Operating Margin % | 19.24% | 17.04% | 10.53% | 32.82% | 35.41% | 27.62% | 3.79% | 12.38% | 50.58% | 36.3% |
Operating Income Growth % | -43.16% | 26.3% | -38.26% | 154.88% | 11.46% | -0.05% | -86.31% | 232.66% | 400.86% | - |
Pretax Income | 226.68M▲ 0% | 286.29M▲ 26.3% | 176.75M▼ 38.3% | 450.49M▲ 154.9% | 502.11M▲ 11.5% | 501.85M▼ 0.1% | 68.72M▼ 86.3% | 228.58M▲ 232.7% | 526.33M▲ 130.3% | 495.85M▲ 0% |
Pretax Margin % | 19.24% | 17.04% | 10.53% | 32.82% | 35.41% | 27.62% | 3.79% | 12.38% | 23.25% | 23.2% |
Income Tax | 64.86M | 58.77M | 35.45M | 100.86M | 115.82M | 113.1M | 19.39M | 52.67M | 127.99M | 123.04M |
Effective Tax Rate % | 28.61% | 20.53% | 20.06% | 22.39% | 23.07% | 22.54% | 28.21% | 23.04% | 24.32% | 24.81% |
Net Income | 173.17M▲ 0% | 227.91M▲ 31.6% | 141.8M▼ 37.8% | 352.44M▲ 148.5% | 393.29M▲ 11.6% | 406.9M▲ 3.5% | 89.83M▼ 77.9% | 184.04M▲ 104.9% | 428.47M▲ 132.8% | 417.04M▲ 0% |
Net Margin % | 14.7% | 13.56% | 8.45% | 25.68% | 27.74% | 22.4% | 4.95% | 9.97% | 18.93% | 19.52% |
Net Income Growth % | -32.55% | 31.62% | -37.78% | 148.54% | 11.59% | 3.46% | -77.92% | 104.89% | 132.81% | 115.86% |
Net Income (Continuing) | 161.82M | 227.52M | 141.29M | 349.63M | 386.28M | 388.75M | 49.33M | 175.91M | 398.35M | 372.82M |
EPS (Diluted) | 4.14▲ 0% | 5.57▲ 34.5% | 3.54▼ 36.4% | 9.02▲ 154.8% | 10.20▲ 13.1% | 10.63▲ 4.2% | 2.39▼ 77.5% | 5.02▲ 110.0% | 11.58▲ 130.7% | 11.56▲ 0% |
EPS Growth % | -31.23% | 34.54% | -36.45% | 154.8% | 13.08% | 4.22% | -77.52% | 110.04% | 130.68% | 116.63% |
EPS (Basic) | 4.14 | 5.64 | 3.54 | 9.02 | 10.20 | 10.63 | 2.39 | 5.02 | 11.58 | - |
Diluted Shares Outstanding | 41.79M | 40.91M | 39.52M | 38.51M | 37.94M | 37.6M | 37.42M | 36.64M | 36.33M | 36.08M |
NNI Balance Sheet
Nelnet, Inc. (NNI) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 147.65M | 192.03M | 186.61M | 469.86M | 1.06B | 1.51B | 1.11B | 1.18B | 973.55M | 3.77B |
Cash & Due from Banks | 66.75M | 121.35M | 133.91M | 121.25M | 125.56M | 118.15M | 168.11M | 194.52M | 973.55M | 118.66M |
Short Term Investments | 76.97M | 53.04M | 52.7M | 348.61M | 929.67M | 1.39B | 937.93M | 983.84M | 0 | 0 |
Total Investments | 255.58M | 243.31M | 21.6B | 21.13B | 19.88B | 17.24B | 14.8B | 11.93B | 11.79B | 11.92B |
Investments Growth % | -13.43% | -4.8% | 8779.78% | -2.21% | -5.92% | -13.24% | -14.19% | -19.39% | -1.12% | -12.88% |
Long-Term Investments | 174.68M | 0 | 21.55B | 20.78B | 18.95B | 15.86B | 13.86B | 10.94B | 11.79B | 45.49B |
Accounts Receivables | 0 | 0 | 115.39M | 76.46M | 163.31M | 194.85M | 196.2M | 159.93M | 839.37M | 18.66B |
Goodwill & Intangibles | 177.19M | 271.2M | 238.44M | 217.16M | 194.12M | 240.4M | 202.85M | 194.36M | 187.31M | 301.51M |
