Bank OZK (OZK) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 1.7B | 0 | 3.54B | 3.14B | 2.83B | 3.35B | 5.63B | 5.55B | 5.4B | 5.39B | 5.02B | 4.72B | 4.46B | 4.53B | 4.43B | 4.85B | 5.33B | 5.97B | 5.63B | 6.12B |
| Cash & Due from Banks | 1.7B | 0 | 3.12B | 2.71B | 2.38B | 2.78B | 2.68B | 2.57B | 2.32B | 2.15B | 1.86B | 1.45B | 1.04B | 1.03B | 895.82M | 1.14B | 1.61B | 2.05B | 1.78B | 1.42B |
| Short Term Investments | 0 | 0 | 419.95M | 437.65M | 450.92M | 565.5M | 2.95B | 2.98B | 3.07B | 3.24B | 3.15B | 3.26B | 3.42B | 3.49B | 3.53B | 3.71B | 3.73B | 3.92B | 3.85B | 4.69B |
| Total Investments | 36.51B | 0 | 35.07B | 35.31B | 33.59B | 32.34B | 31.75B | 31.25B | 30.74B | 29.36B | 28.18B | 26.61B | 25.26B | 24.06B | 22.84B | 22.26B | 22.46B | 22.02B | 21.91B | 22.72B |
| Investments Growth % | 8.71% | -100% | 10.47% | 12.99% | 9.27% | 10.13% | 12.66% | 17.45% | 21.68% | 22.04% | 23.38% | 19.54% | 12.5% | 9.26% | 4.23% | -2.02% | -0.68% | -1.33% | -2.68% | 1.84% |
| Long-Term Investments | 36.51B | 0 | 34.65B | 34.87B | 33.14B | 31.77B | 28.8B | 28.27B | 27.67B | 26.12B | 25.03B | 23.34B | 21.84B | 20.57B | 19.31B | 18.55B | 18.73B | 18.11B | 18.07B | 18.02B |
| Accounts Receivables | 176.25M | 0 | 178.31M | 182.91M | 174.32M | 174.03M | 173.25M | 177.4M | 175.2M | 170.11M | 154.24M | 144.84M | 135.31M | 125.13M | 97.56M | 82.76M | 83.11M | 83.03M | 84.36M | 93.69M |
| Goodwill & Intangibles | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 661.17M | 662.35M | 663.54M | 664.73M | 666.03M | 667.55M | 669.06M | 670.58M | 672.13M |
| Goodwill | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 0 | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M | 660.79M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 660.79M | 377K | 1.56M | 2.75M | 3.94M | 5.24M | 6.76M | 8.27M | 9.79M | 11.34M |
| PP&E (Net) | 973.25M | 922M | 890.43M | 869.12M | 767.78M | 739.11M | 712.79M | 702.5M | 681.87M | 676.82M | 665.81M | 670.26M | 677.06M | 678.4M | 684.93M | 687.09M | 693.75M | 695.86M | 699.43M | 729.19M |
| Other Assets | 1.64B | -1.58B | 1.68B | 1.73B | 1.6B | 1.56B | 1.47B | 1.48B | 1.45B | 1.22B | 1.24B | 1.22B | 1.2B | 1.09B | 1.05B | 1.09B | 1.06B | 1.01B | 992.42M | 970.37M |
| Total Current Assets | 1.88B | 0 | 3.72B | 3.33B | 3B | 3.52B | 5.8B | 5.73B | 5.57B | 5.56B | 5.17B | 4.86B | 4.6B | 4.65B | 4.52B | 4.93B | 5.42B | 6.05B | 5.71B | 6.21B |
| Total Non-Current Assets | 39.79B | 0 | 37.89B | 38.13B | 36.16B | 34.74B | 31.64B | 31.11B | 30.46B | 28.67B | 27.59B | 25.9B | 24.37B | 23.01B | 21.71B | 20.99B | 21.15B | 20.48B | 20.43B | 20.39B |
| Total Assets | 41.66B | 40.79B | 41.61B | 41.45B | 39.17B | 38.26B | 37.44B | 36.84B | 36.03B | 34.24B | 32.77B | 30.76B | 28.97B | 27.66B | 26.23B | 25.92B | 26.56B | 26.53B | 26.14B | 26.61B |
| Asset Growth % | 6.38% | 6.6% | 11.12% | 12.54% | 8.7% | 11.75% | 14.27% | 19.75% | 24.36% | 23.79% | 24.91% | 18.68% | 9.07% | 4.24% | 0.34% | -2.58% | -2.62% | -2.33% | -2.77% | 0.85% |
| Return on Assets (ROA) | 0.4% | 0.43% | 0.44% | 0.45% | 0.44% | 0.48% | 0.49% | 0.49% | 0.5% | 0.52% | 0.55% | 0.58% | 0.6% | 0.6% | 0.51% | 0.52% | 0.5% | 0.57% | 0.49% | 0.56% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 252.03M | 230.1M | 290.27M | 233.86M | 227.5M | 243.67M | 226.34M | 186.84M | 198.73M | 231.89M |
