Bank OZK (OZK) quarterly cash flow statement — complete operating, investing & financing history
Bank OZK (OZK) cash flow statement — 30-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | 204.95M | 239.03M | 206.43M | 215.27M | 147.18M | 268.84M | 153.59M | 276.89M | 164.45M | 239.54M | 202.26M | 270.82M | 155.33M | 253.14M | 173.46M | 241.3M | 159.74M | 190.44M | 166.72M | 113.06M |
| Operating CF Growth % | 39.25% | -11.09% | 34.4% | -22.25% | -10.5% | 12.23% | -24.06% | 2.24% | 5.87% | -5.37% | 16.6% | 12.24% | -2.77% | 32.92% | 4.05% | 113.42% | 52.77% | 20.29% | 5.93% | -18.95% |
| Net Income | 167.37M | 163.36M | 175.96M | 184.57M | 183M | 171.97M | 182.21M | 181.21M | 177.54M | 175.56M | 175.13M | 173.83M | 171.97M | 169.91M | 162.82M | 132.35M | 136.41M | 132.5M | 149.77M | 130.28M |
| Depreciation & Amortization | 0 | 31.57M | 0 | 30.56M | 40.38M | 19.76M | 34.29M | 11.56M | 25.69M | 17.7M | 9.13M | 13.85M | 17.14M | 17.25M | 10.84M | 10.88M | 11.11M | 11.16M | 11M | 10.73M |
| Deferred Taxes | 0 | -10.17M | 0 | 11.51M | 10.01M | -32.2M | 53.38M | -29.8M | 7.97M | 24.81M | -48.8M | -6.62M | 33.13M | -30.65M | -20.7M | 5.45M | -2.61M | 81.69M | -24.65M | -10.47M |
| Other Non-Cash Items | 99.79M | 34.7M | 104.74M | 42.62M | 24.53M | 35.73M | 36.43M | 48.27M | 38.22M | 41.14M | 34.41M | 45.87M | 35.3M | 34.18M | 31.19M | 36.69M | 6.45M | -122K | -5.8M | 705K |
| Working Capital Changes | -62.21M | 13.62M | -74.27M | -59.63M | -116.97M | 67.62M | -157.97M | 60.49M | -90.56M | -24.32M | 28M | 39.43M | -106.69M | 58.35M | -14.22M | 52.45M | 6.06M | -38.66M | 32.43M | -21.96M |
| Cash from Investing | -163.54M | -1.98B | 562.07M | 290.46M | -1.82B | -1.38B | -742.08M | -494.77M | -607.85M | -1.41B | -1.1B | -1.71B | -1.44B | -1.28B | -1.22B | -765.2M | 160.1M | -608.67M | -146.79M | 802.24M |
| Purchase of Investments | -540.73M | -1.32B | -5.42M | -48.63M | -220.94M | -432.08M | -483.32M | -63M | -19.5M | -10.03M | -96.87M | -69.29M | -26.65M | -48.84M | -51.92M | -250.32M | -380.58M | -277.54M | -789.18M | -50M |
| Sale/Maturity of Investments | 174.18M | 172.93M | 162.35M | 150.53M | 365.67M | 305.62M | 564.23M | 153.43M | 114.42M | 165.06M | 135.09M | 121.56M | 157.72M | 160.53M | 148.36M | 271.54M | 350.39M | 317.88M | 669.43M | 869.03M |
| Net Investment Activity | -366.55M | -1.15B | 156.93M | 101.91M | 144.73M | -126.46M | 80.9M | 90.43M | 94.92M | 155.03M | 38.22M | 52.27M | 131.07M | 111.69M | 96.43M | 21.22M | -30.18M | 40.34M | -119.74M | 819.03M |
| Acquisitions | -5.69M | -9.31M | -150K | -6.11M | -1.62M | -10.01M | -9.94M | -6.16M | -2.95M | -6.33M | -25.57M | -20.47M | -28.95M | -17.19M | -32.15M | -14.16M | -3.36M | -24.64M | -26.48M | -3.13M |
