PAYS trades 2.1% below Wall Street's consensus target of $15.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes PAYS achieves its forward estimates and maintains a stable P/E multiple of 42.6x. This scenario reflects the blended consensus of 8 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, Paysign, Inc. (PAYS) has a Wall Street consensus price target of $15.00, based on estimates from 8 covering analysts. With the stock currently trading at $14.69, this represents a potential upside of +2.1%. The company has a market capitalization of $821M.
Analyst price targets range from a low of $15.00 to a high of $15.00, representing a 0% spread in expectations. The median target of $15.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 2 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, PAYS trades at a trailing P/E of 57.7x and forward P/E of 42.6x. Analysts expect EPS to grow +35.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $13.97, with bear and bull scenarios of $8.80 and $18.41 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 USIOUsio, Inc. | $82M | $2.96 | — | — | — | — | — |
 PRTHPriority Technology Holdings, Inc. | $649M | $7.88 | $7.70 | -2.3% | Buy | 7.4x | 5 |
 EVTCEVERTEC, Inc. | $2.1B | $33.55 | $34.00 | +1.3% | Buy | 8.3x | 18 |
 GDOTGreen Dot Corporation | $694M | $12.24 | $19.08 | +55.9% | Hold | 8.5x | 39 |
 RPAYRepay Holdings Corporation | $388M | $4.40 | $5.13 | +16.6% | Buy | 4.7x | 17 |
 FLYWFlywire Corp | $2.6B | $21.57 | $22.32 | +3.5% | Buy | 35.7x | 19 |
 IIIVi3 Verticals, Inc. | $456M | $19.07 | $26.00 | +36.3% | Buy | 17.8x | 15 |
 VVisa Inc. | $789.1B | $422.65 | $444.11 | +5.1% | Buy | 28.1x | 62 |
 MAMastercard Incorporated | $576.7B | $652.70 | $687.73 | +5.4% | Buy | 32.6x | 65 |
 FISFidelity National Information Services, Inc. | $14.8B | $28.73 | $42.93 | +49.4% | Hold | 4.6x | 40 |
Quick answers to the most common questions about buying PAYS stock.
The consensus price target for PAYS is $15, close to the current price of $14.69 (2.1% implied move). Based on 8 analyst estimates, the stock appears fairly valued near current levels.
PAYS has a consensus rating of "Buy" based on 8 Wall Street analysts. The rating breakdown is predominantly bullish, with 5 Buy/Strong Buy ratings. The consensus 12-month price target of $15 implies 2.1% upside from current levels.
At a forward P/E of 42.5797x, PAYS trades at a premium valuation. The consensus price target of $15 (2.1% upside) suggests analysts may view current valuations as stretched.
The most bullish Wall Street analyst has a price target of $15 for PAYS, while the most conservative target is $15. The consensus of $15 represents the median expectation. Our quantitative valuation model projects a bull case target of $18 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PAYS is moderately covered, with 8 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 1 recommend Hold, and 2 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PAYS stock forecast based on 8 Wall Street analysts shows a consensus price target of $15, with estimates ranging from $15 (bear case) to $15 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $14, with bear/bull scenarios of $9/$18.
Our quantitative valuation model calculates PAYS's fair value at $14 (base case), with a bear case of $9 and bull case of $18. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
PAYS trades at a forward P/E ratio of 42.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 57.7x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
PAYS appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $15 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PAYS analyst price targets range from $15 to $15, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $15 consensus represents the middle ground. Our model's $9-$18 range provides an independent fundamental perspective.
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