Norwood Financial Corp. (NWFL) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 228.75M | 324.45M | 215.92M | 350.62M | 378.94M | 470.19M | 479.77M | 466.97M | 510.34M | 472.38M | 434.64M | 436.71M | 447.26M | 450.79M | 468.16M | 550.54M | 600.95M | 613.46M | 581.92M | 538.81M |
| Cash & Due from Banks | 100.74M | 44.44M | 74.73M | 53.05M | 75.41M | 72.34M | 82.88M | 69.39M | 111.96M | 66.12M | 54.15M | 33.09M | 29.02M | 31.87M | 40.88M | 109.67M | 166.03M | 206.68M | 219.93M | 205.17M |
| Short Term Investments | 128.01M | 280.02M | 141.19M | 297.57M | 303.54M | 397.85M | 396.89M | 397.58M | 398.37M | 406.26M | 380.5M | 403.62M | 418.25M | 418.93M | 427.29M | 440.88M | 434.92M | 406.78M | 361.99M | 333.64M |
| Total Investments | 2.34B | 2.24B | 1.94B | 2.17B | 2.16B | 2.09B | 2.05B | 2.02B | 2B | 1.99B | 1.98B | 1.96B | 1.93B | 1.88B | 1.84B | 1.83B | 1.79B | 1.75B | 1.72B | 1.7B |
| Investments Growth % | 8.46% | 7.2% | -5.72% | 7.47% | 7.88% | 5.06% | 3.94% | 2.92% | 3.48% | 6.13% | 7.21% | 7.42% | 8.07% | 7.48% | 7.32% | 7.23% | 6.4% | 7.46% | 7.28% | 45.09% |
| Long-Term Investments | 2.21B | 1.96B | 1.79B | 1.87B | 1.86B | 1.69B | 1.66B | 1.62B | 1.6B | 1.58B | 1.59B | 1.56B | 1.52B | 1.46B | 1.42B | 1.39B | 1.35B | 1.34B | 1.35B | 1.37B |
| Accounts Receivables | 10.81M | 9.25M | 8.69M | 8.64M | 8.59M | 8.47M | 8.06M | 8.33M | 8.13M | 8.12M | 7.76M | 7.28M | 6.63M | 6.92M | 6.3M | 6.08M | 5.88M | 5.89M | 6.05M | 6.19M |
| Goodwill & Intangibles | 39.69M | 29.36M | 29.38M | 29.39M | 29.4M | 29.42M | 29.43M | 29.45M | 29.47M | 29.49M | 29.51M | 29.53M | 29.55M | 29.57M | 29.59M | 29.62M | 29.65M | 29.67M | 29.7M | 29.73M |
| Goodwill | 36.38M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M | 29.27M |
| Intangible Assets | 3.32M | 98K | 109K | 121K | 136K | 152K | 167K | 183K | 202K | 221K | 240K | 260K | 283K | 306K | 329K | 353K | 380K | 407K | 434K | 461K |
| PP&E (Net) | 25.3M | 22.97M | 22.29M | 21.61M | 20.27M | 19.66M | 18.5M | 18.27M | 18.06M | 17.84M | 17.25M | 17.36M | 17.66M | 17.92M | 17.43M | 17.03M | 17.02M | 17.29M | 17.36M | 17.3M |
| Other Assets | 378.67M | 61.84M | 324.38M | 62.85M | 64.95M | 78.25M | 68.72M | 67.04M | 69.36M | 67.25M | 70.24M | 67.37M | 64.9M | 61.37M | 82.02M | 75.81M | 69.22M | 54.91M | 63.76M | 62.23M |
| Total Current Assets | 239.56M | 333.7M | 224.6M | 359.26M | 387.53M | 478.65M | 487.83M | 475.3M | 518.47M | 480.5M | 442.4M | 443.99M | 453.89M | 457.71M | 474.47M | 556.63M | 606.83M | 619.35M | 587.97M | 545M |