| Other Investing | 224.6M | -799.99M | 436.39M | 223.93M | -1.94B | -1.21B | -780.44M | -560.14M | -670.79M | -1.54B | -1.1B | -1.74B | -1.54B | -1.37B | -1.27B | -761.5M | 197.54M | -615.31M | 9.82M | -10.44M |
| Cash from Financing | -189.08M | 610.43M | -1.06B | -90.74M | 2B | 703.4M | 690.87M | 327.8M | 688.4M | 1.34B | 1.18B | 1.85B | 1.7B | 1.03B | 1.18B | 279.27M | -785.21M | -29.79M | 251.4M | -557.05M |
| Dividends Paid | -55.51M | -54.91M | -54.81M | -53.66M | -52.72M | -51.78M | -50.64M | -49.51M | -48.36M | -47.13M | -46M | -44.86M | -44.41M | -43.9M | -42.96M | -42.09M | -41.76M | -42.05M | -37.33M | -36.97M |
| Share Repurchases | -15.49M | -59.95M | -93.75M | 0 | -50.78M | -7.1M | 0 | -462K | 0 | -8.01M | 0 | 0 | -66.13M | -94.01M | -23.4M | -47.75M | -147.43M | -136.96M | -156.44M | -37M |
| Stock Issued | 0 | -4.77M | -7.08M | 108K | 7.14M | 0 | 417K | 28K | 233K | 0 | 548K | 77K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.09M |
| Net Stock Activity | -15.49M | -64.72M | -100.82M | 108K | -43.63M | -7.1M | 417K | -434K | 233K | -8.01M | 548K | 77K | -66.13M | -94.01M | -23.4M | -47.75M | -147.43M | -136.96M | -156.44M | -35.91M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 0 | 27K | -11K | 1000K |
| Other Financing | 231.83M | 379.96M | -599.96M | 462.85M | 1.6B | 882.49M | 471.31M | 627.65M | 537.59M | 2B | 1.85B | 1.57B | 1.7B | 783.36M | 1.1B | 417.86M | -596.01M | 149.2M | 445.19M | -604.34M |
| Net Change in Cash | -147.67M | -1.13B | -287.11M | 414.99M | 328.26M | -403.41M | 102.38M | 109.91M | 245M | 174.28M | 285.23M | 409.51M | 415.39M | 5.95M | 137.63M | -244.62M | -465.36M | -448.02M | 271.33M | 358.25M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 1.7B | 2.83B | 3.12B | 2.71B | 2.38B | 2.78B | 2.68B | 2.57B | 2.32B | 2.15B | 1.86B | 1.45B | 1.04B | 1.03B | 895.82M | 1.14B | 1.61B | 2.05B | 1.78B | 1.42B |
| Cash at End | 1.55B | 1.7B | 2.83B | 3.12B | 2.71B | 2.38B | 2.78B | 2.68B | 2.57B | 2.32B | 2.15B | 1.86B | 1.45B | 1.04B | 1.03B | 895.82M | 1.14B | 1.61B | 2.05B | 1.78B |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 257.37M | 289.49M | 0 | 0 | 249.45M | 0 | 0 | 0 | 98.04M | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 9.82M | 57.04M | 0 | 0 | 4.92M | 0 | 0 | 0 | 11.15M | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 189.04M | 212.06M | 175.32M | 186M | 128.06M | 242.35M | 120.99M | 257.98M | 135.43M | 224.45M | 186.52M | 266.76M | 151.72M | 247.42M | 167.33M | 230.55M | 155.84M | 181.38M | 156.33M | 109.84M |
| FCF Growth % | 47.62% | -12.5% | 44.91% | -27.9% | -5.44% | 7.97% | -35.13% | -3.29% | -10.74% | -9.28% | 11.47% | 15.71% | -2.65% | 36.41% | 7.04% | 109.9% | 71.92% | 19.38% | 5.01% | -16.01% |