Norwood Financial Corp. (NWFL) quarterly cash flow statement — complete operating, investing & financing history
Norwood Financial Corp. (NWFL) cash flow statement — 30-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | 8.91M | 6M | 8.78M | 9.34M | 6.75M | 9.1M | 4.81M | 4.64M | 9.11M | 4.25M | 6.71M | 6.88M | 6.12M | 10.11M | 6.35M | 8.92M | 6.08M | 9.39M | 6.2M | 8.17M |
| Operating CF Growth % | 31.84% | -34.08% | 82.58% | 101.05% | -25.81% | 114.02% | -28.43% | -32.52% | 48.77% | -57.93% | 5.75% | -22.83% | 0.71% | 7.65% | 2.49% | 9.18% | -16.67% | 24.51% | 29.7% | -3.52% |
| Net Income | 9.33M | 3.73M | 7.44M | 8.34M | 6.21M | 5.77M | -12.65M | 3.85M | 4.21M | 4.43M | 354K | 4.12M | 6.5M | 5.78M | 7.14M | 8.11M | 6.86M | 7.13M | 6.64M | 6.98M |
| Depreciation & Amortization | 600K | 603K | 407K | 374K | 357K | 331K | 328K | 351K | 344K | 354K | 351K | 357K | 374K | 378K | 384K | 387K | 401K | 399K | 391K | 396K |
| Deferred Taxes | -215K | -996K | 1.24M | 155K | -147K | -1.34M | -182K | -246K | 47K | 256K | 616K | 544K | 2K | -579K | 2K | 134K | 25K | 258K | -880K | 135K |
| Other Non-Cash Items | -239K | 5.95M | -2.31M | 1.49M | 3.11M | 3.03M | 17.61M | 910K | 2.91M | -2.2M | 3.64M | 644K | -2.72M | 1.98M | -1.96M | 52K | -1.13M | 1.48M | -113K | 501K |
| Working Capital Changes | -777K | -3.5M | 1.75M | -1.2M | -2.94M | 1.13M | -477K | -374K | 1.4M | 1.22M | 1.54M | 1.02M | 1.75M | 2.33M | 614K | 69K | -231K | -30K | 22K | 20K |
| Cash from Investing | -32.52M | 11.21M | -43.09M | -21.15M | -12.89M | -51.82M | -62.55M | -19.9M | -20.02M | -12.74M | 1.68M | -27.7M | -35.9M | -54.66M | -33.55M | -40.66M | -61.37M | -72.41M | -30.89M | -15.62M |
| Purchase of Investments | -26.01M | -24.08M | -27.87M | -8.06M | -7.51M | -19.9M | -184.06M | 0 | -13.99M | -10M | -12.67M | 0 | 0 | 0 | 0 | -21.63M | -37.7M | -71.5M | -70.49M | -51.81M |
| Sale/Maturity of Investments | 18.11M | 17.08M | 26.05M | 11.49M | 15.44M | 14.79M | 169.31M | 15.39M | 14.11M | 15.21M | 9.19M | 9.41M | 8.76M | 9.81M | 12.95M | 9.19M | 10.5M | 13.25M | 22.97M | 20.43M |
| Net Investment Activity | -7.9M | -7.01M | -1.82M | 3.43M | 7.93M | -5.12M | -14.75M | 15.39M | 114K | 5.22M | -3.48M | 9.41M | 8.76M | 9.81M | 12.95M | -12.44M | -27.2M | -58.24M | -47.52M | -31.39M |
| Acquisitions | 0 | 57.02M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -24.13M | -38.34M | -40.2M | -23.54M | -19.14M | -45.77M | -46.33M | -34.72M | -19.6M | -17.4M | 6.08M | -36.38M | -44.48M | -64.37M | -45.64M | -27.46M | -33.74M | -14.06M | 17.07M | 16.2M |
| Cash from Financing | -18.67M | 40.93M | 4.02M | 33.5M | -16.23M | 45.79M | 47.2M | 28.74M | -31.65M | 54.33M | 3.58M | 41.87M | 33.85M | 41.7M | 18.19M | -37.05M | -1.06M | 22.37M | 11.45M | 22.21M |
| Dividends Paid | -3.48M | -3.51M | -2.87M | -2.87M | -2.87M | -2.88M | -2.43M | -2.43M | -2.43M | -2.43M | -2.34M | -2.34M | -2.37M | -2.37M | -2.28M | -2.29M | -2.3M | -2.3M | -2.13M | -2.14M |
| Share Repurchases | -1K | 0 | -12K | 0 | 0 | -349K | -27K | -96K | -580K | 0 | -23K | 0 | -3.08M | 0 | -311K | -952K | -1.24M | -13K | -479K | -767K |
| Stock Issued | 14K | 486K | 164K | 14K | 0 | 0 | 176K | 0 | 0 | 0 | 0 | 33K | 0 | 334K | 390K | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 13K | 486K | 152K | 14K | 0 | -349K | 149K | -96K | -580K | 0 | -23K | 33K | -3.08M | 334K | 79K | -952K | -1.24M | -13K | -479K | -767K |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -812K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -354K | -1000K | -1000K |
| Other Financing | 7.6M | 71.46M | 4.68M | 76.13M | -6.61M | 145.28M | 32.03M | 44.27M | -27.83M | 43.84M | 48.95M | 14.83M | -23.94M | 28.21M | -41.07M | -30.73M | 18.1M | 25.03M | 34.61M | 33.59M |
| Net Change in Cash | -42.28M | 58.14M | -30.29M | 21.68M | -22.36M | 3.07M | -10.54M | 13.48M | -42.57M | 45.84M | 11.97M | 21.06M | 4.07M | -2.85M | -9.01M | -68.79M | -56.36M | -40.66M | -13.25M | 14.76M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 102.57M | 44.44M | 74.73M | 53.05M | 75.41M | 72.34M | 82.88M | 69.39M | 111.96M | 66.12M | 54.15M | 33.09M | 29.02M | 31.87M | 40.88M | 109.67M | 166.03M | 206.68M | 219.93M | 205.17M |
| Cash at End | 60.29M | 102.57M | 44.44M | 74.73M | 53.05M | 75.41M | 72.34M | 82.88M | 69.39M | 111.96M | 66.12M | 54.15M | 33.09M | 29.02M | 31.87M | 40.88M | 109.67M | 166.03M | 206.68M | 219.93M |
| Interest Paid | 14.98M | 15.63M | 9.79M | 12.89M | 15.03M | 10.98M | 12.93M | 13.2M | 11.15M | 11M | 8.89M | 7.96M | 5.2M | 3.57M | 1.93M | 1.38M | 1.22M | 1.29M | 1.5M | 1.53M |
| Income Taxes Paid | 1.18M | 0 | 1.65M | 1.18M | 150K | 46K | 935K | 1.02M | 400K | 257K | 159K | 1.27M | 3.31M | 189K | 1.52M | 1.23M | 4.04M | 106K | 1.12M | 773K |
| Free Cash Flow | 8.41M | 5.54M | 7.7M | 11.95M | 5.08M | 8.17M | 3.34M | 4.07M | 8.57M | 3.7M | 5.8M | 6.66M | 5.94M | 10.01M | 5.49M | 8.16M | 5.64M | 9.28M | 5.75M | 7.74M |
| FCF Growth % | 65.58% | -32.13% | 130.64% | 193.42% | -40.76% | 120.88% | -42.42% | -38.82% | 44.24% | -63.08% | 5.59% | -18.45% | 5.28% | 7.89% | -4.44% | 5.52% | -20.78% | 26.6% | 25.84% | -6.84% |