Goodwill | 138.76M | 156.91M | 156.91M | 142.09M | 142.09M | 176.9M | 158.03M | 158.03M | 0 | 203.93M |
Intangible Assets | 38.43M | 114.29M | 81.53M | 75.07M | 52.03M | 63.5M | 44.82M | 36.33M | 187.31M | 97.58M |
PP&E (Net) | 248.05M | 344.78M | 348.26M | 123.53M | 119.41M | 122.53M | 127.01M | 95.19M | 85.21M | 84.61M |
Other Assets | -22.63B | -23.36B | 1.27B | 980.3M | 1.2B | 1.42B | 1.17B | 1.17B | 111.48M | 276.3M |
Total Current Assets | 0 | 0 | 302M | 546.32M | 1.22B | 1.73B | 1.36B | 1.37B | 1.81B | 1.6B |
Total Non-Current Assets | 1.93B | 2.65B | 23.41B | 22.1B | 20.46B | 17.64B | 15.36B | 12.41B | 12.25B | 12.58B |
Total Assets | 23.96B▲ 0% | 25.22B▲ 5.2% | 23.71B▼ 6.0% | 22.65B▼ 4.5% | 21.68B▼ 4.3% | 19.37B▼ 10.6% | 16.71B▼ 13.7% | 13.78B▼ 17.6% | 14.06B▲ 2.1% | 14.18B▲ 0% |
Asset Growth % | -11.83% | 5.24% | -6% | -4.48% | -4.28% | -10.63% | -13.74% | -17.56% | 2.08% | -4.94% |
Return on Assets (ROA) | 0.68% | 0.93% | 0.58% | 1.52% | 1.77% | 1.98% | 0.5% | 1.21% | 3.08% | 2.99% |
Accounts Payable | 50.04M | 61.68M | 47.28M | 28.7M | 4.57M | 36.05M | 35.39M | 21.05M | 0 | 0 |
Total Debt | 21.36B | 22.22B | 20.53B | 19.34B | 17.65B | 14.64B | 11.83B | 8.31B | 7.79B | 7.7B |
Net Debt | 21.05B | 21.85B | 20.4B | 19.22B | 17.52B | 14.52B | 11.66B | 8.12B | 6.82B | 7.58B |
Long-Term Debt | 21.36B | 22.22B | 19.58B | 18.77B | 17.03B | 12.94B | 10.2B | 7.37B | 7.79B | 7.7B |
Short-Term Debt | 0 | 0 | 944.66M | 553.37M | 600.91M | 1.7B | 1.63B | 943.16M | 4.74M | 0 |
Other Liabilities | -21.36B | -22.22B | 741.54M | 595.02M | 729.33M | 809.58M | 904.89M | 961.66M | 2.55B | 2.87B |
Total Current Liabilities | 0 | 0 | 991.95M | 636.71M | 949.79M | 2.43B | 2.41B | 2.15B | 4.74M | 0 |
Total Non-Current Liabilities | 0 | 0 | 20.33B | 19.38B | 17.78B | 13.75B | 11.1B | 8.33B | 10.48B | 10.57B |
Total Liabilities | 21.8B | 22.91B | 21.32B | 20.02B | 18.73B | 16.17B | 13.51B | 10.48B | 10.49B | 10.57B |
Total Equity | 2.17B▲ 0% | 2.31B▲ 6.9% | 2.39B▲ 3.3% | 2.63B▲ 9.9% | 2.95B▲ 12.3% | 3.2B▲ 8.4% | 3.2B▲ 0.0% | 3.3B▲ 3.1% | 3.58B▲ 8.4% | 3.61B▲ 0% |
Equity Growth % | 4.56% | 6.9% | 3.3% | 9.92% | 12.35% | 8.37% | 0.01% | 3.09% | 8.43% | 35.54% |
Equity / Assets (Capital Ratio) | 9.04% | 9.18% | 10.09% | 11.61% | 13.62% | 16.52% | 19.15% | 23.95% | 25.44% | 25.43% |
Return on Equity (ROE) | 8.18% | 10.17% | 6.03% | 14.04% | 14.09% | 13.23% | 2.81% | 5.66% | 12.46% | 11.7% |
Book Value per Share | 51.81 | 56.58 | 60.50 | 68.26 | 77.82 | 85.10 | 85.53 | 90.03 | 98.47 | 99.95 |
Tangible BV per Share | 47.57 | 49.95 | 54.47 | 62.62 | 72.71 | 78.70 | 80.10 | 84.73 | 93.31 | 91.60 |
Common Stock | 408K | 403K | 398K | 384K | 379K | 372K | 371K | 363K | 359K | 359K |
Additional Paid-in Capital | 521K | 622K | 5.71M | 3.79M | 1M | 1.11M | 3.1M | 7.39M | 1.48M | 1.53M |
