Last 47 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 57.72 | 18.61 | 16.39 | 58.26 | 43.80 | 75.00 | 10.60 | 30.57 | 35.84 | 86.20 | 163.39 | 7.00 | 23.67 | — | — | 48.50 | 37.03 | — | — | 200.00 | — |
| — | -75.2% | +54.6% | +90.6% | +22.2% | -13.0% | -93.5% | +336.7% | +51.4% | — | — | -85.6% | -36.1% | — | — | -75.8% | — | — | — | — | — | |
| P/S Ratio | 8.16 | 4.49 | 3.21 | 3.49 | 4.50 | 5.46 | 1.57 | 2.69 | 3.37 | 4.20 | 3.80 | 2.75 | 2.10 | 2.90 | 4.69 | 3.27 | 2.98 | 2.30 | 3.10 | 2.39 | 4.45 |
| — | -17.7% | +104.3% | +29.8% | +33.4% | +30.0% | -58.6% | -2.3% | +60.3% | +44.9% | -19.0% | -15.8% | -29.5% | +26.2% | +51.0% | +36.7% | -32.9% | -62.1% | -64.6% | -70.1% | — | |
| P/B Ratio | 18.07 | 8.44 | 6.54 | 6.54 | 8.49 | 9.87 | 2.98 | 5.51 | 7.22 | 8.97 | 7.87 | 6.15 | 5.74 | 7.76 | 11.83 | 8.51 | 8.47 | 5.85 | 7.71 | 6.45 | 11.15 |
| — | -14.5% | +119.9% | +18.8% | +17.7% | +10.1% | -62.2% | -10.4% | +25.7% | +15.6% | -33.4% | -27.8% | -32.3% | +32.6% | +53.5% | +32.0% | -24.0% | -56.6% | -56.7% | -63.1% | -33.7% | |
| P/FCF | 12.24 | — | 5.26 | 1.71 | 21.26 | 56.89 | — | 3.52 | — | 3.31 | 8.39 | 1.76 | 12.58 | — | 30.24 | — | 2.33 | 1.91 | 5.72 | — | — |
| — | — | — | -51.4% | — | +1618.7% | — | +100.0% | — | — | -72.3% | — | +438.9% | — | +428.7% | — | — | -66.8% | -3.2% | — | — | |
| EV / EBITDA | 30.74 | 12.99 | 9.28 | 19.10 | 25.65 | 28.65 | 6.58 | 18.44 | 22.00 | 33.95 | 47.82 | 18.90 | 14.94 | 99.53 | 458.35 | 27.89 | 22.44 | 43.20 | 68.25 | 25.89 | 88.06 |
| — | -54.6% | +41.1% | +3.6% | +16.6% | -15.6% | -86.2% | -2.5% | +47.2% | -65.9% | -89.6% | -32.2% | -33.4% | +130.4% | +571.5% | +7.7% | -74.5% | — | — | -95.5% | — | |
| EV / EBIT | 112.41 | 15.37 | 11.56 | 31.11 | 43.09 | 49.89 | 8.68 | 32.34 | 33.28 | 56.60 | 103.93 | 100.77 | 20.27 | — | — | 43.91 | 49.06 | — | — | 177.92 | — |
| — | -69.2% | +33.2% | -3.8% | +29.5% | -11.9% | -91.6% | -67.9% | +64.2% | — | — | +129.5% | -58.7% | — | — | -75.3% | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.2% | 63.3% | 55.6% | 48.0% | 56.3% | 61.6% | 62.9% | 58.9% | 55.5% | 52.9% | 52.6% | 52.2% | 51.1% | 50.9% | 49.8% | 51.9% | 54.3% | 54.6% | 60.8% | 54.3% | 51.1% |
| — | +2.8% | -11.6% | -18.6% | +1.3% | +16.4% | +19.5% | +13.0% | +8.8% | +4.1% | +5.7% | +0.5% | -5.9% | -6.9% | -18.2% | -4.4% | +6.2% | +15.3% | +34.8% | +6.0% | -97.7% | |
| Operating Margin | 8.8% | 24.8% | 23.8% | 8.1% | 7.3% | 7.5% | 13.4% | 3.0% | 4.5% | 0.9% | -2.0% | 4.6% | 4.8% | -5.9% | -7.3% | 3.0% | 5.9% | -3.2% | -3.9% | 1.2% | -3.6% |
| — | +229.3% | +77.7% | +173.9% | +62.0% | +759.3% | +783.3% | -35.6% | -5.0% | +115.0% | +73.3% | +55.9% | -19.0% | -85.7% | -87.0% | +152.4% | +264.8% | +77.6% | +84.9% | +112.9% | -100.1% | |
| Net Margin | 9.2% | 23.9% | 19.4% | 6.0% | 10.3% | 7.3% | 13.9% | 8.8% | 9.4% | 4.9% | 2.3% | 41.1% | 8.9% | -0.9% | -1.6% | 6.7% | 8.0% | -2.7% | -3.8% | 1.2% | -3.5% |