| Total Non-Current Assets | 2.68B | 2.09B | 2.19B | 2.01B | 1.99B | 1.84B | 1.79B | 1.76B | 1.74B | 1.72B | 1.74B | 1.7B | 1.65B | 1.59B | 1.54B | 1.51B | 1.47B | 1.45B | 1.47B | 1.48B |
| Total Assets | 2.92B | 2.42B | 2.41B | 2.37B | 2.38B | 2.32B | 2.28B | 2.24B | 2.26B | 2.2B | 2.18B | 2.14B | 2.1B | 2.05B | 2.02B | 2.07B | 2.08B | 2.07B | 2.05B | 2.03B |
| Asset Growth % | 22.78% | 4.63% | 5.8% | 5.82% | 5.12% | 5.29% | 4.58% | 4.37% | 7.42% | 7.52% | 7.98% | 3.65% | 1.28% | -1.04% | -1.7% | 2.02% | 3.38% | 11.7% | 11.49% | 49.54% |
| Return on Assets (ROA) | 0.14% | 0.31% | 0.35% | 0.26% | 0.25% | -0.55% | 0.17% | 0.19% | 0.2% | 0.02% | 0.19% | 0.31% | 0.28% | 0.35% | 0.4% | 0.33% | 0.34% | 0.32% | 0.34% | 0.29% |
| Accounts Payable | 9.69M | 12.14M | 9.82M | 10.97M | 13.86M | 12.62M | 12.69M | 13.33M | 11.74M | 10.51M | 8.61M | 7.1M | 4.7M | 2.65M | 1.43M | 1.14M | 1.16M | 1.2M | 1.34M | 1.46M |
| Total Debt | 88.27M | 74.13M | 72.07M | 111.85M | 118.59M | 194.86M | 137.41M | 150.42M | 211.23M | 168.31M | 241.33M | 211.98M | 148.74M | 173.22M | 71.75M | 74.84M | 90.47M | 90.82M | 111.38M | 119.86M |
| Net Debt | -12.47M | 29.7M | -2.66M | 58.8M | 43.18M | 122.52M | 54.53M | 81.03M | 99.27M | 102.19M | 187.18M | 178.89M | 119.73M | 141.35M | 30.88M | -34.83M | -75.56M | -115.86M | -108.55M | -85.31M |
| Long-Term Debt | 88.27M | 29.42M | 62.07M | 85.35M | 118.59M | 59.85M | 84.96M | 88.09M | 151.18M | 69.83M | 137.45M | 99.69M | 40.19M | 40M | 0 | 4.41M | 26.84M | 30M | 33.14M | 36.26M |
| Short-Term Debt | 0 | 44.71M | 10M | 26.5M | 0 | 135.01M | 52.45M | 62.34M | 60.05M | 98.48M | 103.88M | 112.29M | 108.56M | 133.22M | 71.75M | 70.43M | 63.62M | 60.82M | 78.25M | 83.6M |
| Other Liabilities | 28.66M | 17.77M | 21.18M | 19.27M | 18.43M | 37.31M | 78.75M | 78.21M | 17.24M | 46.03M | 18.54M | 17.27M | 18.57M | -23.61M | 18.05M | 16.75M | 17.49M | 14.43M | 15.84M | 14.8M |
| Total Current Liabilities | 2.52B | 2.14B | 2.09B | 2.04B | 2.02B | 2.01B | 1.92B | 1.89B | 1.91B | 1.9B | 1.86B | 1.85B | 1.87B | 1.86B | 1.84B | 1.87B | 1.85B | 1.82B | 1.8B | 1.77B |
| Total Non-Current Liabilities | 116.93M | 47.19M | 83.25M | 104.62M | 137.03M | 97.17M | 163.71M | 166.29M | 168.42M | 115.86M | 155.99M | 116.95M | 58.76M | 16.39M | 18.05M | 21.16M | 44.33M | 44.42M | 48.97M | 51.06M |