Retained Earnings | 2.14B | 2.3B | 2.38B | 2.62B | 2.94B | 3.23B | 3.27B | 3.34B | 3.68B | 3.73B |
Accumulated OCI | 4.62M | 3.88M | 2.97M | 6.1M | 9.3M | -37.37M | -20.12M | 1.47M | 2.62M | -3.53M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 383K | 117K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
NNI Cash Flow Statement
Nelnet, Inc. (NNI) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 227.51M | 270.89M | 298.92M | 349.1M | 480.33M | 684.06M | 432.03M | 662.89M | 422.99M | 404.93M |
Operating CF Growth % | -30.05% | 19.07% | 10.34% | 16.79% | 37.59% | 42.42% | -36.84% | 53.44% | -36.19% | -100.24% |
Net Income | 161.82M | 227.52M | 141.29M | 349.63M | 386.28M | 396.24M | 54.44M | 175.91M | 420.68M | 417.04M |
Depreciation & Amortization | 137.82M | 184.68M | 192.66M | 198.47M | 132.32M | 176.25M | 145.39M | 132.53M | 33.57M | 54.5M |
Deferred Taxes | -1.54M | 10.98M | -7.26M | 7.97M | 55.62M | 34.64M | -51.96M | -21.62M | 0 | -86.78M |
Other Non-Cash Items | 8.68M | 32.52M | -7.06M | -282.2M | -71.02M | 67.34M | 132.1M | 29.26M | -141.52M | -527K |
Working Capital Changes | -83.69M | -191.36M | -27.49M | 58.49M | -33.56M | -4.59M | 134.16M | 334.76M | 110.25M | 102.44M |
Cash from Investing | 3.27B | -732.35M | 1.52B | 621.22M | 1.19B | 2.27B | 1.94B | 2.41B | 509.43M | 356.83M |
Purchase of Investments | -157.86M | -113.46M | -104.26M | -639.73M | -996.91M | -1.29B | -938.87M | -1.09B | -1.14B | -925.89M |
Sale/Maturity of Investments | 168.09M | 94.45M | 70.58M | 186.79M | 352.8M | 579.99M | 1.01B | 568.61M | 986.5M | 884.75M |
Net Investment Activity | 10.22M | -19.01M | -33.68M | -452.93M | -644.11M | -713.03M | 71.09M | -518.66M | -158.5M | -41.14M |
Acquisitions | 4.51M | -12.56M | 0 | -29.99M | 0 | -34.04M | 0 | 0 | 0 | 0 |
Other Investing | 3.41B | -575.76M | 1.65B | 1.22B | 1.89B | 3.08B | 1.94B | 2.95B | 694.16M | 420.83M |
Cash from Financing | -3.5B | 711.78M | -1.79B | -1.23B | -1.43B | -2.79B | -2.7B | -3.17B | -890.16M | -760.57M |
Dividends Paid | -24.1M | -26.84M | -29.48M | -31.78M | -34.46M | -36.61M | -39.42M | -40.84M | -42.99M | -44.67M |
Share Repurchases | -68.9M | -45.33M | -40.41M | -73.36M | -58.11M | -97.69M | -28.03M | -83.29M | -69.35M | -81.17M |
Stock Issued | 678K | 1.36M | 1.55M | 1.65M | 1.47M | 1.63M | 1.78M | 1.95M | 1.88M | 1.92M |
Net Stock Activity | -68.22M | -43.97M | -38.86M | -71.7M | -56.65M | -96.05M | -26.25M | -81.34M | -67.46M | -79.25M |
Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -2M |
Other Financing | 10.48M | -25.5M | -8.06M | 113.75M | 396.97M | 377.77M | 207.45M | 566.53M | -32.21M | 58.6M |