| — | +228.8% | +39.5% | -31.9% | +8.9% | +49.5% | +493.4% | -78.6% | +6.1% | +615.6% | +248.4% | +511.5% | +10.4% | +64.4% | +58.1% | +459.9% | +330.5% | +81.1% | +85.4% | +102.0% | -100.1% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 19.1% | 11.7% | 10.5% | 2.9% | 5.0% | 3.4% | 7.4% | 4.7% | 5.2% | 2.7% | 1.2% | 26.4% | 6.3% | -0.6% | -1.0% | 4.6% | 6.0% | -1.7% | -2.4% | 0.8% | -2.2% |
| — | +244.5% | +41.7% | -37.9% | -3.0% | +27.8% | +499.4% | -82.3% | -18.2% | +517.0% | +225.1% | +477.1% | +5.9% | +62.5% | +58.1% | +451.0% | +369.4% | +77.7% | +81.4% | +102.9% | +93.0% | |
| ROA | 3.3% | 2.1% | 1.8% | 0.6% | 1.1% | 0.7% | 1.3% | 0.8% | 0.8% | 0.4% | 0.2% | 4.4% | 1.0% | -0.1% | -0.1% | 0.6% | 0.8% | -0.2% | -0.4% | 0.1% | -0.3% |
| — | +208.5% | +37.2% | -29.3% | +33.5% | +77.3% | +596.2% | -81.8% | -17.8% | +522.4% | +235.1% | +580.8% | +25.8% | +61.6% | +60.0% | +409.3% | +346.5% | +78.9% | +84.0% | +102.0% | +96.5% | |
| ROIC | 17.0% | 13.3% | 12.2% | 3.2% | 3.1% | 3.2% | 6.5% | 1.6% | 5.2% | 0.9% | -1.2% | 4.2% | 3.7% | -3.8% | -4.7% | 2.3% | 4.3% | -2.1% | -2.6% | 0.8% | -2.2% |
| — | +323.1% | +89.4% | +104.1% | -41.0% | +240.2% | +640.7% | -62.4% | +40.6% | +124.4% | +74.8% | +87.7% | -14.9% | -82.0% | -79.9% | +179.4% | +299.3% | +70.9% | +78.7% | +119.0% | +94.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.29 | 0.09 | 0.11 | 0.29 | 0.13 | 0.06 | 0.07 | 0.10 | 0.11 | 0.12 | 0.13 | 0.14 | 0.19 | 0.21 | 0.22 | 0.23 | 0.25 | 0.28 | 0.30 | 0.31 | 0.33 |
| — | +47.2% | +49.4% | +200.8% | +25.2% | -44.6% | -43.0% | -28.9% | -43.3% | -45.1% | -43.3% | -40.0% | -25.6% | -25.6% | -24.9% | -27.0% | -23.8% | -18.3% | -13.8% | -5.6% | +25.1% | |
| Debt / EBITDA | 0.90 | 0.61 | 0.64 | 3.45 | 1.61 | 0.77 | 0.66 | 1.35 | 1.34 | 2.00 | 3.13 | 1.83 | 2.08 | 11.23 | 35.07 | 3.09 | 2.76 | 8.70 | 11.00 | 5.17 | 10.66 |
| — | -20.2% | -3.5% | +155.7% | +20.1% | -61.7% | -78.9% | -26.2% | -35.5% | -82.2% | -91.1% | -40.8% | -24.6% | +29.1% | +218.8% | -40.3% | -74.1% | — | — | -88.3% | — | |
| Current Ratio | 1.11 | 1.14 | 1.12 | 1.11 | 1.13 | 1.11 | 1.07 | 1.09 | 1.09 | 1.07 | 1.07 | 1.08 | 1.10 | 1.09 | 1.08 | 1.10 | 1.09 | 1.09 | 1.10 | 1.10 | 1.09 |
| — | +2.9% | +4.1% | +2.1% | +3.7% | +3.5% | +0.4% | +0.3% | -1.2% | -1.9% | -1.3% | -1.7% | +1.0% | +0.3% | -1.5% | -0.0% | -0.6% | -0.1% | -0.5% | -3.7% | -4.5% | |
| Quick Ratio | 1.11 | 1.14 | 1.12 | 1.11 | 1.13 | 1.11 | 1.07 | 1.09 | 1.09 | 1.07 | 1.07 | 1.08 | 1.10 | 1.09 | 1.08 | 1.10 | 1.09 | 1.09 | 1.10 | 1.10 | 1.09 |
| — | +2.9% | +4.1% | +2.1% | +3.7% | +3.5% | +0.4% | +0.3% | -1.2% | -1.9% | -1.3% | -1.7% | +1.0% | +0.3% | -1.5% | -0.0% | -0.6% | -0.1% | -0.5% | -3.7% | -4.5% | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying PAYS stock.
Paysign, Inc.'s current P/E is 57.7x. The average P/E over the last 4 quarters is 34.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Paysign, Inc.'s current operating margin is 8.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Paysign, Inc.'s business trajectory between earnings reports.