NatWest Group plc (NWG) quarterly income statement — complete revenue, gross profit & net income history
NatWest Group plc (NWG) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 3.51B | 3.39B | 3.44B | 3.27B | 3.09B | 3.03B | 2.97B | 2.9B | 2.76B | 2.65B | 2.64B | 2.69B | 2.82B | 2.9B | 2.87B | 2.64B | 2.29B | 2.03B | 1.74B | 1.87B |
| NII Growth % | 13.58% | 12.16% | 15.94% | 12.73% | 12.22% | 14.15% | 12.51% | 7.97% | -2.37% | -8.65% | -8.02% | 1.7% | 23.37% | 43.17% | 64.45% | 41.25% | 15.31% | 8.74% | -11.52% | -2.96% |
| Net Interest Margin % | 0.47% | 0.45% | 0.48% | 0.45% | 0.42% | 0.43% | 0.42% | 0.41% | 0.4% | 0.38% | 0.38% | 0.37% | 0.4% | 0.42% | 0.4% | 0.33% | 0.28% | 0.26% | 0.22% | 0.24% |
| Interest Income | 6.66B | 6.42B | 6.54B | 6.48B | 6.36B | 6.32B | 6.45B | 6.44B | 6.24B | 6.05B | 5.96B | 5.59B | 4.98B | 4.5B | 4.05B | 3.34B | 2.8B | 2.43B | 2.15B | 2.3B |
| Interest Expense | 3.14B | 3.03B | 3.1B | 3.21B | 3.26B | 3.29B | 3.48B | 3.54B | 3.48B | 3.4B | 3.32B | 2.9B | 2.16B | 1.6B | 1.18B | 701M | 513M | 403M | 403M | 430M |
| Loan Loss Provision | 140.73M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Interest Income | 1.21B | 964M | 851M | 1.06B | 897M | 954M | 807M | 845M | 893M | 824M | 926M | 803M | 1.04B | 974M | 1.04B | 589M | 947M | 981M | 586M | 817M |
| Non-Interest Income % | 25.57% | 22.12% | 19.83% | 24.56% | 22.48% | 23.97% | 21.38% | 22.57% | 24.47% | 23.71% | 25.98% | 23.02% | 26.95% | 25.13% | 26.54% | 18.24% | 29.26% | 32.61% | 25.15% | 30.42% |
| Total Net Revenue | 4.72B | 4.36B | 4.29B | 4.33B | 3.99B | 3.98B | 3.77B | 3.74B | 3.65B | 3.48B | 3.56B | 3.49B | 3.87B | 3.88B | 3.9B | 3.23B | 3.24B | 3.01B | 2.33B | 2.69B |
| Revenue Growth % | 18.3% | 9.5% | 13.7% | 15.71% | 9.34% | 14.53% | 5.92% | 7.34% | -5.59% | -10.35% | -8.71% | 8.02% | 19.47% | 28.86% | 67.55% | 20.22% | 21.56% | 16.09% | -19.43% | 10.85% |
| Non-Interest Expense | 2.28B | 2.33B | 2.35B | 2.15B | 2.22B | 2.17B | 2.28B | 2.07B | 1.95B | 2.15B | 2.31B | 2.16B | 2.1B | 2.06B | 2.48B | 2.14B | 1.86B | 1.78B | 1.88B | 1.71B |
| Efficiency Ratio | 48.37% | 53.35% | 54.8% | 49.61% | 55.58% | 54.47% | 60.48% | 55.29% | 53.45% | 61.73% | 64.73% | 61.81% | 54.19% | 53.1% | 63.47% | 66.37% | 57.51% | 59.31% | 80.56% | 63.66% |
| Operating Income | 2.3B | 2.03B | 1.94B | 2.18B | 1.77B | 1.81B | 1.49B | 1.67B | 1.7B | 1.33B | 1.26B | 1.33B | 1.77B | 1.82B | 1.43B | 1.09B | 1.38B | 1.22B | 453M | 976M |
| Operating Margin % | 48.65% | 46.65% | 45.2% | 50.39% | 44.42% | 45.53% | 39.52% | 44.71% | 46.55% | 38.27% | 35.27% | 38.19% | 45.81% | 46.9% | 36.53% | 33.63% | 42.49% | 40.69% | 19.44% | 36.34% |
| Operating Income Growth % | 29.55% | 12.2% | 30.03% | 30.41% | 4.36% | 36.24% | 18.7% | 25.68% | -4.07% | -26.84% | -11.85% | 22.65% | 28.8% | 48.53% | 214.79% | 11.27% | -11.8% | 38.31% | 607.81% | 174.93% |
| Pretax Income | 2.3B | 2.03B | 1.94B | 2.18B | 1.77B | 1.81B | 1.49B | 1.67B | 1.7B | 1.33B | 1.26B | 1.33B | 1.77B | 1.82B | 1.43B | 1.09B | 1.38B | 1.22B | 453M | 976M |
| Pretax Margin % | 48.65% | 46.65% | 45.2% | 50.39% | 44.42% | 45.53% | 39.52% | 44.71% | 46.55% | 38.27% | 35.27% | 38.19% | 45.81% | 46.9% | 36.53% | 33.63% | 42.49% | 40.69% | 19.44% | 36.34% |
| Income Tax | 615.18M | 526M | 462M | 502M | 439M | 471M | 233M | 431M | 462M | 339M | -5M | 378M | 549M | 512M | 46M | 434M | 409M | 386M | 231M | 330M |
| Effective Tax Rate % | 26.78% | 25.87% | 23.81% | 23% | 24.76% | 25.99% | 15.62% | 25.75% | 27.19% | 25.49% | -0.4% | 28.38% | 31% | 28.16% | 3.23% | 39.96% | 29.75% | 31.54% | 50.99% | 33.81% |
| Net Income | 1.69B | 1.5B | 1.48B | 1.68B | 1.33B | 1.34B | 1.33B | 1.25B | 1.25B | 978M | 1.29B | 927M | 1.08B | 1.34B | 1.32B | 254M | 1.11B | 900M | 497M | 742M |
| Net Margin % | 35.75% | 34.53% | 34.41% | 38.78% | 33.38% | 33.72% | 35.21% | 33.25% | 34.25% | 28.14% | 36.17% | 26.58% | 27.94% | 34.57% | 33.89% | 7.87% | 34.36% | 29.92% | 21.33% | 27.62% |
| Net Income Growth % | 26.71% | 12.15% | 11.14% | 34.94% | 6.56% | 37.22% | 3.1% | 34.3% | 15.74% | -27.01% | -2.57% | 264.96% | -2.88% | 48.89% | 166.2% | -65.77% | -15.57% | 26.4% | 2466.67% | 408.22% |
| Net Income (Continuing) | 1.68B | 1.51B | 1.48B | 1.68B | 1.33B | 1.34B | 1.26B | 1.24B | 1.24B | 991M | 1.26B | 954M | 1.22B | 1.31B | 1.38B | 652M | 966M | 838M | 222M | 646M |
| EPS (Diluted) | 0.80 | 0.72 | 0.68 | 0.40 | 0.60 | 0.62 | 0.60 | 0.56 | 0.56 | 0.40 | 0.56 | 0.39 | 0.44 | 0.52 | 0.52 | 0.30 | 0.40 | 0.34 | 0.16 | 0.25 |
| EPS Growth % | 33.33% | 16.13% | 13.33% | -28.57% | 7.14% | 55% | 7.14% | 43.59% | 27.27% | -23.08% | 7.69% | 30% | 10% | 52.94% | 225% | 20% | -16.67% | 54.55% | 306.19% | 478.7% |
| EPS (Basic) | 0.80 | 0.72 | 0.68 | 0.80 | 0.62 | 0.62 | 0.60 | 0.56 | 0.56 | 0.40 | 0.56 | 0.39 | 0.44 | 0.52 | 0.52 | 0.30 | 0.40 | 0.35 | 0.16 | 0.25 |
| Diluted Shares Outstanding | 2.01B | 2.01B | 2.02B | 2.04B | 2.05B | 2.05B | 2.05B | 2.09B | 2.17B | 2.75B | 2.75B | 2.21B | 2.45B | 2.4B | 2.43B | 2.46B | 2.4B | 2.63B | 2.65B | 2.67B |