Pagaya Technologies Ltd. (PGY) P/E Ratio History
Historical price-to-earnings valuation from 2025 to 2026
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PGY Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Pagaya Technologies Ltd. (PGY) trades at a price-to-earnings ratio of 16.7x, with a stock price of $15.50 and trailing twelve-month earnings per share of $1.01.
The current P/E is roughly in line with its 5-year average of 17.2x. Over the past five years, PGY's P/E has ranged from a low of 10.9x to a high of 23.6x, placing the current valuation at the 50th percentile of its historical range.
Compared to the Technology sector median P/E of 27.7x, PGY trades at a 40% discount to its sector peers. The sector includes 359 companies with P/E ratios ranging from 0.0x to 184.2x.
Relative to the broader market, PGY trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our PGY DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
PGY P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 64.4 | 4.49 | +131% | |
| $22B | 449.1 | - | +109% | |
| $4B | 14.9 | - | +56% | |
| $26B | 42.6 | 1.55 | +30% | |
| $2B | 14.5 | - | +156% | |
| $552M | 3.7Lowest | - | +443%Best | |
| $263M | 10.8 | - | +127% | |
| $1B | 13.1 | 1.53 | +25% | |
| $5B | 13.9 | 1.41Best | +89% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
PGY Historical P/E Data (2025–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | $11.65 | $1.07 | 10.9x | -37% | |
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $20.90 | $0.89 | 23.6x | +37% |
Average P/E for displayed period: 17.2x
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Start ComparisonPGY — Frequently Asked Questions
Quick answers to the most common questions about buying PGY stock.
Is PGY stock overvalued or undervalued?
PGY trades at 16.7x P/E, near its 5-year average of 17.2x. The 50th percentile ranking places valuation within normal historical bounds.
How does PGY's valuation compare to peers?
Pagaya Technologies Ltd. P/E of 16.7x compares to sector median of 27.7x. The discount suggests lower growth expectations or higher risk.
What is PGY's PEG ratio?
PGY PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2025-2026.