| Total Debt | 813.88M | 463.58M | 763.39M | 1.26B | 763.03M | 883.04M | 621.06M | 870.76M | 671.62M | 1.27B | 1.9B | 1.57B | 1.46B | 1.08B | 924.66M | 973.07M | 1.22B | 1.23B | 1.22B | 1.1B |
| Net Debt | -888.12M | 463.58M | -2.36B | -1.44B | -1.61B | -1.9B | -2.06B | -1.7B | -1.65B | -874.8M | 35.1M | 118.69M | 423.48M | 41.75M | 28.83M | -167.38M | -381.96M | -824.23M | -557.73M | -320.58M |
| Long-Term Debt | 463.24M | 463.58M | 763.39M | 1.26B | 763.03M | 883.04M | 621.06M | 870.76M | 671.62M | 1.27B | 1.9B | 1.57B | 1.46B | 1.08B | 924.66M | 973.07M | 1.22B | 1.22B | 1.22B | 1.1B |
| Short-Term Debt | 350.64M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.12M | 7.74M | 8.45M |
| Other Liabilities | 34.69B | -463.58M | 764.63M | 744.01M | 645M | 626.55M | 655.58M | 612.97M | 684.37M | 417.61M | 158.13M | 163.63M | 171.74M | 156.42M | 135.54M | 109.14M | 89.33M | 65.49M | 61.08M | 58.81M |
| Total Current Liabilities | 350.64M | 0 | 33.98B | 33.52B | 31.93B | 31.04B | 30.57B | 29.94B | 29.41B | 27.41B | 25.8B | 24.21B | 22.57B | 21.73B | 20.63B | 20.23B | 20.56B | 20.4B | 20.31B | 20.95B |
| Total Non-Current Liabilities | 35.16B | 0 | 1.53B | 2.01B | 1.41B | 1.51B | 1.28B | 1.48B | 1.36B | 1.69B | 2.06B | 1.74B | 1.63B | 1.23B | 1.06B | 1.08B | 1.31B | 1.29B | 1.28B | 1.15B |
| Total Liabilities | 35.51B | 34.66B | 35.51B | 35.53B | 33.33B | 32.55B | 31.85B | 31.43B | 30.76B | 29.1B | 27.86B | 25.95B | 24.21B | 22.97B | 21.69B | 21.31B | 21.87B | 21.69B | 21.59B | 22.1B |
| Total Equity | 6.16B | 6.13B | 6.09B | 5.93B | 5.83B | 5.71B | 5.59B | 5.41B | 5.27B | 5.14B | 4.9B | 4.81B | 4.76B | 4.69B | 4.54B | 4.61B | 4.69B | 4.84B | 4.56B | 4.5B |
| Equity Growth % | 5.56% | 7.42% | 8.94% | 9.55% | 10.7% | 11.02% | 14.04% | 12.42% | 10.59% | 9.57% | 7.98% | 4.37% | 1.49% | -3.07% | -0.3% | 2.33% | 7% | 13.19% | 8.76% | 9.51% |
| Equity / Assets (Capital Ratio) | 14.78% | 15.03% | 14.65% | 14.29% | 14.89% | 14.91% | 14.94% | 14.68% | 14.62% | 15.01% | 14.97% | 15.64% | 16.44% | 16.96% | 17.32% | 17.79% | 17.67% | 18.24% | 17.43% | 16.93% |
| Return on Equity (ROE) | 2.66% | 2.88% | 3.07% | 3.11% | 2.98% | 3.22% | 3.29% | 3.33% | 3.37% | 3.49% | 3.58% | 3.59% | 3.59% | 3.53% | 2.89% | 2.93% | 2.78% | 3.19% | 2.88% | 3.39% |
| Book Value per Share | 55.50 | 54.70 | 53.67 | 52.08 | 51.06 | 50.04 | 49.05 | 47.45 | 46.26 | 45.18 | 43.11 | 42.10 | 40.57 | 39.69 | 38.22 | 38.15 | 37.54 | 37.25 | 35.07 | 34.58 |
| Tangible BV per Share | 49.55 | 48.80 | 47.85 | 46.27 | 45.27 | 44.25 | 43.26 | 41.65 | 40.45 | 39.38 | 37.30 | 36.31 | 34.93 | 34.07 | 32.63 | 32.64 | 32.20 | 32.10 | 29.91 | 29.42 |
| Common Stock | 1.09M | 1.1M | 1.13M | 1.13M | 1.14M | 1.14M | 1.14M | 1.14M | 1.13M | 1.13M | 1.13M | 1.13M | 1.15M | 1.17M | 1.18M | 1.19M | 1.23M | 1.25M | 1.29M | 1.3M |
| Additional Paid-in Capital | 1.44B | 1.5B | 1.59B | 1.59B | 1.62B | 1.63B | 1.62B | 1.62B | 1.61B | 1.61B | 1.61B | 1.6B | 1.66B | 1.75B | 1.77B | 1.82B | 1.96B | 2.09B | 2.25B | 2.28B |
| Retained Earnings | 4.43B | 4.32B | 4.2B | 4.07B | 3.94B | 3.82B | 3.68B | 3.55B | 3.42B | 3.28B | 3.15B | 3.03B | 2.9B | 2.77B | 2.65B | 2.56B | 2.47B | 2.38B | 2.27B | 2.17B |
| Accumulated OCI | -47.9M | -24.86M | -36.01M | -68.22M | -69.28M | -76.14M | -51.96M | -100.94M | -107.21M | -97.37M | -198.99M | -159.43M | -141.68M | -177.65M | -227.67M | -114.17M | -80.93M | 23.84M | 40.71M | 50.13M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 338.98M | 0 | 0 |