Net Change in Cash | -2.9M▲ 0% | 250.32M▲ 8725.9% | 30.21M▼ 87.9% | -264.21M▼ 974.6% | 235.79M▲ 189.2% | 163.43M▼ 30.7% | -332.13M▼ 303.2% | -94.47M▲ 71.6% | 42.53M▲ 145.0% | -1.6M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | -121K | -160K | 16K | -437K | 275K | -2.8M |
Cash at Beginning | 69.65M | 942.07M | 1.19B | 1.22B | 958.39M | 1.19B | 1.36B | 1.03B | 931.02M | 973.55M |
Cash at End | 66.75M | 1.19B | 1.22B | 958.39M | 1.19B | 1.36B | 1.03B | 931.02M | 973.55M | 830.52M |
Interest Paid | 390.28M | 591.39M | 657.44M | 301.57M | 152.17M | 350.66M | 781.31M | 651.47M | 472.26M | 353.02M |
Income Taxes Paid | 96.27M | 473K | 17.67M | 29.68M | 18.66M | 57.7M | 47.59M | 15.24M | 68.86M | 67.55M |
Free Cash Flow | 71.5M▲ 0% | 145.87M▲ 104.0% | 206.42M▲ 41.5% | 235.79M▲ 14.2% | 421.38M▲ 78.7% | 624.64M▲ 48.2% | 358.92M▼ 42.5% | 641.99M▲ 78.9% | 396.75M▼ 38.2% | 370.52M▲ 0% |
FCF Growth % | -72.25% | 104% | 41.51% | 14.23% | 78.71% | 48.24% | -42.54% | 78.86% | -38.2% | -31.52% |
NNI Banking Ratios
Nelnet, Inc. (NNI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 8.18% | 10.17% | 6.03% | 14.04% | 14.09% | 13.23% | 2.81% | 5.66% | 12.46% | 11.7% |
Return on Assets (ROA) | 0.68% | 0.93% | 0.58% | 1.52% | 1.77% | 1.98% | 0.5% | 1.21% | 3.08% | 2.99% |
Net Interest Margin | 1.27% | 1.01% | 1.05% | 1.28% | 1.6% | 1.61% | 1.58% | 2.13% | 2.62% | 2.74% |
Efficiency Ratio | 40.06% | 41.72% | 45.46% | 38.52% | 53.03% | 46.78% | 49.19% | 47.81% | 36.3% | 44.51% |
Equity / Assets | 9.04% | 9.18% | 10.09% | 11.61% | 13.62% | 16.52% | 19.15% | 23.95% | 25.44% | 25.43% |
Book Value / Share | 51.81 | 56.58 | 60.5 | 68.26 | 77.82 | 85.1 | 85.53 | 90.03 | 98.47 | 99.95 |
NII Growth | -18.07% | -16.67% | -1.97% | 16.14% | 20.03% | -10.05% | -15.34% | 10.64% | 26.02% | 29.07% |
Dividend Payout | 13.92% | 11.78% | 20.79% | 9.02% | 8.76% | 9% | 43.88% | 22.19% | 10.03% | 7.87% |
Related:NNI Dividend History·NNI Revenue History·NNI Price History·NNI P/E History·NNI Financial Ratios·NNI Institutional Holders
NNI SEC Filings & Documents
Nelnet, Inc. (NNI) SEC filings — annual & quarterly reports (10-K, 10-Q)
NNI Frequently Asked Questions
Nelnet, Inc. (NNI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Nelnet, Inc. (NNI) grew revenue by 22.6% over the past year. This is strong growth.
Yes, Nelnet, Inc. (NNI) is profitable, generating $417.0M in net income for fiscal year 2025 (18.9% net margin).
Dividend & Returns
Yes, Nelnet, Inc. (NNI) pays a dividend with a yield of 0.91%. This makes it attractive for income-focused investors.
Nelnet, Inc. (NNI) has a return on equity (ROE) of 12.5%. This is reasonable for most industries.
Industry Metrics
Nelnet, Inc. (NNI) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Nelnet, Inc. (NNI) has an efficiency ratio of 36.3%. This is excellent, indicating strong cost control.