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NNI logoNelnet, Inc. (NNI) Earnings History

Annual and quarterly earnings data from 2002 to 2025

TTM Net Income
$428M
Profitable
TTM EPS
$11.79
Diluted
YoY EPS Growth
-100.0%
Declining
Net Margin
32.4%
Profitability
Operating MarginN/A
Gross MarginN/A
ROE10.9%
ROA2.7%
Highest Annual Net Income$407M (2022)
Highest Quarterly EPS$6.10 (Q4 2020)
Consecutive Profitable Years24 years
Q4 2025
Net Income$58M
EPS$1.62
QoQ Growth-45.8%Declining

Loading earnings history...

NNI EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

NNI Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
20250.0%0.0%32.4%
202460.2%12.4%10.0%
202353.0%3.8%5.0%
202274.4%27.6%22.4%
202188.4%35.4%27.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Nelnet, Inc. (NNI) Earnings Overview

As of May 6, 2026, Nelnet, Inc. (NNI) reported trailing twelve-month net income of $428M, reflecting -100.0% year-over-year growth. The company earned $11.79 per diluted share over the past four quarters, with a net profit margin of 32.4%.

Looking at the long-term picture, NNI's historical earnings data spans multiple years. The company achieved its highest annual net income of $407M in fiscal 2022.

Nelnet, Inc. maintains industry-leading profitability with, and net margin of 32.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including SLM ($745M net income, 24.0% margin), NAVI (-$60M net income, -2.5% margin), WRLD ($43M net income, 15.9% margin), NNI has outperformed on profitability metrics. Compare NNI vs SLM →

NNI Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NNI logoNNICurrent
$428M$11.7932.4%10.9%-100.0%—
SLM logoSLM
$745M$3.7624.0%32.3%+29.1%
NAVI logoNAVI
-$60M$-0.63-2.5%-3.2%-168.6%
WRLD logoWRLD
$43M$8.5115.9%20.8%+23.6%
ENVA logoENVA
$327M$12.399.8%24.3%+55.9%
PFSI logoPFSI
$507M$9.4211.5%12.3%+59.2%
Best in group
Lowest in group

NNI Historical Earnings Data (2002–2025)

24 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$266M+44.7%$0$0.0032.4%0.0%
2024$184M+104.9%$229M$5.0210.0%12.4%
2023$90M-77.9%$69M$2.395.0%3.8%
2022$407M+3.5%$502M$10.6322.4%27.6%
2021$393M+11.6%$502M$10.2027.7%35.4%
2020$352M+148.5%$450M$9.0225.7%32.8%
2019$142M-37.8%$177M$3.548.5%10.5%
2018$228M+31.6%$286M$5.5713.6%17.0%
2017$173M-32.6%$227M$4.1414.7%19.2%
2016$257M-4.2%$399M$6.0221.5%33.4%

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NNI — Frequently Asked Questions

Quick answers to the most common questions about buying NNI stock.

Is NNI growing earnings?

NNI EPS fell to $11.79, with earnings declining -100.0%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $428M.

What are NNI's profit margins?

Nelnet, Inc. net margin is +32.4%, with operating margin at N/A. Above-average margins indicate pricing power.

How consistent are NNI's earnings?

NNI earnings data spans 2002-2025. The declining earnings trend is -100.0% YoY. Historical data enables comparison across business cycles.

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NNI Earnings Over Time (2014–2025)

Net income and EPS trends