Pioneer Bancorp, Inc. (PBFS) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 227.83M | 354.11M | 294.39M | 407.61M | 270.53M | 414.41M | 485.1M | 408.96M | 542.24M | 456.79M | 626.45M | 579.98M | 645.95M | 648.87M | 913.22M | 854.38M | 879.32M | 712.55M | 785.99M | 589.38M |
| Cash & Due from Banks | 26.94M | 133.68M | 225.1M | 119.39M | 137.86M | 92.88M | 222.56M | 151.55M | 245.34M | 136.4M | 214.17M | 148.31M | 141.78M | 141.25M | 399.35M | 372.59M | 461.58M | 346.91M | 475.3M | 324.78M |
| Short Term Investments | 200.89M | 220.43M | 69.29M | 288.22M | 132.67M | 321.54M | 262.53M | 257.41M | 296.89M | 320.4M | 412.27M | 431.67M | 504.17M | 507.61M | 513.87M | 481.79M | 417.74M | 365.64M | 310.7M | 264.6M |
| Total Investments | 200.89M | 220.43M | 1.91B | 1.87B | 1.83B | 1.78B | 1.69B | 1.63B | 1.63B | 1.61B | 1.64B | 1.6B | 1.62B | 1.58B | 1.56B | 1.49B | 1.41B | 1.38B | 1.38B | 1.36B |
| Investments Growth % | -89.02% | -87.63% | 13.37% | 15.18% | 12.08% | 10.62% | 2.72% | 1.52% | 0.98% | 1.78% | 5.31% | 7.51% | 14.51% | 14.38% | 12.93% | 9.57% | 4.31% | 10.14% | 11.4% | 9.73% |
| Long-Term Investments | 0 | 0 | 1.84B | 1.59B | 1.7B | 1.46B | 1.42B | 1.37B | 1.34B | 1.29B | 1.23B | 1.17B | 1.11B | 1.07B | 1.05B | 1.01B | 994.02M | 1.02B | 1.07B | 1.1B |
| Accounts Receivables | 1.71B | 1.65B | 9.24M | 8.7M | 8.38M | 7.94M | 7.67M | 7.56M | 7.69M | 7.68M | 7.12M | 7.19M | 8.15M | 7.52M | 5.89M | 4.62M | 4.39M | 4.11M | 3.87M | 4.05M |
| Goodwill & Intangibles | 12.19M | 12.31M | 13.23M | 13.34M | 13.46M | 13.58M | 13.71M | 13.83M | 13.96M | 14.1M | 14.23M | 10.89M | 10.99M | 11.09M | 11.19M | 11.29M | 11.4M | 11.2M | 9.06M | 9.13M |
| Goodwill | 9.6M | 9.6M | 10.88M | 10.88M | 10.88M | 10.88M | 10.88M | 10.88M | 10.88M | 10.88M | 10.88M | 8.8M | 8.8M | 8.8M | 8.8M | 8.8M | 8.8M | 8.62M | 7.29M | 7.29M |
| Intangible Assets | 2.59M | 2.71M | 2.35M | 2.46M | 2.58M | 2.71M | 2.83M | 2.95M | 3.08M | 3.22M | 3.35M | 2.1M | 2.19M | 2.29M | 2.39M | 2.49M | 2.6M | 2.58M | 1.77M | 1.84M |
| PP&E (Net) | 36.09M | 35.58M | 35.32M | 35.73M | 35.81M | 35.48M | 39.72M | 40.1M | 40.7M | 41.1M | 41.45M | 41.62M | 42.17M | 42.65M | 43.32M | 38.02M | 37.77M | 38.23M | 38.49M | 38.92M |
| Other Assets | 0 | 2.08B | 48.09M | 45.78M | 43.83M | 48.34M | 44.1M | 55.79M | 41.74M | 43.11M | 44.25M | 45.98M | 44.63M | 49.73M | 50.48M | 47.35M | 47.23M | 59.42M | 60.08M | 59.21M |
| Total Current Assets | 1.94B | 38.72M | 303.63M | 416.31M | 278.91M | 422.35M | 492.76M | 416.52M | 549.93M | 464.47M | 633.57M | 587.17M | 654.1M | 656.38M | 919.12M | 859.01M | 883.71M | 716.66M | 789.86M | 593.43M |
| Total Non-Current Assets | 48.28M | 2.12B | 1.94B | 1.68B | 1.79B | 1.56B | 1.52B | 1.48B | 1.43B | 1.39B | 1.33B | 1.27B | 1.21B | 1.18B | 1.15B | 1.11B | 1.09B | 1.13B | 1.18B | 1.2B |
| Total Assets | 2.22B | 2.16B | 2.24B | 2.1B | 2.07B | 1.98B | 2.01B | 1.9B | 1.98B | 1.85B | 1.96B | 1.86B | 1.86B | 1.83B | 2.07B | 1.96B | 1.97B | 1.84B | 1.97B | 1.8B |
| Asset Growth % | 7.35% | 9.24% | 11.35% | 10.61% | 4.4% | 6.85% | 2.61% | 2.11% | 6.3% | 1% | -5.13% | -5.5% | -5.56% | -0.47% | 5.18% | 9.35% | 10.38% | 17.09% | 20.79% | 17.68% |
| Return on Assets (ROA) | 0.24% | 0.17% | 0.2% | 0.31% | 0.28% | 0.16% | 0.32% | 0.2% | 0.25% | 0.17% | 0.18% | 0.24% | 0.33% | 0.32% | 0.26% | 0.12% | 0.02% | 0.33% | 0.07% | -0.2% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 0 | 54.42M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Debt | -26.94M | -79.25M | -225.1M | -119.39M | -137.86M | -92.88M | -222.56M | -151.55M | -245.34M | -136.4M | -214.17M | -148.31M | -141.78M | -141.25M | -399.35M | -372.59M | -461.58M | -346.91M | -475.3M | -324.78M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 50.6M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 1.89B | 1.77B | 30.01M | 29.55M | 30.13M | 80.9M | 31.67M | 38.92M | 38.88M | 39.73M | 49.28M | 39.75M | 35.41M | 41.01M | 46.17M | 35.73M | 22.17M | 15.52M | 21.8M | 21.72M |
| Total Current Liabilities | 0 | 50.6M | 1.9B | 1.75B | 1.73B | 1.59B | 1.68B | 1.56B | 1.65B | 1.53B | 1.64B | 1.55B | 1.57B | 1.54B | 1.78B | 1.69B | 1.71B | 1.58B | 1.71B | 1.54B |
| Total Non-Current Liabilities | 1.89B | 1.79B | 30.01M | 29.55M | 30.13M | 80.9M | 31.67M | 38.92M | 38.88M | 39.73M | 49.28M | 39.75M | 35.41M | 41.01M | 46.17M | 35.73M | 22.17M | 15.52M | 21.8M | 21.72M |
| Total Liabilities | 1.89B | 1.84B | 1.93B | 1.78B | 1.76B | 1.68B | 1.71B | 1.6B | 1.69B | 1.57B | 1.69B | 1.59B | 1.6B | 1.58B | 1.83B | 1.72B | 1.74B | 1.6B | 1.73B | 1.56B |
| Total Equity | 328.58M | 323.86M | 314.2M | 314.25M | 310.7M | 304.55M | 303.8M | 296.53M | 288.96M | 283.8M | 271.77M | 266.7M | 259.87M | 249.73M | 241.71M | 242.63M | 237.09M | 244.01M | 239.15M | 237.82M |
| Equity Growth % | 5.76% | 6.34% | 3.42% | 5.98% | 7.53% | 7.31% | 11.79% | 11.18% | 11.19% | 13.64% | 12.44% | 9.92% | 9.61% | 2.34% | 1.07% | 2.02% | 3.68% | 7.3% | 6.1% | 6.19% |
| Equity / Assets (Capital Ratio) | 14.79% | 14.98% | 14.01% | 14.99% | 15.02% | 15.38% | 15.08% | 15.64% | 14.58% | 15.32% | 13.84% | 14.37% | 13.94% | 13.61% | 11.68% | 12.35% | 12.01% | 13.24% | 12.15% | 13.24% |
| Return on Equity (ROE) | 1.62% | 1.17% | 1.38% | 2.06% | 1.87% | 1.08% | 2.1% | 1.34% | 1.65% | 1.15% | 1.27% | 1.71% | 2.36% | 2.52% | 2.16% | 0.99% | 0.13% | 2.59% | 0.57% | -1.52% |
| Book Value per Share | 13.50 | 13.33 | 12.76 | 12.79 | 12.46 | 12.05 | 12.08 | 11.76 | 11.46 | 11.26 | 10.79 | 10.59 | 10.32 | 9.93 | 9.61 | 9.65 | 9.44 | 9.72 | 9.53 | 9.49 |
| Tangible BV per Share | 13.00 | 12.83 | 12.22 | 12.25 | 11.92 | 11.52 | 11.53 | 11.21 | 10.90 | 10.70 | 10.22 | 10.16 | 9.89 | 9.49 | 9.16 | 9.20 | 8.98 | 9.27 | 9.17 | 9.12 |
| Common Stock | 251K | 251K | 251K | 255K | 258K | 260K | 261K | 263K | 260K | 260K | 260K | 260K | 260K | 260K | 260K | 260K | 260K | 260K | 260K | 260K |
| Additional Paid-in Capital | 115.82M | 115.4M | 115.05M | 114.77M | 114.44M | 114.11M | 113.8M | 113.48M | 113.38M | 113.43M | 113.49M | 113.54M | 113.6M | 113.63M | 113.67M | 113.71M | 113.75M | 113.78M | 113.8M | 113.81M |
| Retained Earnings | 208.34M | 203.04M | 199.72M | 201.38M | 198.38M | 194.19M | 192.83M | 187.73M | 184.88M | 180.16M | 176.96M | 173.04M | 168.53M | 162.51M | 156.32M | 151.09M | 148.73M | 148.43M | 142.17M | 140.81M |
| Accumulated OCI | 12.88M | 14.03M | 8.22M | 7.05M | 7M | 5.54M | 6.64M | 4.94M | 500K | 181K | -8.54M | -9.57M | -11.78M | -15.76M | -17.45M | -11.18M | -14.23M | -6.86M | -5.31M | -5.13M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |