Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 2, 2026, PRA Group, Inc. (PRAA) has a Wall Street consensus price target of $26.00, based on estimates from 13 covering analysts. With the stock currently trading at $15.75, this represents a potential upside of +65.1%. The company has a market capitalization of $616M.
Analyst price targets range from a low of $26.00 to a high of $26.00, representing a 0% spread in expectations. The median target of $26.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 5 analysts rating the stock as a Buy or Strong Buy,8 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, PRAA trades at a trailing P/E of 8.8x and forward P/E of 6.9x. Analysts expect EPS to grow +125.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $15.48, with bear and bull scenarios of $3.93 and $16.31 respectively. Model confidence stands at 48/100, suggesting limited visibility into future performance.
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Start ComparisonThe consensus Wall Street price target for PRAA is $26, representing 65.1% upside from the current price of $15.75. With 13 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
PRAA has a consensus rating of "Hold" based on 13 Wall Street analysts. The rating breakdown is mixed, with 8 Hold ratings making up the largest segment. The consensus 12-month price target of $26 implies 65.1% upside from current levels.
With a forward P/E of 6.9231x, PRAA trades at a relatively low valuation. The consensus target of $26 implies 65.1% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $26 for PRAA, while the most conservative target is $26. The consensus of $26 represents the median expectation. Our quantitative valuation model projects a bull case target of $16 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PRAA is moderately covered, with 13 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 8 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PRAA stock forecast based on 13 Wall Street analysts shows a consensus price target of $26, with estimates ranging from $26 (bear case) to $26 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $15, with bear/bull scenarios of $4/$16.
Our quantitative valuation model calculates PRAA's fair value at $15 (base case), with a bear case of $4 and bull case of $16. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 48/100.
PRAA trades at a forward P/E ratio of 6.9x based on next-twelve-months earnings estimates compared to a trailing P/E of 8.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on PRAA, with a "Hold" consensus rating and $26 price target (65.1% upside). 5 of 13 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PRAA analyst price targets range from $26 to $26, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $26 consensus represents the middle ground. Our model's $4-$16 range provides an independent fundamental perspective.