| Total Liabilities | 2.63B | 2.18B | 2.18B | 2.14B | 2.16B | 2.1B | 2.08B | 2.05B | 2.08B | 2.02B | 2.02B | 1.97B | 1.93B | 1.88B | 1.86B | 1.89B | 1.89B | 1.86B | 1.85B | 1.83B |
| Total Equity | 283.94M | 242.16M | 234.91M | 225.43M | 220.71M | 213.51M | 195.65M | 182.19M | 181.21M | 181.07M | 164.7M | 173.42M | 176.41M | 167.09M | 158.85M | 173.83M | 186.81M | 205.26M | 202.61M | 200.5M |
| Equity Growth % | 28.65% | 13.42% | 20.06% | 23.73% | 21.79% | 17.91% | 18.79% | 5.05% | 2.72% | 8.37% | 3.68% | -0.23% | -5.56% | -18.6% | -21.6% | -13.3% | -4.25% | 5.38% | 6.33% | 40.54% |
| Equity / Assets (Capital Ratio) | 9.73% | 9.99% | 9.74% | 9.53% | 9.29% | 9.21% | 8.58% | 8.15% | 8.02% | 8.23% | 7.56% | 8.1% | 8.38% | 8.16% | 7.87% | 8.41% | 8.99% | 9.92% | 9.87% | 9.9% |
| Return on Equity (ROE) | 1.42% | 3.12% | 3.62% | 2.78% | 2.66% | -6.18% | 2.03% | 2.32% | 2.45% | 0.2% | 2.44% | 3.72% | 3.37% | 4.38% | 4.88% | 3.8% | 3.64% | 3.26% | 3.46% | 2.91% |
| Book Value per Share | 30.99 | 26.43 | 25.64 | 24.60 | 24.09 | 25.99 | 24.30 | 22.60 | 22.48 | 20.40 | 20.50 | 21.48 | 21.65 | 20.59 | 19.40 | 21.28 | 22.79 | 25.05 | 24.69 | 24.44 |
| Tangible BV per Share | 26.66 | 23.22 | 22.43 | 21.39 | 20.88 | 22.41 | 20.64 | 18.95 | 18.83 | 17.08 | 16.83 | 17.82 | 18.02 | 16.95 | 15.79 | 17.66 | 19.18 | 21.43 | 21.07 | 20.81 |
| Common Stock | 1.12M | 952K | 949K | 949K | 949K | 949K | 831K | 831K | 831K | 831K | 829K | 829K | 829K | 829K | 828K | 828K | 827K | 827K | 825K | 825K |
| Additional Paid-in Capital | 174.08M | 127.43M | 127.19M | 126.99M | 126.78M | 98.51M | 98.33M | 98.08M | 97.89M | 97.7M | 97.45M | 97.27M | 97.06M | 96.9M | 96.78M | 96.75M | 96.62M | 96.44M | 96.1M | 95.95M |
| Retained Earnings | 140.84M | 141.13M | 136.66M | 131.2M | 127.86M | 152.96M | 140.49M | 139.07M | 137.28M | 135.28M | 137.36M | 135.58M | 131.42M | 130.02M | 125.24M | 119.41M | 114.84M | 110.02M | 105.67M | 100.82M |
| Accumulated OCI | -24.13M | -21.34M | -23.71M | -27.5M | -28.68M | -33.12M | -38.03M | -49.82M | -49.4M | -47.35M | -64.98M | -54.25M | -49.96M | -57.35M | -60.56M | -40.23M | -23.73M | -256K | 1.44M | 3.56M |
| Treasury Stock | -7.97M | -6.01M | -6.19M | -6.21M | -6.21M | -5.8M | -5.97M | -5.98M | -5.4M | -5.4M | -5.96M | -6.01M | -2.93M | -3.31M | -3.44M | -2.93M | -1.76M | -1.77M | -1.42M | -656K |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |