Pioneer Bancorp, Inc. (PBFS) quarterly cash flow statement — complete operating, investing & financing history
Pioneer Bancorp, Inc. (PBFS) cash flow statement — 10-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | -161K | 5.67M | 3.9M | 5.06M | -3.53M | 17.77M | 1.91M | 9.04M | 3.31M | -943K | 12.44M | 13.64M | 2.37M | 2.38M | 7.95M | 21.41M | 22.77M | -109K | 5.9M | 5.42M |
| Operating CF Growth % | 95.43% | -68.06% | 104.34% | -44% | -206.62% | 1983.88% | -84.64% | -33.71% | 39.65% | -139.69% | 56.5% | -36.28% | -89.6% | 2279.82% | 34.72% | 294.94% | 6.06% | -101.4% | 392.13% | -42.51% |
| Net Income | 5.29M | 3.75M | 4.33M | 6.45M | 5.76M | 3.29M | 6.31M | 3.93M | 4.72M | 3.19M | 3.42M | 4.51M | 6.02M | 6.18M | 5.23M | 2.36M | 302K | 6.26M | 1.36M | -3.55M |
| Depreciation & Amortization | 608K | 121K | 595K | 600K | 583K | 597K | 629K | 641K | 639K | 645K | 671K | 654K | 661K | 691K | 692K | 697K | 688K | 681K | 678K | 720K |
| Deferred Taxes | -1.46M | 43K | -1.24M | -653K | -389K | 0 | 834K | 377K | -569K | -33K | 37K | 279K | -189K | 522K | 243K | 153K | -447K | 647K | 355K | -784K |
| Other Non-Cash Items | 318K | 4.68M | -424K | -316K | -353K | 5.18M | 1.18M | 599K | -775K | 6.21M | 356K | -97K | 55K | -545K | 64K | -133K | 297K | 303K | 535K | 566K |
| Working Capital Changes | -5.1M | -2.75M | 194K | -1.52M | -9.63M | 9.29M | -7.52M | 3.22M | -829K | -11.07M | 7.84M | 8.18M | -4.32M | -4.61M | 1.62M | 18.2M | 21.79M | -8.15M | 2.82M | 8.32M |
| Cash from Investing | -37.93M | 585K | -37.11M | -43.61M | -45.65M | -99.41M | -59.32M | 4.75M | -21M | 37.27M | -38.97M | 11.18M | -29.1M | -19.97M | -76.99M | -81.11M | -38.36M | -6.27M | -22.3M | -7.69M |
| Purchase of Investments | -10M | -12.6M | -12.46M | -56.87M | -57.02M | -103.86M | -38.97M | -4.61M | -3.73M | -2.9M | -25.5M | -10.07M | -27M | -25.48M | -81.7M | -112.61M | -86.36M | -79.19M | -82.45M | -77.97M |
| Sale/Maturity of Investments | 18.1M | 51.71M | 47.62M | 70.13M | 64.73M | 43.02M | 37.44M | 44.05M | 31.67M | 101.51M | 46.69M | 79.82M | 36.19M | 33.52M | 40.96M | 46.55M | 20.56M | 18.73M | 28.73M | 14.34M |
| Net Investment Activity | 8.1M | 39.11M | 35.16M | 13.26M | 7.71M | -60.84M | -1.53M | 39.44M | 27.94M | 98.61M | 21.19M | 69.75M | 9.19M | 8.05M | -40.74M | -66.06M | -65.8M | -60.45M | -53.72M | -63.63M |
| Acquisitions | 0 | -480K | 0 | 0 | 0 | 2.25M | 0 | 0 | 0 | 0 | -1.98M | 0 | 0 | 0 | 0 | 0 | -165K | 0 | 0 | 0 |
| Other Investing | -45.39M | -37.83M | -72.04M | -56.36M | -52M | -40.18M | -57.66M | -34.49M | -48.84M | -61.18M | -57.81M | -58.28M | -38.2M | -28M | -36.18M | -14.91M | 27.73M | 54.53M | 31.59M | 56.19M |
| Cash from Financing | 61.35M | -101.14M | 139.69M | 20.99M | 92.28M | -46.81M | 117.19M | -95.14M | 124.6M | -113.14M | 92.59M | -19.4M | 24.47M | -237.96M | 95.84M | -29.01M | 131.22M | -123.06M | 170.01M | -1.32M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | -417K | -6M | -3.31M | -1.57M | -1.93M | -1.22M | -1.07M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 47K | 76K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 47K | -341K | -6M | -3.31M | -1.57M | -1.93M | -1.22M | -1.07M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | -1000K | 1000K | -33K | -32K | -1000K | 1000K | -26K | -26K | -26K | -25K | -25K | 0 | -39K | -25K | -25K | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 111.3M | -150.79M | 145.72M | 24.33M | 133.88M | -84.88M | 118.43M | -94.04M | 124.63M | -113.12M | 92.62M | -19.4M | 24.51M | -237.93M | 95.87M | -29.01M | 131.22M | -123.06M | 170.01M | -1.32M |
| Net Change in Cash | 23.26M | -94.88M | 106.48M | -17.56M | 43.1M | -59.78M | 59.78M | -81.35M | 106.91M | -76.91M | 66.07M | 5.42M | -2.26M | -255.55M | 26.81M | -88.71M | 115.62M | -129.44M | 153.62M | -3.59M |
| Exchange Rate Effect | 0 | 94.88M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 133.68M | 228.55M | 122.07M | 139.63M | 96.52M | 224.97M | 165.19M | 246.54M | 139.63M | 216.54M | 150.48M | 145.06M | 147.32M | 402.87M | 376.06M | 464.77M | 349.14M | 478.58M | 324.96M | 328.56M |
| Cash at End | 156.94M | 133.68M | 228.55M | 122.07M | 139.63M | 96.52M | 224.97M | 165.19M | 246.54M | 139.63M | 216.54M | 150.48M | 145.06M | 147.32M | 402.87M | 376.06M | 464.77M | 349.14M | 478.58M | 324.96M |
| Interest Paid | 7.97M | 7.95M | 8.03M | 7.22M | 6.82M | 14.37M | 6.5M | 6.33M | 5.84M | 5.3M | 4.28M | 2.82M | 1.27M | 846K | 503K | 379K | 339K | 361K | 382K | 400K |
| Income Taxes Paid | 0 | 3M | 2.75M | 3.5M | 0 | 0 | 1M | 2M | 0 | 2M | 1M | 2.75M | 0 | 1.15M | 900K | 500K | 0 | 500K | 500K | 1.5M |
| Free Cash Flow | -797K | 5.46M | 3.68M | 4.55M | -4.89M | 17.13M | 1.79M | 8.84M | 3.2M | -1.1M | 12.07M | 13.36M | 2.28M | 2.36M | 7.88M | 21.27M | 22.64M | -460K | 5.73M | 5.16M |
| FCF Growth % | 83.7% | -68.14% | 105.36% | -48.47% | -252.65% | 1651.81% | -85.16% | -33.82% | 40.77% | -146.72% | 53.06% | -37.21% | -89.95% | 613.7% | 37.56% | 311.97% | 6.4% | -105.99% | 377.71% | -44.19% |