OP Bancorp (OPBK) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

OP Bancorp (OPBK) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

OPBK Income Statement

OP Bancorp (OPBK) annual income statement — 14-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	22.21M	20.07M	20.52M	20.86M	20.35M	19.72M	17.42M	16.93M	16.51M	16.19M	15.98M	16.23M	17.31M	17.25M	17.89M	20.2M	20.34M	19.08M	17.29M	17.1M
NII Growth %	9.15%	1.76%	17.83%	23.24%	23.26%	21.78%	9.01%	4.31%	-4.66%	-6.13%	-10.69%	-19.65%	-14.9%	-9.58%	3.48%	18.14%	22.64%	30.8%	35.55%	40.35%
Net Interest Margin %	0.79%	0.73%	0.76%	0.79%	0.78%	0.77%	0.69%	0.72%	0.69%	0.71%	0.72%	0.76%	0.81%	0.8%	0.82%	0.96%	1%	0.99%	0.93%	0.99%
Interest Income	41.38M	38.19M	38.54M	39.28M	38.52M	37.66M	34.86M	35.05M	35.3M	34.36M	32.91M	31.78M	31.19M	30.1M	28.59M	26.89M	23.23M	20.15M	17.94M	17.82M
Interest Expense	19.17M	18.13M	18.01M	18.42M	18.18M	17.94M	17.44M	18.12M	18.79M	18.16M	16.93M	15.55M	13.87M	12.85M	10.7M	6.69M	2.89M	1.07M	654K	726K
Loan Loss Provision	1.6M	-149K	412K	463K	1.18M	1.21M	736K	1.55M	448K	617K	145K	630K	1.36M	0	-338K	977K	662K	996K	341K	1.9M
Non-Interest Income	5.29M	5.65M	4.03M	3.42M	4.13M	3.97M	4.82M	4.42M	4.24M	4.18M	3.59M	3.68M	2.6M	3.6M	4.29M	3.22M	4.82M	5.36M	4.22M	7.29M
Non-Interest Income %	19.25%	21.97%	16.42%	14.08%	16.87%	16.75%	21.66%	20.69%	20.44%	20.53%	18.33%	18.48%	13.06%	17.28%	19.36%	13.76%	19.16%	21.93%	19.6%	29.89%
Total Net Revenue	27.5M	25.72M	24.55M	24.28M	24.48M	23.69M	22.23M	21.35M	20.75M	20.38M	19.57M	19.91M	19.91M	20.86M	22.19M	23.42M	25.16M	24.44M	21.51M	24.39M
Revenue Growth %	12.36%	8.57%	10.44%	13.75%	17.98%	16.25%	13.64%	7.21%	4.18%	-2.3%	-11.82%	-14.99%	-20.87%	-14.65%	3.17%	-3.95%	25.01%	45.41%	36.8%	56.59%
Non-Interest Expense	15.51M	14.83M	14.23M	14.29M	13.63M	14.04M	13.81M	13.13M	12.72M	12.19M	12.16M	11.98M	11.54M	12.3M	11.91M	11.33M	12.34M	11.5M	9.66M	9.59M
Efficiency Ratio	56.4%	57.65%	57.96%	58.86%	55.68%	59.26%	62.13%	61.52%	61.31%	59.81%	62.14%	60.19%	57.92%	58.97%	53.67%	48.36%	49.03%	47.07%	44.93%	39.33%
Operating Income	10.39M	11.04M	9.91M	9.53M	9.67M	8.45M	7.68M	6.67M	7.58M	7.57M	7.26M	7.3M	7.02M	8.56M	10.62M	11.12M	12.16M	11.94M	11.5M	12.9M
Operating Margin %	37.79%	42.93%	40.36%	39.23%	39.52%	35.65%	34.56%	31.23%	36.53%	37.16%	37.12%	36.65%	35.25%	41.03%	47.85%	47.47%	48.34%	48.85%	53.49%	52.88%
Operating Income Growth %	7.45%	30.74%	28.97%	42.89%	27.63%	11.54%	5.8%	-8.65%	7.95%	-11.51%	-31.59%	-34.36%	-42.29%	-28.33%	-7.7%	-13.79%	5.82%	30.78%	61.22%	141.95%
Pretax Income	10.39M	11.04M	9.91M	9.53M	9.67M	8.45M	7.68M	6.67M	7.58M	7.57M	7.26M	7.3M	7.02M	8.56M	10.62M	11.12M	12.16M	11.94M	11.5M	12.9M
Pretax Margin %	37.79%	42.93%	40.36%	39.23%	39.52%	35.65%	34.56%	31.23%	36.53%	37.16%	37.12%	36.65%	35.25%	41.03%	47.85%	47.47%	48.34%	48.85%	53.49%	52.88%
Income Tax	2.63M	3.06M	2.68M	2.47M	2.97M	2.11M	2.12M	1.7M	2.14M	2.14M	2.04M	2.13M	1.9M	2.47M	3.08M	3.09M	3.52M	3.46M	3.35M	3.75M
Effective Tax Rate %	25.31%	27.75%	27%	25.89%	30.7%	25.02%	27.64%	25.43%	28.27%	28.21%	28.05%	29.12%	27.05%	28.82%	29.04%	27.79%	28.89%	28.97%	29.13%	29.06%
Net Income	7.76M	7.98M	7.23M	7.06M	6.7M	6.33M	5.56M	4.97M	5.44M	5.44M	5.23M	5.17M	5.12M	6.09M	7.53M	8.03M	8.65M	8.48M	8.15M	9.13M
Net Margin %	28.23%	31.02%	29.46%	29.07%	27.39%	26.73%	25.01%	23.29%	26.2%	26.68%	26.71%	25.98%	25.72%	29.2%	33.96%	34.28%	34.37%	34.7%	37.91%	37.46%
Net Income Growth %	15.81%	25.98%	30.11%	42%	23.31%	16.5%	6.39%	-3.89%	6.15%	-10.75%	-30.63%	-35.58%	-40.8%	-28.17%	-7.58%	-12.11%	4.85%	32.94%	60.57%	139.3%
Net Income (Continuing)	7.76M	7.98M	7.23M	7.06M	6.7M	6.33M	5.56M	4.97M	5.44M	5.44M	5.23M	5.17M	5.12M	6.09M	7.53M	8.03M	8.65M	8.48M	8.15M	9.15M
EPS (Diluted)	0.52	0.53	0.48	0.47	0.45	0.42	0.37	0.33	0.36	0.36	0.34	0.34	0.33	0.39	0.48	0.51	0.55	0.54	0.53	0.59
EPS Growth %	15.56%	26.19%	29.73%	42.42%	25%	16.67%	8.82%	-2.94%	9.09%	-7.69%	-29.17%	-33.33%	-40%	-27.78%	-9.43%	-13.56%	1.85%	28.57%	60.61%	136%
EPS (Basic)	0.52	0.54	0.49	0.47	0.45	0.42	0.37	0.33	0.36	0.36	0.34	0.34	0.33	0.39	0.48	0.52	0.56	0.55	0.53	0.60
Diluted Shares Outstanding	14.96M	14.94M	14.93M	14.92M	14.92M	14.86M	14.86M	14.82M	14.81M	14.87M	14.99M	15.03M	15.14M	15.17M	15.31M	15.26M	15.28M	15.23M	15.24M	15.23M