PAYS trades 21.6% below Wall Street's consensus target of $9.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes PAYS achieves its forward estimates and maintains a stable P/E multiple of 31.2x. This scenario reflects the blended consensus of 8 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 23, 2026, PaySign, Inc. (PAYS) has a Wall Street consensus price target of $9.00, based on estimates from 8 covering analysts. With the stock currently trading at $7.34, this represents a potential upside of +21.6%. The company has a market capitalization of $410M.
Analyst price targets range from a low of $9.00 to a high of $9.00, representing a 0% spread in expectations. The median target of $9.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 2 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, PAYS trades at a trailing P/E of 56.5x and forward P/E of 31.2x. Analysts expect EPS to grow +39.3% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $10.19, with bear and bull scenarios of $6.42 and $13.42 respectively. Model confidence stands at 45/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
USIOUsio, Inc. | $49M | $1.79 | — | — | — | — | — |
PRTHPriority Technology Holdings, Inc. | $582M | $7.07 | $12.00 | +67.4% | Buy | 7.2x | 5 |
EVTCEVERTEC, Inc. | $1.6B | $25.20 | $29.50 | +14.7% | Buy | 6.6x | 18 |
GDOTGreen Dot Corporation | $732M | $12.92 | $18.00 | +41.2% | Hold | 7.7x | 39 |
ACLXArcellx, Inc. | $6.7B | $115.07 | $112.45 | -2.3% | Hold | — | 18 |
RPAYRepay Holdings Corporation | $280M | $3.18 | $4.38 | +29.2% | Buy | 3.7x | 17 |
FLYWFlywire Corporation | $1.8B | $15.43 | $18.67 | +17.8% | Buy | 35.3x | 19 |
IIIVi3 Verticals, Inc. | $440M | $19.90 | $28.00 | +41.3% | Buy | 17.4x | 15 |
VVisa Inc. | $626.6B | $326.60 | $368.91 | +12.7% | Buy | 24.9x | 61 |
MAMastercard Incorporated | $428.5B | $484.09 | $660.43 | +34.8% | Buy | 24.9x | 64 |
Quick answers to the most common questions about buying PAYS stock.
The consensus Wall Street price target for PAYS is $9, representing 21.6% upside from the current price of $7.34. With 8 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
PAYS has a consensus rating of "Buy" based on 8 Wall Street analysts. The rating breakdown is predominantly bullish, with 5 Buy/Strong Buy ratings. The consensus 12-month price target of $9 implies 21.6% upside from current levels.
PAYS trades at a forward P/E of 31.1579x, representing a moderate valuation. With analysts targeting $9 (21.6% implied move), the stock appears reasonably valued with upside.
The most bullish Wall Street analyst has a price target of $9 for PAYS, while the most conservative target is $9. The consensus of $9 represents the median expectation. Our quantitative valuation model projects a bull case target of $13 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PAYS is moderately covered, with 8 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 1 recommend Hold, and 2 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PAYS stock forecast based on 8 Wall Street analysts shows a consensus price target of $9, with estimates ranging from $9 (bear case) to $9 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $10, with bear/bull scenarios of $6/$13.
Our quantitative valuation model calculates PAYS's fair value at $10 (base case), with a bear case of $6 and bull case of $13. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 45/100.
PAYS trades at a forward P/E ratio of 31.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 56.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on PAYS, with a "Buy" consensus rating and $9 price target (21.6% upside). 5 of 8 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PAYS analyst price targets range from $9 to $9, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $9 consensus represents the middle ground. Our model's $6-$13 range provides an independent fundamental perspective.
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