PRA Group, Inc. (PRAA) P/E Ratio History
Historical price-to-earnings valuation from 2003 to 2025
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PRAA Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, PRA Group, Inc. (PRAA) trades at a price-to-earnings ratio of -2.7x, with a stock price of $21.38 and trailing twelve-month earnings per share of $-7.79.
The current P/E is 111% below its 5-year average of 25.7x. Over the past five years, PRAA's P/E has ranged from a low of 6.3x to a high of 200.4x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, PRAA trades at a 121% discount to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
Relative to the broader market, PRAA trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our PRAA DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
PRAA P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 7.7 | 0.75 | +287%Best | |
| $10B | 30.3 | 1.28 | +29% | |
| $4B | 6.5Lowest | 0.72 | +29% | |
| $6B | 8.4 | 2.14 | +55% | |
| $5B | 14.0 | 1.42 | +89% | |
| $711M | 8.7 | 0.24Best | +24% | |
| $21B | 32.0 | 6.88 | +10% | |
| $13B | 29.4 | 5.52 | +60% | |
| $25B | 40.2 | 1.46 | +30% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
PRAA Historical P/E Data (2003–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $14.75 | $2.33 | 6.3x | -66% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $20.62 | $1.79 | 11.5x | -38% |
| FY2024 Q4 | $20.89 | $1.79 | 11.7x | -37% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $22.36 | $1.10 | 20.4x | +11% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $19.66 | $0.10 | 200.4x | +988% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $38.96 | $0.45 | 86.6x | +370% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $33.78 | $2.92 | 11.6x | -37% |
| FY2022 Q3 | Fri Sep 30 2022 00:00:00 GM | $32.86 | $3.30 | 10.0x | -46% |
| FY2022 Q2 | $36.36 | $3.43 | 10.6x | -42% | |
| FY2022 Q1 | $45.08 | $3.74 | 12.1x | -35% | |
| FY2021 Q4 | Fri Dec 31 2021 00:00:00 GM | $50.21 | $4.04 | 12.4x | -33% |
| FY2021 Q3 | $42.14 | $3.90 | 10.8x | -41% |
Average P/E for displayed period: 18.4x
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Start ComparisonPRAA — Frequently Asked Questions
Quick answers to the most common questions about buying PRAA stock.
Is PRAA stock overvalued or undervalued?
PRAA trades at -2.7x P/E, below its 5-year average of 25.7x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does PRAA's valuation compare to peers?
PRA Group, Inc. P/E of -2.7x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.
What is PRAA's PEG ratio?
PRAA PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2003-2025.